UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 15, 2004 THE HARTFORD FINANCIAL SERVICES GROUP, INC. ------------------------------------------- (Exact name of registrant as specified in its charter) Delaware 001-13958 13-3317783 ---------------------------- --------------------- ------------------- (State or other jurisdiction (Commission (IRS Employer of Incorporation) File Number) Identification No.) The Hartford Financial Services Group, Inc. Hartford Plaza Hartford, Connecticut 06115-1900 ------------------------------------------- ------------------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (860) 547-5000 ------------------- ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS. The following documents are filed with reference to and hereby incorporated by reference into the Registration Statement on Form S-3 (File No. 333-108067), as amended, of The Hartford Financial Services Group, Inc., Hartford Capital IV, Hartford Capital V and Hartford Capital VI, filed with the Securities and Exchange Commission on August 19, 2003 and amended on November 20, 2003. (c) Exhibits Exhibit 1.1 Underwriting Agreement General Terms and Conditions, dated January 15, 2004, including the Pricing Agreement, dated January 15, 2004. Exhibit 5.1 Opinion of Debevoise & Plimpton LLP. Exhibit 23.1 Consent of Debevoise & Plimpton LLP (included in Exhibit 5.1). SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. THE HARTFORD FINANCIAL SERVICES GROUP, INC. Date: January 30, 2004 By: /s/ Neal S. Wolin ----------------------------------- Name: Neal S. Wolin Title: Executive Vice President and General Counsel EXHIBIT INDEX EXHIBIT NUMBER DESCRIPTION ------------ ---------------------------------------------------------------- Exhibit 1.1 Underwriting Agreement General Terms and Conditions, dated January 15, 2004, including the Pricing Agreement, dated January 15, 2004. Exhibit 5.1 Opinion of Debevoise & Plimpton LLP. Exhibit 23.1 Consent of Debevoise & Plimpton LLP (included in Exhibit 5.1).