SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): June 12, 2007
First Federal of Northern Michigan Bancorp, Inc.
(Exact name of registrant as specified in its charter)
Maryland 0-31957 38-0135202
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(State or other jurisdiction of (Commission File No.) (IRS Employer
incorporation) Identification No.)
100 S. Second Ave., Alpena, Michigan 49707
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (989) 356-9041
Not Applicable
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(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):
[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CRF 240.13e-4(c))
Item 8.01. Other Events.
On June 12, 2007, the Board of Directors of First Federal of Northern
Michigan Bancorp, Inc. (the "Company") declared a cash dividend on the Company's
common stock of $0.05 per share for the quarter ending June 30, 2007. The
dividend will be payable to stockholders of record as of June 30, 2007 and will
be paid on or about July 20, 2007. The Company has 2,883,249 shares of common
stock outstanding.
A copy of the press release dated June 12, 2007, giving details associated
with the dividend is attached as Exhibit 99 to this report.
Item 9.01. Financial Statements and Exhibits.
(a) Not Applicable.
(b) Not Applicable.
(c) Not Applicable.
(d) Exhibits.
Exhibit No. Description
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99 Press release dated June 12, 2007
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned, hereunto duly authorized.
FIRST FEDERAL OF NORTHERN MICHIGAN
BANCORP, INC.
DATE: June 13, 2007 By: /s/ Amy E. Essex
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Amy E. Essex
Chief Financial Officer