SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549
FORM 8-K
CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of Earliest Event Reported): April 11, 2003
GRAND CENTRAL FINANCIAL CORPORATION
(Exact name of registrant as specified in its charter)
Delaware 0-25045 34-1877137
(State or other jurisdiction of (Commission (IRS employer
incorporation or organization) file number) identification number)
601 Main Street, Wellsville, Ohio 43968 (330) 531.1517
(Address of Principal Executive Offices) (Zip Code) (Telephone Number)
Item 7 Financial Statements, Pro Forma Financial Information and Exhibits.
(c) Exhibits
99 Press Release dated April 11, 2003 announcing the
financial results of Grand Central Financial Corporation for the
fiscal quarter ended March 31, 2003.
Item 12 Results of Operations and Financial Condition
On April 11, 2003, Grand Central Financial Corporation announced financial
results for the first fiscal quarter ended March 31, 2003. A copy of the press
release announcing the company's financial results for the first quarter is
included as Exhibit 99 to this Current Report on Form 8-K.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
FirstMerit Corporation
Dated: April 16, 2003 By: /s/ David C. Vernon
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David C. Vernon
Chairman of the Board and
Chief Executive Officer