-- XPAY, an innovator in merchant services and payment processing, announced an expanded platform designed to serve businesses of all sizes, from traditional to the most complex and specialized industries. Designed for legal and compliant organizations across a wide range of verticals, with deep underwriting expertise, multi-bank redundancy, and PayFac-as-a-Service (PFaaS) capabilities, XPAY delivers secure, compliant, and cost-effective payment solutions that unlock unrealized revenue potential, enable limitless scale, and support strict regulatory standards.
The XPAY platform supports embedded payments, high-volume processing, kiosk and POS payments, SaaS payment integration, and cost-reduction programs such as dual pricing, cash discount, convenience fee, service fee, and surcharge models. These built‑in programs help merchants reduce or eliminate processing costs while maintaining full compliance and turbo‑charging earning capabilities.
Through its multi-bank relationships and robust redundancy measures, XPAY increases approval rates, optimizes merchant account performance, safeguards against downtime and ensures uninterrupted payment acceptance, even during a bank/processor outage.
Built for both straightforward and complex merchant accounts, XPAY offers:
- PayFac-as-a-Service (PFaaS) for SaaS platforms and marketplaces, enabling them to onboard and serve sub-merchants while XPAY manages risk and compliance.
- High-volume processing with enterprise reliability via multi-bank redundancy and diverse banking partnerships.
- Integrated cost-reduction models include dual pricing, cash discount, convenience fee, service fee, and surcharge programs.
- Flexible checkout options include POS systems, kiosk solutions, and embedded payment capabilities via API or plug-ins.
Supporting Specialized Verticals
XPAY serves industries often misunderstood or misclassified by conventional processors, including debt collection, coaching, MLM, AI marketing, CBD and hemp, gaming, lending, marketplaces, money services businesses, online pharmacies, telemedicine and telehealth, ticketing and travel agencies, and vitamins, supplements, and nutraceuticals.
Integration-focused sectors like healthcare, utilities, government, and property management can embed secure payments directly into their software workflows to reduce friction, simplify reconciliation, and accelerate onboarding.
More Than Technology — A Partnership for Growth
Every XPAY account is backed by proactive, lifetime support from specialists in underwriting, risk, and compliance. This expert guidance helps merchants navigate growth, adapt to regulatory changes, and implement contingency plans for uninterrupted operations.
“Our goal is to be the first and last payment partner a business ever needs,” said Jordan Matthews, Spokesperson at XPAY. “By combining PFaaS, multi-bank redundancy, and integrated cost-reduction programs, we deliver reliability, affordability, and accessibility to complex and underserved business models.”
About XPAY
XPAY is a payment processing and merchant services company that delivers custom-fit solutions for organizations of every size and complexity. By combining advanced technology, deep banking relationships, and expert support, XPAY helps merchants accept payments more efficiently, securely, and profitably while reducing costs and mitigating risk.
Industries served include retail, hospitality, healthcare, utilities, government, property management, debt collection, coaching, MLM, AI marketing, CBD and hemp, gaming, lending, marketplaces, money services, online pharmacies, telemedicine, startups, ticketing, travel, vitamins, supplements, and more.
Discover how XPAY can transform payment operations. Visit XPAY or contact Jordan Matthews to schedule a demo today!
Contact Info:
Name: Jordan Matthews
Email: Send Email
Organization: XPAY
Website: https://www.getxpay.com
Release ID: 89167796
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