UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 15, 2004 ---------------- Commerce Bancorp, Inc. ---------------------- (Exact name of registrant as specified in its charter) New Jersey 0-12069 22-2433468 --------------------------- ---------------------- --------------- (State or other jurisdiction (Commission File Number) IRS Employer of incorporation) Identification Number) Commerce Atrium, 1701 Route 70 East, Cherry Hill, NJ 08034-5400 ---------------------------------------------------- ---------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: 856-751-9000 ------------ ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS (c) Exhibits 99.1 Press Release, dated January 15, 2004 99.2 Supplemental Information. ITEM 12. RESULTS OF OPERATIONS AND FINANCIAL CONDITION On January 15, 2004 the Registrant issued a press release reporting its results for its fourth quarter of 2003. A copy of the press release is attached as Exhibit 99.1 to this report. On January 15, 2004 the Registrant also made certain supplemental information available. A copy of the supplemental information is attached as Exhibit 99.2 to this report. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: January 15, 2004 COMMERCE BANCORP, INC. By: /s/ VERNON W. HILL, II ----------------------------------------- Vernon W. Hill, II Chairman of the Board and President By: /s/ DOUGLAS J. PAULS ----------------------------------------- Douglas J. Pauls Senior Vice President and Chief Financial Officer EXHIBIT INDEX Exhibit No. 99.1 Press Release, dated January 15, 2004. 99.2 Supplemental Information.