UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                       PURSUANT TO SECTION 13 OR 15(D) OF
                       THE SECURITIES EXCHANGE ACT OF 1934

       Date of Report (Date of earliest event reported): February 17, 2010

                             CHEVIOT FINANCIAL CORP.
                             ----------------------
               (Exact Name of Registrant as Specified in Charter)

            Federal                        0-50529               56-2423750
-----------------------------          ----------------      ------------------
(State or Other Jurisdiction)         (Commission File No.)  (I.R.S. Employer
      of Incorporation)                                      Identification No.)


3723 Glenmore Avenue, Cheviot, Ohio                                 45211
------------------------------------                           -------------
(Address of Principal Executive Offices)                         (Zip Code)

Registrant's telephone number, including area code:  (513) 661-0457
                                                     --------------



                                 Not Applicable
                                ----------------
          (Former name or former address, if changed since last report)


Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[  ] Written communications  pursuant to Rule 425 under the Securities Act (17
     CFR 230.425)

[  ] Soliciting  material  pursuant to Rule 14a-12 under the Exchange Act (17
     CFR 240.14a-12)

[  ] Pre-commencement  communications  pursuant  to Rule  14d-2(b)  under the
     Exchange Act (17 CFR 240.14d-2(b))

[  ] Pre-commencement  communications  pursuant  to Rule  13e-4(c)  under the
     Exchange Act (17 CFR 240.13e-4(c))



Item 5.02      Departure  of  Directors  or  Certain  Officers;  Election  of
               Directors;  Appointment  of  Certain  Officers;  Compensatory
               Arrangements of Certain Officers

               On February 16, 2010, the Compensation  Committee of the Board of
               Directors  (the  "Board")  of  Cheviot   Financial   Corp.   (the
               "Company")  extended  the  employment   agreement  of  its  Chief
               Executive  Officer,  Thomas J. Linneman so that the term shall be
               for three years.  There were no material changes to the terms and
               conditions of the employment agreement.

               Also,  on February 16, 2010,  the  Compensation  Committee of the
               Board  extended the  severance  agreements  of Jeffrey J. Lenzer,
               Vice  President,  Operations and Kevin M. Kappa,  Vice President,
               Compliance of the Company,  and Scott T. Smith,  Chief  Financial
               Officer.  There  were  no  material  changes  to  the  terms  and
               conditions of the severance agreements.

Item 9.01      Financial Statements and Exhibits

(a)  Financial Statements of businesses acquired. Not Applicable.

(b)  Pro forma financial information. Not Applicable.

(c)  Shell Company Transactions. Not Applicable.

(d)  Exhibits. Not Applicable








                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, hereunto duly authorized.

                                                     CHEVIOT FINANCIAL CORP.



DATE: February 17, 2010                     By:     /s/ Scott T. Smith
                                                    ----------------------------
                                                    Scott T. Smith
                                                    Chief Financial Officer