This Amendment No. 3 (“Amendment No. 3”) amends and supplements the Schedule 13G as originally filed by Llura L. Gund, Grant Gund, G. Zachary Gund, Gordon Gund, Richard T. Watson, Rebecca H. Dent, George Gund III and Gail Barrows on September 25, 2002, the Amendment No. 1 filed on November 25, 2002 and the Amendment No. 2 filed on February 7, 2004 (as so amended, the “Schedule 13G”). Capitalized terms used by not defined in this Amendment No. 3 have the respective meaning ascribed to them in the Schedule 13G.

     Item 2 (a) of the Schedule 13G, “Identity and Background,” is hereby amended by deleting the last paragraph thereof and inserting the following:

     The Reporting Persons, in the aggregate, beneficially own 6,505,450 shares of Common Stock or 10.73% of the outstanding Common Stock of the Issuer based on 60,628,658 shares outstanding as of October 31, 2004 as reported in the Quarterly Report on Form 10-Q of the Issuer for the period ended September 30, 2004. Neither the fact of this filing nor anything contained herein shall be deemed to be an admission by any of the Reporting Persons that a group exists within the meaning of the Exchange Act.

     Item 4 of the Schedule 13G, “Ownership” is hereby amended by adding the following:

     Pursuant to the Exchange Act and regulations thereunder, the Reporting Persons may be deemed as a group to have acquired beneficial ownership of 6,505,450 shares of Common Stock, which represents 10.73% of the outstanding Common Stock of the Issuer.

     Llura L. Gund may be deemed to have beneficial ownership in the aggregate of 3,360,872 shares of Common Stock, which constitutes 5.54% of the outstanding Common Stock of the Issuer. Of these shares, Llura L. Gund has sole power to vote and sole power to dispose of an aggregate of 1,000,000 shares of Common Stock by virtue of her position as the sole trustee of certain trusts as listed below and may be deemed to have shared power to vote and shared power to dispose of 2,360,872 of Common Stock by virtue of her position as co-trustee of certain trusts as listed below:

     Grant Gund may be deemed to have beneficial ownership in the aggregate of 1,402,439 shares of Common Stock, which constitutes 2.31% of the outstanding Common Stock of the Issuer. Of these shares, Grant Gund has sole power to vote and sole power to dispose of 351,666 shares of Common Stock by virtue of his individual ownership of such shares and may be deemed to have shared power to vote and shared power to dispose of 1,050,773 shares of Common Stock by virtue of his position as co-trustee of certain trusts as listed below:

     G. Zachary Gund may be deemed to have beneficial ownership in the aggregate of 1,441,139 shares of Common Stock, which constitutes 2.38% of the outstanding Common Stock of the Issuer. Of these shares, G. Zachary Gund has sole power to vote and sole power to dispose of 351,666 shares of Common Stock by virtue of his individual ownership of such shares and may be deemed to have shared power to vote and shared power to dispose of 1,089,473 shares by virtue of his position as co-trustee for certain trusts indicated below:

     Gordon Gund may be deemed to have beneficial ownership of 2,585,872 shares of Common Stock, which constitutes 4.27% of the outstanding Common Stock of the Issuer. Of these shares, Gordon Gund, as sole manager of Gund CLAT Investments, LLC, has sole power to vote and sole power to dispose of 300,000 shares of Common Stock and may be deemed to have shared power to vote and shared power to dispose of 2,285,872 shares of Common Stock by virtue of his position as co-trustee with Llura L. Gund of the Dionis Trust. In addition, he may be deemed to have beneficial ownership of the 1,000,000 shares beneficially owned by Llura L. Gund, his spouse, which represent 1.65% of the outstanding Common Stock of the Issuer. He disclaims beneficial ownership of these shares.

     Richard T. Watson, as co-trustee with Grant Gund, Rebecca H. Dent and George Gund III for the Gordon Gund — Grant Gund Generation Skipping Trust and as co-trustee with G. Zachary Gund, Rebecca H. Dent and George Gund III for the Gordon Gund — G. Zachary Gund Generation Skipping Trust, may be deemed to have shared power to vote and shared power to dispose of 839,473 shares of Common Stock owned by each trust, for an aggregate beneficial ownership of 1,678,946 shares of Common Stock, which constitutes 2.77% of the outstanding Common Stock of the Issuer.

     Rebecca H. Dent may be deemed to have shared power to vote and shared power to dispose of an aggregate of 2,141,246 shares of Common Stock, which constitutes 3.53% of the outstanding Common Stock of the Issuer, by virtue of her position as co-trustee for certain trusts as indicated below:

     George Gund III, as co-trustee with Grant Gund, Richard T. Watson and Rebecca H. Dent for the Gordon Gund — Grant Gund Generation Skipping Trust and as co-trustee with G. Zachary Gund, Richard T. Watson and Rebecca H. Dent for the Gordon Gund — G. Zachary Gund Generation Skipping Trust, may be deemed to have shared power to vote and shared power to dispose of 839,473 shares of Common Stock owned by each trust, for an aggregate beneficial ownership of 1,678,946 shares of Common Stock, which constitutes 2.77% of the outstanding Common Stock of the Issuer.

     Gail Barrows, as co-trustee with Llura L. Gund for the Anna Barrows Beakey 1998 Trust and the Katharine Barrows Dadagian 1998 Trust, may be deemed to have shared power to vote and shared power to dispose of 37,500 shares of Common Stock owned by each trust, for an aggregate beneficial ownership of 75,000 shares of Common Stock, which constitutes 0.12% of the outstanding Common Stock of the Issuer.

     Gund CLAT Investments, LLC, may be deemed to have sole power to vote and sole power to dispose of 300,000 shares of Common Stock, which constitutes 0.49% of the outstanding Common Stock of the Issuer.

               Item 10.          Certifications.          (See Instructions)

     By signing below, I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect.

SIGNATURE

     After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

     Date: February 14, 2005

* The Power of Attorney authorizing Theodore W. Baker to act on behalf of the Reporting Persons was attached to the Schedule 13G as Exhibit B.