UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of Earliest Event Reported): August 2, 2007
CREDIT ACCEPTANCE CORPORATION
-----------------------------
(Exact name of registrant as specified in its charter)
Michigan 000-20202 38-1999511
-------------------------------- ----------------- ----------------
(State or other jurisdiction (Commission (I.R.S.Employer
of incorporation) File Number) Identification No.)
25505 West Twelve Mile Road, Suite 3000, 48034-8339
Southfield, Michigan
----------------------------------------- --------------
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: 248-353-2700
Not Applicable
-----------------------------------------------------------
Former name or former address, if changed since last report
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:
[ ] Written communication pursuant to Rule 425 under the Securities Act (17 CFR
230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e-4(c))
ITEM 2.02. RESULTS OF OPERATIONS AND FINANCIAL CONDITION.
On August 2, 2007, Credit Acceptance Corporation (the "Company"), issued a press
release announcing its financial results for the three and six month period
ended June 30, 2007. The press release is attached as Exhibit 99.1 to this Form
8-K and incorporated herein by reference.
ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS.
(d) Exhibits.
99.1 Press Release dated August 2, 2007.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
CREDIT ACCEPTANCE CORPORATION
By: /s/ Kenneth S. Booth
------------------------------------------
Kenneth S. Booth
Chief Financial Officer
August 7, 2007