Business payments company Corpay (NYSE: CPAY) reported Q4 CY2025 results beating Wall Street’s revenue expectations, with sales up 20.7% year on year to $1.25 billion. The company’s full-year revenue guidance of $5.27 billion at the midpoint came in 0.6% above analysts’ estimates. Its non-GAAP profit of $6.04 per share was 1.7% above analysts’ consensus estimates.

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"We had a strong finish to 2025, with fourth quarter revenue, organic revenue and adjusted net income per share finishing ahead of expectations," said Ron Clarke, chairman and chief executive officer, Corpay, Inc.

Company Overview

Formerly known as FLEETCOR until its 2024 rebrand, Corpay (NYSE: CPAY) provides specialized payment solutions for businesses to manage vehicle expenses, corporate payments, and lodging costs with enhanced control and reporting capabilities.

Revenue Growth

A company’s long-term performance is an indicator of its overall quality. Any business can put up a good quarter or two, but many enduring ones grow for years. Thankfully, Corpay’s 13.6% annualized revenue growth over the last five years was solid. Its growth beat the average financials company and shows its offerings resonate with customers, a helpful starting point for our analysis.

We at StockStory place the most emphasis on long-term growth, but within financials, a half-decade historical view may miss recent interest rate changes, market returns, and industry trends. Corpay’s annualized revenue growth of 9.8% over the last two years is below its five-year trend, but we still think the results were respectable. Note: Quarters not shown were determined to be outliers, impacted by outsized investment gains/losses that are not indicative of the recurring fundamentals of the business.

This quarter, Corpay reported robust year-on-year revenue growth of 20.7%, and its $1.25 billion of revenue topped Wall Street estimates by 0.7%.

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Key Takeaways from Corpay’s Q4 Results

Revenue and EPS in the quarter both beat, which is a good start. We were also impressed by Corpay’s optimistic full-year revenue and EPS guidance, both of which exceeded analysts’ expectations. Overall, we think this was a solid quarter with some key metrics above expectations. The stock traded up 10.2% to $330.92 immediately following the results.

Corpay put up rock-solid earnings, but one quarter doesn’t necessarily make the stock a buy. Let’s see if this is a good investment. We think that the latest quarter is only one piece of the longer-term business quality puzzle. Quality, when combined with valuation, can help determine if the stock is a buy. We cover that in our actionable full research report which you can read here (it’s free).