UNITED STATES
 
 
SECURITIES AND EXCHANGE COMMISSION
 
WASHINGTON, DC 20549
 
FORM 8-K
 
 
CURRENT REPORT
 
 
PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934
 
 
Date of report (Date of earliest event reported)      January 26, 2006
 
Southern Connecticut Bancorp, Inc.
 
(Exact Name of Registrant as Specified in Its Charter)   

 
Connecticut
 
(State or Other Jurisdiction of Incorporation)
 
 
 
000-49784
 
06-1609692
 
(Commission File Number)
 
(IRS Employer Identification No.)
 
 
 
215 Church Street
 
 
New Haven, Connecticut
 
06510
 
(Address of Principal Executive Offices)
 
(Zip Code)
 
(203) 782-1100
 
(Registrant’s Telephone Number, Including Area Code)
 
 
(Former Name or Former Address, if Changed Since Last Report)
 
     Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (ee General Instruction A.2. below):
 
 
      o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
 
 
      o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
 
 
      o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
 
 
      o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
 

 
 
 



TABLE OF CONTENTS
                 
 
ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION.
 
ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS
SIGNATURES
EX-99.1 PRESS RELEASE DATED January 26, 2006
 
 
 
 
  

 
ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION.
 
 
On January 26, 2006, Southern Connecticut Bancorp, Inc. (“Bancorp”) issued a press release announcing its earnings and results of operations for the year and quarter ended December 31, 2005. A copy of the press release is included as Exhibit 99.1 and is incorporated herein by reference.
 
  

 
ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS
 
 
(c)  
Exhibits.

 
99.1
Press release dated January 26, 2006
  

 
SIGNATURES
 
 
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 
Dated: January 26, 2006
 
SOUTHERN CONNECTICUT BANCORP, INC.
 
/s/ Michael M. Ciaburri 
 
Michael M. Ciaburri
President and Chief Operating Officer