UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
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                              WASHINGTON, DC 20549
                                    FORM 8-K
                                 CURRENT REPORT
     PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934

        Date of report (Date of earliest event reported) April 18, 2005

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                       Southern Connecticut Bancorp, Inc.
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             (Exact Name of Registrant as Specified in Its Charter)


                                   Connecticut
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                 (State or Other Jurisdiction of Incorporation)
                                                         
                    000-49784                             06-1609692
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             (Commission File Number)         (IRS Employer Identification No.)
                                                               
                215 Church Street                              
              New Haven, Connecticut                        06510
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     (Address of Principal Executive Offices)              (Zip Code)

                                 (203) 782-1100
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              (Registrant's Telephone Number, Including Area Code)

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          (Former Name or Former Address, if Changed Since Last Report)

     Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (ee General Instruction A.2. below):


     |_|  Written  communications  pursuant to Rule 425 under the Securities Act
          (17 CFR 230.425)


     |_|  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
          CFR 240.14a-12)




     |_|  Pre-commencement  communications  pursuant to Rule 14d-2(b)  under the
          Exchange Act (17 CFR 240.14d-2(b))


     |_|  Pre-commencement  communications  pursuant to Rule 13e-4(c)  under the
          Exchange Act (17 CFR 240.13e-4(c))

 
 

                                                                    




                               TABLE OF CONTENTS 
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   ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION.

   ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS

SIGNATURES

EX-99.1 PRESS RELEASE DATED APRIL 18, 2005
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Table of Contents 
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ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION.


On April 18, 2005, Southern Connecticut Bancorp, Inc. ("Bancorp") issued a press
release announcing its earnings and results of operations for the quarter ended
March 31, 2005. A copy of the press release is included as Exhibit 99.1 and is
incorporated herein by reference.

 


ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS

      (c) Exhibits.
          99.1  Press release dated April 18, 2005
 


SIGNATURES


Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has caused this report to be signed on its behalf by the undersigned
hereunto duly authorized.


Dated: April 18, 2005


SOUTHERN CONNECTICUT BANCORP,  INC.


/s/ Michael M. Ciaburri
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Michael M. Ciaburri
President and Chief Operating Officer