UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 31, 2006 CHEVIOT FINANCIAL CORP. ----------------------- (Exact Name of Registrant as Specified in Charter) Federal 0-50529 56-2423750 ---------------------------- ---------------- ------------------- (State or Other Jurisdiction) (Commission File No.) (I.R.S. Employer of Incorporation) Identification No.) 3723 Glenmore Avenue, Cheviot, Ohio 45211 ------------------------------------ ------------ (Address of Principal Executive Offices) (Zip Code) Registrant's telephone number, including area code: (513) 661-0457 -------------- Not Applicable --------------- (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Item 1.01. Entry into a Material Definitive Agreement ------------------------------------------ On January 31, 2006, the Board of Directors (the "Board") of Cheviot Financial Corp. (the "Company") extended the employment agreement of its Chief Executive Officer, Thomas J. Linneman so that the term shall be for three years. There were no material changes to the terms and conditions of the employment agreement. Also on January 31, 2006 the Board extended the severance agreements of Jeffrey J. Lenzer, Vice President, Operations and Kevin M.Kappa, Vice President, Compliance of the Company. There were no material changes to the terms and conditions of the severance agreements. Item 9.01 Financial Statements and Exhibits ---------------------------------- (a) Financial Statements of businesses acquired. Not Applicable. (b) Pro forma financial information. Not Applicable. (c) Exhibits. None. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. CHEVIOT FINANCIAL CORP. DATE: February 3, 2006 By: /s/ Thomas J. Linneman ---------------------- Thomas J. Linneman Chief Executive Officer