UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 13F FORM 13F COVER PAGE Report for the Calendar Year or Quarter Ended: June 30, 2009 Check here if Amendment [ ]; Amendment Number: __________ This Amendment (Check only one): [ ] is a restatement. [ ] adds new holdings entries. Institutional Investment Manager Filing this Report: Name: PINNACLE FINANCIAL PARTNERS, INC. Address: 211 Commerce Street Suite 300 Nashville, TN 37201 Form 13F File Number: 28-12761 The institutional investment manager filing this report and the person by whom it is signed hereby represents that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager: Name: Harold R. Carpenter Title: Chief Financial Officer Phone: 615-744-3742 Signature, Place, and Date of Signing: /s/ Harold R. Carpenter Nashville, Tennessee August 6, 2009 -------------------------------------- -------------------- -------------- Report Type (Check only one.): [X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) [ ] 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) [ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings from this reporting manager are reported in this report and a portion are reported by other reporting manager(s).) FORM 13F FILE NUMBER NAME -------------------- ---------------------------- 28-_________________ ____________________________ FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 0 Form 13F Information Table Entry Total: 234 Form 13F Information Table Value Total: $ 106,861 (thousands) List of Other Included Managers: Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report. NONE NO. FORM 13F FILE NUMBER NAME --- -------------------- ---------------------------- ___ 28-________________ ____________________________ 2 Voting Authority Shares/ Put/ Investment Other --------------------- Name of Issuer Title of Class Cusip Value PRN SH/PR Call Discretion Managers Sole Shared None -------------- --------------------- --------- ----- ------- ----- ----- ---------- -------- ------- ------ ------ AGL RES INC COM 001204106 719 22,600 SH SOLE 22,250 350 AGL RES INC COM 001204106 13 400 SH OTHER 400 ABBOTT LABS COM 002824100 1,298 27,600 SH SOLE 26,250 450 900 ABBOTT LABS COM 002824100 42 898 SH OTHER 874 24 AIR PRODS & CHEMS INC COM 009158106 998 15,450 SH SOLE 15,175 200 75 AIR PRODS & CHEMS INC COM 009158106 24 375 SH OTHER 375 ALCOA INC COM 013817101 1,132 109,587 SH SOLE 109,587 ALCOA INC COM 013817101 14 1,365 SH OTHER 1,065 300 AMAZON COM INC COM 023135106 896 10,703 SH SOLE 10,703 AMAZON COM INC COM 023135106 6 70 SH OTHER 50 20 AMERICAN EXPRESS COMPANY COM 025816109 5 222 SH SOLE 222 AMGEN INC COM 031162100 451 8,529 SH SOLE 8,428 101 AMGEN INC COM 031162100 2 44 SH OTHER 22 22 AON CORP COM 037389103 545 14,387 SH SOLE 14,050 337 AON CORP COM 037389103 25 650 SH OTHER 650 APACHE CORP COM 037411105 1,176 16,301 SH SOLE 16,101 200 APACHE CORP COM 037411105 32 440 SH OTHER 240 200 APPLE INC COM 037833100 1,291 9,068 SH SOLE 9,068 APPLE INC COM 037833100 8 55 SH OTHER 55 AUTOMATIC DATA PROCESSING COM 053015103 550 15,533 SH SOLE 14,208 1,200 125 AUTOMATIC DATA PROCESSING COM 053015103 24 683 SH OTHER 550 133 BJ SVCS CO COM 055482103 139 10,200 SH SOLE 9,950 250 BJ SVCS CO COM 055482103 3 200 SH OTHER 200 BP PLC SPONSORED ADR 055622104 679 14,233 SH SOLE 13,308 825 100 BP PLC SPONSORED ADR 055622104 39 809 SH OTHER 700 109 BAIDU INCORPORATED SPON ADR SPONSORED ADR 056752108 6 19 SH SOLE 19 BANK OF AMERICA CORPORATION COM 060505104 330 25,033 SH SOLE 24,883 150 BANK OF AMERICA CORPORATION COM 060505104 8 600 SH OTHER 600 BANK OF NEW YORK MELLON CORP COM 064058100 980 33,435 SH SOLE 32,514 921 BANK OF NEW YORK MELLON CORP COM 064058100 29 1,000 SH OTHER 1,000 BAXTER INTERNATIONAL COM 071813109 -- -- SH SOLE -- BECTON DICKINSON & CO COM 075887109 688 9,645 SH SOLE 9,645 BECTON DICKINSON & CO COM 075887109 16 220 SH OTHER 120 100 BOEING CO COM 097023105 346 8,155 SH SOLE 7,455 600 100 BOEING CO COM 097023105 21 500 SH OTHER 500 BRISTOL MYERS SQUIBB CO COM 110122108 508 24,988 SH SOLE 24,988 CVS CAREMARK CORPORATION COM 126650100 597 18,737 SH SOLE 18,537 200 CVS CAREMARK CORPORATION COM 126650100 43 1,350 SH OTHER 750 600 CATERPILLAR INC DEL COM 149123101 323 9,775 SH SOLE 8,625 750 400 CATERPILLAR INC DEL COM 149123101 20 600 SH OTHER 600 CELGENE CORP COM 151020104 381 7,955 SH SOLE 7,955 CELGENE CORP COM 151020104 10 200 SH OTHER 100 100 CHESAPEAKE ENERGY CORP COM 165167107 362 18,271 SH SOLE 18,271 CHESAPEAKE ENERGY CORP COM 165167107 4 200 SH OTHER 200 CHEVRON CORP NEW COM 166764100 1,039 15,688 SH SOLE 15,288 325 75 CHEVRON CORP NEW COM 166764100 98 1,476 SH OTHER 1,350 126 CHUBB CORPORATION COM 171232101 2 60 SH SOLE 60 CITIGROUP INCORPORATED COM 172967101 1 214 SH SOLE 214 COCA COLA CO COM 191216100 1,602 33,392 SH SOLE 32,842 450 100 COCA COLA CO COM 191216100 24 500 SH OTHER 500 COGNIZANT TECHNOLOGY SOLUTIONS COM 192446102 9 325 SH SOLE 325 COLGATE PALMOLIVE CO COM 194162103 228 3,223 SH SOLE 2,623 600 COLGATE PALMOLIVE CO COM 194162103 66 933 SH OTHER 933 CORNING INC COM 219350105 837 52,109 SH SOLE 51,409 700 CORNING INC COM 219350105 9 583 SH OTHER 308 275 CUMMINS INCORPORATED COM 231021106 11 316 SH SOLE 316 DANAHER CORPORATION DEL COM 235851102 15 239 SH SOLE 239 DISNEY WALT COMPANY COM DISNEY COM 254687106 10 414 SH SOLE 414 DOW CHEM CO COM 260543103 909 57,217 SH SOLE 57,217 DOW CHEM CO COM 260543103 14 850 SH OTHER 700 150 DU PONT E I DE NEMOURS & CO COM 263534109 316 12,341 SH SOLE 11,656 685 DU PONT E I DE NEMOURS & CO COM 263534109 16 620 SH OTHER 200 420 E M C CORP MASS COM 268648102 1,230 93,857 SH SOLE 91,412 2,445 E M C CORP MASS COM 268648102 10 745 SH OTHER 380 365 FPL GROUP INC COM 302571104 1,110 19,515 SH SOLE 19,515 FPL GROUP INC COM 302571104 37 644 SH OTHER 450 194 FACTSET RESH SYSTEMS COM 303075105 8 154 SH SOLE 154 FIRST HORIZON NATL CORP COM 320517105 329 27,403 SH SOLE 26,326 1,076 FLUOR CORP NEW COM 343412102 2,050 39,954 SH SOLE 39,954 FLUOR CORP NEW COM 343412102 27 521 SH OTHER 291 230 GENERAL ELECTRIC CO COM 369604103 1,101 93,951 SH SOLE 92,018 1,325 608 GENERAL ELECTRIC CO COM 369604103 26 2,250 SH OTHER 2,250 GENERAL MLS INC COM 370334104 200 3,568 SH SOLE 3,268 200 100 GENERAL MLS INC COM 370334104 8 143 SH OTHER 125 18 GILEAD SCIENCES INC COM 375558103 1,223 26,096 SH SOLE 26,096 GILEAD SCIENCES INC COM 375558103 44 940 SH OTHER 540 400 GOODRICH CORP COM 382388106 952 19,050 SH SOLE 19,050 GOODRICH CORP COM 382388106 27 550 SH OTHER 550 HEWLETT PACKARD CO COM 428236103 306 7,905 SH SOLE 7,305 600 HOME DEPOT INC COM 437076102 1,435 60,739 SH SOLE 59,714 825 200 HOME DEPOT INC COM 437076102 19 807 SH OTHER 507 300 1HONEYWELL INTL INC COM 438516106 1,481 47,168 SH SOLE 46,143 750 275 HONEYWELL INTL INC COM 438516106 37 1,175 SH OTHER 1,075 100 ITT CORPORATION NEW COM 450911102 13 296 SH SOLE 296 ILLINOIS TOOL WKS INCORPORATED COM 452308109 2 50 SH SOLE 50 INTEL CORP COM 458140100 1,253 75,677 SH SOLE 72,677 1,900 1,100 INTEL CORP COM 458140100 42 2,560 SH OTHER 2,060 500 INTERNATIONAL BUSINESS MACHS COM 459200101 1,260 12,069 SH SOLE 11,869 200 INTERNATIONAL BUSINESS MACHS COM 459200101 5 50 SH OTHER 50 INTL PAPER CO COM 460146103 225 14,858 SH SOLE 14,658 200 INTL PAPER CO COM 460146103 2 100 SH OTHER 100 ISHARES INCORPORATED MSCI Exchange Traded Funds 464286400 8 154 SH SOLE 154 ISHARES TR S&P 100 IDX FD Exchange Traded Funds 464287101 26 596 SH SOLE 596 ISHARES TR MSCI EMERG MKT Exchange Traded Funds 464287234 46 1,420 SH SOLE 1,420 ISHARES TR S&P500 GRW 464287309 767 16,046 SH SOLE 16,046 ISHARES TR S&P 500 VALUE 464287408 584 13,375 SH SOLE 13,375 ISHARES TR MSCI EAFE IDX 464287465 2,943 64,248 SH SOLE 64,053 195 ISHARES TR MSCI EAFE IDX 464287465 168 3,671 SH OTHER 2,421 1,250 ISHARES TR S&P MC 400 GRW Exchange Traded Funds 464287606 21 338 SH SOLE 338 ISHARES TR RUSL 2000 VALU Exchange Traded Funds 464287630 221 4,743 SH SOLE 4,743 ISHARES TR S&P MIDCP VALU 464287705 1,135 21,790 SH SOLE 21,055 575 160 ISHARES TR S&P MIDCP VALU 464287705 31 600 SH OTHER 600 ISHARES TR DJ US REAL EST Exchange Traded Funds 464287739 49 1,500 SH SOLE 1,500 ISHARES TR S&P SMLCP VALU 464287879 1,084 23,037 SH SOLE 22,944 25 68 ISHARES TR S&P SMLCP VALU 464287879 30 637 SH OTHER 417 100 120 ISHARES TR S&P SMLCP GROW 464287887 1,539 33,193 SH SOLE 32,913 30 250 ISHARES TR S&P SMLCP GROW 464287887 24 512 SH OTHER 312 100 100 JOHNSON & JOHNSON COM 478160104 4,248 74,789 SH SOLE 74,189 500 100 JOHNSON & JOHNSON COM 478160104 533 9,389 SH OTHER 909 8,480 KIMBERLY CLARK CORP COM 494368103 289 5,517 SH SOLE 5,017 400 100 L-3 COMMUNICATIONS HLDGS INC COM 502424104 947 13,650 SH SOLE 13,650 L-3 COMMUNICATIONS HLDGS INC COM 502424104 35 500 SH OTHER 300 200 LILLY ELI & CO COM 532457108 254 7,330 SH SOLE 6,780 450 100 LILLY ELI & CO COM 532457108 23 650 SH OTHER 650 LINCOLN NATL CORP IND COM 534187109 507 29,465 SH SOLE 29,315 150 LINCOLN NATL CORP IND COM 534187109 2 134 SH OTHER 134 LOCKHEED MARTIN CORP COM 539830109 855 10,598 SH SOLE 10,598 LOCKHEED MARTIN CORP COM 539830109 3 35 SH OTHER 35 MANITOWOC INC COM 563571108 247 47,000 SH SOLE 47,000 MARATHON OIL CORPORATION COM 565849106 12 388 SH SOLE 388 MCDONALDS CORP COM 580135101 337 5,868 SH SOLE 5,418 350 100 MCDONALDS CORP COM 580135101 23 400 SH OTHER 400 MEDTRONIC INCORPORATED COM 585055106 1 23 SH SOLE 23 MERCK & CO INC COM 589331107 434 15,533 SH SOLE 15,383 150 MERCK & CO INC COM 589331107 21 750 SH OTHER 750 MICROSOFT CORP COM 594918104 2,042 85,884 SH SOLE 84,284 1,400 200 MICROSOFT CORP COM 594918104 36 1,520 SH OTHER 1,350 170 MIDCAP SPDR TR Equity UITs 595635103 38 360 SH SOLE 360 MOTOROLA INCORPORATED COM 620076109 6 900 SH SOLE 900 NATIONAL HEALTHCARE CORP COM 635906100 409 10,783 SH SOLE 10,683 100 NATIONAL HEALTHCARE CORP PFD CONV SER A 635906209 277 23,587 SH SOLE 23,587 NATIONAL OILWELL VARCO INC COM 637071101 1,318 40,356 SH SOLE 40,356 NATIONAL OILWELL VARCO INC COM 637071101 21 648 SH OTHER 348 300 NIKE INC CL B 654106103 1,207 23,326 SH SOLE 22,926 300 100 NIKE INC CL B 654106103 30 570 SH OTHER 470 100 NORTHERN TR CORPORATION COM 665859104 11 200 SH SOLE 200 NUCOR CORPORATION COM 670346105 8 182 SH SOLE 182 PEPSICO INC COM 713448108 3,149 57,290 SH SOLE 55,940 1,150 200 PEPSICO INC COM 713448108 263 4,783 SH OTHER 1,950 2,833 PFIZER INC COM 717081103 1,506 100,390 SH SOLE 98,390 1,450 550 PFIZER INC COM 717081103 19 1,250 SH OTHER 1,250 PHILIP MORRIS INTL INC COM 718172109 969 22,214 SH SOLE 22,214 PHILIP MORRIS INTL INC COM 718172109 1 34 SH OTHER 34 PIEDMONT NAT GAS INC COM 720186105 350 14,534 SH SOLE 14,534 PROCTER & GAMBLE CO COM 742718109 2,511 49,139 SH SOLE 47,964 925 250 PROCTER & GAMBLE CO COM 742718109 56 1,100 SH OTHER 950 150 PROGRESS ENERGY INC COM 743263105 248 6,550 SH SOLE 6,100 350 100 PROGRESS ENERGY INC COM 743263105 11 300 SH OTHER 300 QLOGIC CORPORATION COM 747277101 8 658 SH SOLE 658 QUALCOMM INC COM 747525103 1,319 29,183 SH SOLE 29,183 QUALCOMM INC COM 747525103 43 950 SH OTHER 700 250 RADIOSHACK CORPORATION COM 750438103 7 484 SH SOLE 484 RESEARCH IN MOTION LTD COM 760975102 884 12,436 SH SOLE 12,436 RESEARCH IN MOTION LTD COM 760975102 19 265 SH OTHER 165 100 RIO TINTO PLC SPONSORED ADR SPONSORED ADR 767204100 3 20 SH SOLE 20 SEI INVESTMENTS COMPANY COM 784117103 9 487 SH SOLE 487 SCHERING PLOUGH CORP COM 806605101 1,717 68,368 SH SOLE 68,368 SCHERING PLOUGH CORP COM 806605101 36 1,435 SH OTHER 900 535 SIGMA ALDRICH CORP COM 826552101 595 12,000 SH SOLE 12,000 SPECTRA ENERGY CORP COM 847560109 307 18,170 SH SOLE 18,170 SPECTRA ENERGY CORP COM 847560109 9 550 SH OTHER 550 STRYKER CORPORATION COM 863667101 16 397 SH SOLE 397 SUNTRUST BKS INC COM 867914103 1,173 71,268 SH SOLE 71,268 SUNTRUST BKS INC COM 867914103 12 700 SH OTHER 400 300 TEREX CORP NEW COM 880779103 162 13,450 SH SOLE 13,450 TEREX CORP NEW COM 880779103 4 300 SH OTHER 300 TEXAS INSTRS INCORPORATED COM 882508104 9 435 SH SOLE 435 US BANCORP DEL COM 902973304 714 40,519 SH SOLE 40,519 US BANCORP DEL COM 902973304 9 500 SH OTHER 250 250 UNION PAC CORP COM 907818108 931 17,878 SH SOLE 17,878 UNION PAC CORP COM 907818108 13 250 SH OTHER 140 110 UNITED TECHNOLOGIES CORP COM 913017109 303 5,834 SH SOLE 5,259 575 UNITED TECHNOLOGIES CORP COM 913017109 23 450 SH OTHER 450 VCA ANTECH INCORPORATED COM 918194101 9 337 SH SOLE 337 VANGUARD INDEX FDS STK MRK ETF 922908769 257 5,550 SH SOLE 5,550 WAL MART STORES INC COM 931142103 1,223 25,231 SH SOLE 24,531 300 400 WAL MART STORES INC COM 931142103 44 900 SH OTHER 900 WELLS FARGO & CO NEW COM 949746101 1,083 44,627 SH SOLE 44,127 500 WELLS FARGO & CO NEW COM 949746101 36 1,500 SH OTHER 1,200 300 WYETH COM 983024100 281 6,200 SH SOLE 6,200 YUM BRANDS INCORPORATED COM 988498101 8 230 SH SOLE 230 SEQUIAM CORP COMMON COM 81735E101 26 50,000 SH SOLE 50,000 AT&T INC COM 00206R102 1,843 74,208 SH SOLE 72,413 1,645 150 AT&T INC COM 00206R102 48 1,916 SH OTHER 1,616 300 ADOBE SYSTEMS INCORPORATED COM 00724F101 10 364 SH SOLE 364 AETNA INCORPORATED NEW - AET COM 00817Y108 7 290 SH SOLE 290 ALTRIA GROUP INC COM 02209S103 263 16,046 SH SOLE 14,150 1,600 296 ALTRIA GROUP INC COM 02209S103 26 1,600 SH OTHER 1,600 BLDRS INDEX FDS TR DEV MK 100 ADR 09348R201 412 23,168 SH SOLE 23,168 CAMERON INTERNATIONAL - CAM COM 13342B105 12 424 SH SOLE 424 CISCO SYSTEMS INCORPORATED - CSCO COM 17275R102 14 772 SH SOLE 772 CONOCOPHILLIPS COM 20825C104 1,205 28,659 SH SOLE 27,659 750 250 CONOCOPHILLIPS COM 20825C104 31 744 SH OTHER 744 COSTCO WHSL CORP NEW COM 22160K105 1,129 24,656 SH SOLE 24,656 COSTCO WHSL CORP NEW COM 22160K105 18 400 SH OTHER 200 200 DIRECTV GROUP INCORPORATED - DTV COM 25459L106 8 319 SH SOLE 319 DUKE ENERGY CORP NEW COM 26441C105 622 42,665 SH SOLE 40,865 1,500 300 DUKE ENERGY CORP NEW COM 26441C105 30 2,050 SH OTHER 2,050 EMCOR GROUP INCORPORATED - EME COM 29084Q100 7 370 SH SOLE 370 EXELON CORP COM 30161N101 466 9,104 SH SOLE 8,779 225 100 EXELON CORP COM 30161N101 20 400 SH OTHER 400 EXXON MOBIL CORP COM 30231G102 5,912 84,577 SH SOLE 84,019 456 102 EXXON MOBIL CORP COM 30231G102 88 1,258 SH OTHER 950 308 GOLDMAN SACHS GROUP INC COM 38141G104 1,829 12,404 SH SOLE 12,254 150 GOLDMAN SACHS GROUP INC COM 38141G104 49 335 SH OTHER 285 50 JPMORGAN CHASE & CO COM 46625H100 2,152 63,080 SH SOLE 61,870 1,110 100 JPMORGAN CHASE & CO COM 46625H100 48 1,400 SH OTHER 1,000 400 KRAFT FOODS INCORPORATED CLASS - KFT COM 50075N104 3 100 SH SOLE 100 LABORATORY CORP AMER HLDGS COM 50540R409 942 13,895 SH SOLE 13,895 LABORATORY CORP AMER HLDGS COM 50540R409 27 400 SH OTHER 200 200 MONSANTO CO NEW COM 61166W101 1,081 14,540 SH SOLE 14,540 MONSANTO CO NEW COM 61166W101 16 216 SH OTHER 68 148 NATIONAL HEALTH INVS INC COM 63633D104 603 22,570 SH SOLE 22,070 500 NOVARTIS A G SPONSORED ADR - NVS SPONSORED ADR 66987V109 10 244 SH SOLE 244 ORACLE CORP COM 68389X105 1,256 58,633 SH SOLE 57,833 800 ORACLE CORP COM 68389X105 21 1,000 SH OTHER 500 500 PINNACLE FINL PARTNERS INC COM 72346Q104 4,599 345,263 SH SOLE 324,624 20,639 POWERSHARES DB CMDTY IDX TRA UNIT BEN INT 73935S105 485 21,450 SH SOLE 19,850 1,600 POWERSHARES DB CMDTY IDX TRA UNIT BEN INT 73935S105 45 2,000 SH OTHER 2,000 PRAXAIR INCORPORATED - PX COM 74005P104 4 55 SH SOLE 55 QUEST DIAGNOSTICS INCORPORATED - DGX COM 74834L100 10 169 SH SOLE 169 REGIONS FINANCIAL CORP NEW COM 7591EP100 1,033 255,826 SH SOLE 248,455 7,371 REGIONS FINANCIAL CORP NEW COM 7591EP100 13 3,282 SH OTHER 3,282 REPSOL YPF S A - REP SPONSORED ADR 76026T205 31 1,400 SH SOLE 1,400 SPDR TR UNIT SER 1 UNIT SER 1 78462F103 21 229 SH SOLE 229 SPDR SERIES TRUST DJ Exchange Traded Funds 78464A201 121 1,799 SH SOLE 1,799 SPDR SERIES TRUST DJ Exchange Traded Funds 78464A300 49 1,125 SH SOLE 1,125 SOUTHERN COPPER CORPORATION - PCU COM 84265V105 9 441 SH SOLE 441 STARWOOD HOTELS&RESORTS WRLDWD - HOT COM 85590A401 2 80 SH SOLE 80 3M CO COM 88579Y101 694 11,545 SH SOLE 11,070 400 75 3M CO COM 88579Y101 24 400 SH OTHER 400 VERIZON COMMUNICATIONS INC COM 92343V104 1,788 58,185 SH SOLE 55,877 1,275 1,033 VERIZON COMMUNICATIONS INC COM 92343V104 48 1,550 SH OTHER 1,050 500 WINDSTREAM CORPORATION - WIN COM 97381W104 1 103 SH SOLE 103