United States
                       Securities and Exchange Commission
                             Washington, D.C. 20549



                                    FORM 8-K

                                 CURRENT REPORT
                     PURSUANT TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934


Date of Report (Date of earliest event reported):  August 26, 2003



                              United Bancorp, Inc.
                         (Name of Issuer in its charter)



Ohio                               0-16540                      34-1405357
----                               -------                      ----------
(State or other                    (Commission                  (I.R.S. Employer
jurisdiction of                    File Number)                 Identification
incorporation)                                                  Number)



201 South 4th Street, Martins Ferry, Ohio                       43935-0010
-----------------------------------------                       ----------
(Address of principal executive offices)                        (Zip Code)



Registrant's telephone number, including area code:  (740) 633-0445


                                       N/A
          (Former name or former address, if changed since last report)







ITEM 7.           FINANCIAL STATEMENTS AND EXHIBITS.

(c)               Exhibits.

                  The following exhibits are furnished herewith:

Exhibit No.       Description of Exhibit

     99           Press Release dated August 27, 2003 announcing the declaration
                  by the Registrant's board of directors of a quarterly dividend
                  of $.13 per share at its meeting August 26, 2003, payable
                  September 19, 2003, to shareholders of record on September 8,
                  2003, and the renewal of the Registrant's stock repurchase
                  program with the Registrant's board of directors authorizing
                  the Registrant's purchase of up to $1,000,000 of its shares
                  over the next two years.

ITEM  9.          REGULATION FD DISCLOSURE.

                  On August 26, 2003, the Registrant's board of directors
                  declared a quarterly dividend of $.13 per share, payable
                  September 19, 2003, to shareholders of record on September 8,
                  2003, and authorized Registrant's management to purchase up to
                  $1,000,000 of Registrant's common shares over the next two
                  years. Registrant's August 27, 2003 press release announcing
                  these actions is attached as Exhibit 99.

                                    SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

Dated:  August 28, 2003                              United Bancorp, Inc.



                                              By:    /s/ Randall M. Greenwood
                                                     Randall M. Greenwood
                                                     Chief Financial Officer





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                                  EXHIBIT INDEX



Exhibit No.                     Description of Exhibit
-----------                     ----------------------

   99                           Press Release






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