Over the past six months, BancFirst’s stock price fell to $112.58. Shareholders have lost 5.1% of their capital, which is disappointing considering the S&P 500 has climbed by 24.4%. This might have investors contemplating their next move.
Following the drawdown, is now an opportune time to buy BANF? Find out in our full research report, it’s free for active Edge members.
Why Does BancFirst Spark Debate?
Operating as a "super community bank" with a decentralized management approach that emphasizes local responsiveness, BancFirst Corporation (NASDAQ: BANF) operates as a financial holding company providing commercial banking services to retail customers and small to medium-sized businesses primarily in Oklahoma and Texas.
Two Positive Attributes:
1. Long-Term Revenue Growth Shows Strong Momentum
Two primary revenue streams drive bank earnings. While net interest income, which is earned by charging higher rates on loans than paid on deposits, forms the foundation, fee-based services across banking, credit, wealth management, and trading operations provide additional income.
Luckily, BancFirst’s revenue grew at a solid 8.7% compounded annual growth rate over the last five years. Its growth beat the average banking company and shows its offerings resonate with customers.
2. Outstanding Long-Term EPS Growth
We track the long-term change in earnings per share (EPS) because it highlights whether a company’s growth is profitable.
BancFirst’s EPS grew at an astounding 16.9% compounded annual growth rate over the last five years, higher than its 8.7% annualized revenue growth. This tells us the company became more profitable on a per-share basis as it expanded.
One Reason to be Careful:
Projected Net Interest Income Growth Is Slim
Forecasted net interest income by Wall Street analysts signals a company’s potential. Predictions may not always be accurate, but accelerating growth typically boosts valuation multiples and stock prices while slowing growth does the opposite.
Over the next 12 months, sell-side analysts expect BancFirst’s net interest income to rise by 6.2%, close to its 4.8% annualized growth for the past two years.
Final Judgment
BancFirst has huge potential even though it has some open questions. After the recent drawdown, the stock trades at 2.1× forward P/B (or $112.58 per share). Is now a good time to initiate a position? See for yourself in our comprehensive research report, it’s free for active Edge members .
Stocks We Like Even More Than BancFirst
When Trump unveiled his aggressive tariff plan in April 2025, markets tanked as investors feared a full-blown trade war. But those who panicked and sold missed the subsequent rebound that’s already erased most losses.
Don’t let fear keep you from great opportunities and take a look at Top 5 Growth Stocks for this month. This is a curated list of our High Quality stocks that have generated a market-beating return of 183% over the last five years (as of March 31st 2025).
Stocks that made our list in 2020 include now familiar names such as Nvidia (+1,545% between March 2020 and March 2025) as well as under-the-radar businesses like the once-micro-cap company Tecnoglass (+1,754% five-year return). Find your next big winner with StockStory today.
StockStory is growing and hiring equity analyst and marketing roles. Are you a 0 to 1 builder passionate about the markets and AI? See the open roles here.
