UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: December 31, 2007
Check here if Amendment [ ]; Amendment Number: ___
This Amendment (Check only one.): [ ] is a restatement
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: Macatawa Bank
Address: 10753 Macatawa Drive
Holland, MI 49424
Form 13F File Number: ___________________
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of the Reporting Manager:
Name: Nadine Terpstra
Title: Vice President-Trust Operations Manager
Phone: 616-820-1444
Signature, Place, and Date of Signing:
/s/ Nadine Terpstra Holland, MI 03/20/08
[Signature] [City, State] [Date]
Nadine Terpstra
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting
manager are reported in this report.)
[ ] 13F NOTICE. (Check here if no holdings reported are in this report,
and all holdings are reported by other reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for
this reporting manager are reported in this report and a portion are
reported by other reporting manager(s).)
List of Other Managers Reporting for this Manager:
[If there are no entries in this list, omit this section.]
None.
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 709
Form 13F Information Table Value Total: $321,027
(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings
and list entries.]
Macatawa Bank Corporation
FORM 13F
December 31, 2007
Voting Authority
----------------
Title of Value Shares/ Sh/ Put/ Invstmt Other
Name of Issuer class CUSIP (x$1000) Prn Amt Prn Call Dscretn Managers Sole Shared None
----------------------------- --------- ----- -------- ------- --- --- ------- -------- ---- ------ ----
AT & T INC COM 00206R102 3729 89726 SOLE 53546
SOLE 36180
AT & T INC COM 00206R102 63 1522 SH OTHER 997
OTHER 525
AT & T INC COM 00206R102 32 780 SH DEF/OTH 100
DEF/OTH 680
ABBOTT LABORATORIES COM 2824100 222 3945 SH SOLE 2420
SOLE 1525
ABBOTT LABORATORIES COM 2824100 28 500 SH OTHER 500
ABBOTT LABORATORIES COM 2824100 17 300 SH DEF/OTH 300
ACTIVISION INC COM 4930202 646 21762 SH SOLE 20582
SOLE 1180
ACTIVISION INC COM 4930202 34 1133 SH OTHER 1133
ADOBE SYS INC COM COM 00724F101 3125 73149 SOLE 50175
SOLE 22974
ADOBE SYS INC COM COM 00724F101 64 1490 SH OTHER 1490
ADOBE SYS INC COM COM 00724F101 19 450 SH DEF/OTH 450
AFFILIATED MANAGERS GROUP INC COM 8252108 958 8160 SH SOLE 7710
SOLE 450
AFFILIATED MANAGERS GROUP INC COM 8252108 45 385 SH OTHER 385
AIR PRODUCTS AND CHEMICALS INC COM 9158106 43 440 SH SOLE 440
AIR PRODUCTS AND CHEMICALS INC COM 9158106 178 1800 SH OTHER 1800
AIRGAS INC COM COM 9363102 1786 34275 SH SOLE 33530
SOLE 745
AIRGAS INC COM COM 9363102 73 1398 SH OTHER 1398
AIRGAS INC COM COM 9363102 78 1500 SH DEF/OTH 1500
ALLERGAN INC COM 18490102 1548 24090 SH SOLE 23510
SOLE 580
ALLERGAN INC COM 18490102 87 1350 SH OTHER 1350
ALLIANCE BANKSHARES CORP COM 18535104 250 38275 SH DEFINED 38275
ALLSCRIPTS HEALTHCARE SOLUTIONS COM 01988P108 1937 99735 SOLE 53600
SOLE 46135
ALLSCRIPTS HEALTHCARE SOLUTIONS COM 01988P108 6 300 SH OTHER 300
ALLSTATE CORP COM 20002101 646 12370 SH SOLE 2155
SOLE 10215
ALTRIA GROUP INC COM COM 02209S103 1018 13475 SH SOLE 12943
SOLE 532
ALTRIA GROUP INC COM COM 02209S103 88 1165 SH OTHER 1165
AMERICAN CAPITAL STRATEGIES LTD COM 24937104 63 1900 SH SOLE 1900
AMERICAN CAPITAL STRATEGIES LTD COM 24937104 494 15000 SH DEFINED 15000
AMERICAN INTL GROUP COM 26874107 1157 19848 SH SOLE 9323
SOLE 10525
AMERICAN INTL GROUP COM 26874107 50 850 SH OTHER 515
OTHER 335
AMERICAN INTL GROUP COM 26874107 50 860 SH DEF/OTH 640
DEF/OTH 220
ANADARKO PETROLEUM CORP COM 32511107 964 14678 SH SOLE 1178
SOLE 13500
ANADARKO PETROLEUM CORP COM 32511107 21 320 SH OTHER 320
ANADARKO PETROLEUM CORP COM 32511107 49 745 SH DEF/OTH 400
DEF/OTH 345
APACHE CORP COM 37411105 541 5030 SH SOLE 4790
SOLE 240
APACHE CORP COM 37411105 73 680 SH OTHER 680
APPLE INC COM 37833100 247 1249 SH SOLE 762
SOLE 487
APPLE INC COM 37833100 34 174 SH OTHER 174
ADR ARM HLDS FOR 42068106 239 32265 SH SOLE 30550
SOLE 1715
ADR ARM HLDS FOR 42068106 12 1630 SH OTHER 1630
ATMEL CORPORATION COM 49513104 216 50030 SH SOLE 5340
SOLE 44690
ATMEL CORPORATION COM 49513104 9 2050 SH OTHER 2050
ATMEL CORPORATION COM 49513104 12 2775 SH DEF/OTH 2775
AUTODESK INC COM COM 52769106 2296 46150 SOLE 30049
SOLE 16101
AUTODESK INC COM COM 52769106 25 500 SH OTHER 500
AUTODESK INC COM COM 52769106 55 1100 SH DEF/OTH 500
DEF/OTH 600
AUTOMATIC DATA PROCESSING INC COM 53015103 796 17880 SH SOLE 17880
AUTOMATIC DATA PROCESSING INC COM 53015103 39 875 SH OTHER 875
AUTOMATIC DATA PROCESSING INC COM 53015103 49 1100 SH DEF/OTH 1100
BB&T CORP COM COM 54937107 279 9100 SH SOLE 9100
BB&T CORP COM COM 54937107 49 1600 SH OTHER 1600
BP AMOCO FOR 55622104 1413 19309 SH SOLE 18106
SOLE 1203
BP AMOCO FOR 55622104 80 1100 SH OTHER 1100
BANK OF AMERICA COM 60505104 2721 65951 SOLE 48214
SOLE 17737
BANK OF AMERICA COM 60505104 330 8000 SH DEFINED 8000
BANK OF AMERICA COM 60505104 99 2400 SH OTHER 2400
BANK OF AMERICA COM 60505104 4 100 SH DEF/OTH 100
BANK OF FLORIDA CORP COM 62128103 207 18000 SH DEFINED 18000
THE BANK OF NEW YORK MELLON CORP COM 64058100 1149 23567 SH SOLE 6420
SOLE 17147
THE BANK OF NEW YORK MELLON CORP COM 64058100 40 818 SH OTHER 300
OTHER 518
THE BANK OF NEW YORK MELLON CORP COM 64058100 25 522 SH DEF/OTH 100
DEF/OTH 422
BANKATLANTIC BANCORP INC COM 65908501 107 26000 SH DEFINED 26000
BANNER CORPORATION COM 06652V109 287 10000 SH DEFINED 10000
BARD C R INC COM 67383109 475 5010 SH SOLE 4770
SOLE 240
BARD C R INC COM 67383109 23 240 SH OTHER 240
BARD C R INC COM 67383109 47 500 SH DEF/OTH 500
BARRICK GOLD CORP FOR 67901108 699 16622 SH SOLE 932
SOLE 15690
BARRICK GOLD CORP FOR 67901108 20 480 SH OTHER 480
BERKSHIRE HATHAWAY INC COM 84670207 819 173 SH SOLE 170
SOLE 3
BERKSHIRE HATHAWAY INC COM 84670207 33 7 SH DEF/OTH 7
BEST BUY COM 86516101 798 15160 SH SOLE 1755
SOLE 13405
BEST BUY COM 86516101 21 400 SH OTHER 400
BEST BUY COM 86516101 18 350 SH DEF/OTH 350
BLACKROCK INC COM 09247X101 347 1600 SH DEFINED 1600
BOEING CO COM 97023105 278 3183 SH SOLE 1982
SOLE 1201
BOEING CO COM 97023105 31 358 SH OTHER 358
BRISTOL MYERS SQUIBB CO COM 110122108 375 14134 SH SOLE 14134
BRISTOL MYERS SQUIBB CO COM 110122108 99 3750 SH OTHER 3750
BRISTOL MYERS SQUIBB CO COM 110122108 17 650 SH DEF/OTH 650
CME GROUP INC COM 12572Q105 3 5 SH SOLE 5
CME GROUP INC COM 12572Q105 480 700 SH DEFINED 700
CME GROUP INC COM 12572Q105 27 40 SH DEF/OTH 40
CVS/CAREMARK CORPORATION COM 126650100 598 15036 SH SOLE 13051
SOLE 1985
CVS/CAREMARK CORPORATION COM 126650100 62 1553 SH OTHER 1553
CVS/CAREMARK CORPORATION COM 126650100 40 1000 SH DEF/OTH 1000
CAPITAL ONE FINANCIAL COM 14040H105 236 5000 SH DEFINED 5000
CAPITAL ONE FINANCIAL COM 14040H105 9 200 SH OTHER 200
CARMAX INC COM 143130102 352 17830 SH SOLE 16850
SOLE 980
CARMAX INC COM 143130102 19 940 SH OTHER 940
CASCADE BANCORP INC COM 147154108 6 400 SH SOLE 400
CASCADE BANCORP INC COM 147154108 209 15000 SH DEFINED 15000
CATERPILLAR INC COM 149123101 942 12989 SH SOLE 5109
SOLE 7880
CATERPILLAR INC COM 149123101 127 1745 SH OTHER 1475
OTHER 270
CATERPILLAR INC COM 149123101 63 865 SH DEF/OTH 50
DEF/OTH 815
CEPHEID INC COM 15670R107 402 15258 SH SOLE 1438
SOLE 13820
CHEMED CORP COM 16359R103 201 3595 SH SOLE 30
SOLE 3565
CHESAPEAKE ENERGY CORP COM 165167107 270 6875 SH SOLE 4525
SOLE 2350
CHESAPEAKE ENERGY CORP COM 165167107 13 325 SH DEF/OTH 325
CHEVRON CORPORATION COM 166764100 525 5628 SH SOLE 5628
CISCO SYSTEMS INC COM 17275R102 6113 225834 SOLE 150453
SOLE 75381
CISCO SYSTEMS INC COM 17275R102 110 4050 SH OTHER 4050
CISCO SYSTEMS INC COM 17275R102 62 2300 SH DEF/OTH 2300
CITIGROUP INC COM 172967101 948 32200 SH SOLE 19165
SOLE 13035
CITIGROUP INC COM 172967101 81 2750 SH OTHER 2750
CITIGROUP INC COM 172967101 34 1170 SH DEF/OTH 600
DEF/OTH 570
CITIZENS COMMUNICATIONS CO INC COM 17453B101 157 12350 SH SOLE 12350
CITIZENS COMMUNICATIONS CO INC COM 17453B101 31 2450 SH OTHER 2450
COACH INC COM COM 189754104 1106 36142 SOLE 22067
SOLE 14075
COACH INC COM COM 189754104 6 200 SH OTHER 200
COBIZ INC COM 190897108 297 20000 SH DEFINED 20000
COCA COLA CO COM 191216100 204 3325 SH SOLE 1525
SOLE 1800
COCA COLA CO COM 191216100 33 535 SH OTHER 535
COCA COLA CO COM 191216100 31 510 SH DEF/OTH 510
COCA COLA ENTERPRISES COM 191219104 514 19756 SH SOLE 1061
SOLE 18695
COCA COLA ENTERPRISES COM 191219104 14 525 SH OTHER 525
COGNIZANT TECH SOLUTIONS CORP COM 192446102 3235 95290 SOLE 62140
SOLE 33150
COGNIZANT TECH SOLUTIONS CORP COM 192446102 31 910 SH OTHER 910
COGNIZANT TECH SOLUTIONS CORP COM 192446102 5 150 SH DEF/OTH 150
COLGATE-PALMOLIVE CO COM 194162103 801 10270 SH SOLE 9850
SOLE 420
COLGATE-PALMOLIVE CO COM 194162103 32 415 SH OTHER 415
COMMSCOPE INC COM 203372107 218 4420 SH SOLE 2300
SOLE 2120
CONAGRA FOODS INC COM 205887102 782 32855 SH SOLE 4230
SOLE 28625
CONAGRA FOODS INC COM 205887102 18 775 SH OTHER 775
CONAGRA FOODS INC COM 205887102 24 995 SH DEF/OTH 995
CONOCOPHILLIPS COM 20825C104 797 9023 SH SOLE 7578
SOLE 1445
CONOCOPHILLIPS COM 20825C104 62 700 SH OTHER 700
CONOCOPHILLIPS COM 20825C104 5 60 SH DEF/OTH 60
COOPERATIVE BANKSHARES INC COM 216844100 236 20000 SH DEFINED 20000
CORNING INC COM 219350105 324 13485 SH SOLE 7975
SOLE 5510
CORNING INC COM 219350105 31 1300 SH OTHER 1300
CORNING INC COM 219350105 10 400 SH DEF/OTH 400
CORRECTIONS CORP OF AMERICA COM 22025Y407 464 15730 SH SOLE 14790
SOLE 940
CORRECTIONS CORP OF AMERICA COM 22025Y407 24 820 SH OTHER 820
CRESCENT FINANCIAL CORP COM 225744101 363 38250 SH DEFINED 38250
DANAHER CORP COM 235851102 3080 35105 SOLE 25710
SOLE 9395
DANAHER CORP COM 235851102 47 530 SH OTHER 530
DEARBORN BANCORP INC CAP COM 24242R108 242 31311 SH DEFINED 31311
DELL INC COM 24702R101 224 9123 SH SOLE 598
SOLE 8525
DELL INC COM 24702R101 2 100 SH OTHER 100
DENTSPLY INTL INC COM 249030107 369 8200 SH SOLE 8200
DENTSPLY INTL INC COM 249030107 86 1900 SH OTHER 1900
DEUTSCHE TELEKOM AG FOR 251566105 313 14450 SH SOLE 14450
DEUTSCHE TELEKOM AG FOR 251566105 62 2850 SH OTHER 2850
DOLBY LABORATORIES INC COM 25659T107 215 4325 SH SOLE 4025
SOLE 300
DOLBY LABORATORIES INC COM 25659T107 22 450 SH DEF/OTH 450
DUKE ENERGY CORP COM 26441C105 186 9234 SH SOLE 9234
DUKE ENERGY CORP COM 26441C105 35 1750 SH OTHER 1750
DUKE ENERGY CORP COM 26441C105 6 300 SH DEF/OTH 300
EMC CORP COM 268648102 1987 107250 SH SOLE 99500
SOLE 7750
EMC CORP COM 268648102 69 3710 SH OTHER 3710
EMC CORP COM 268648102 50 2700 SH DEF/OTH 2700
ENI SPA ADR FOR 26874R108 308 4252 SH SOLE 4252
ENI SPA ADR FOR 26874R108 62 850 SH OTHER 850
EBAY INC COM COM 278642103 838 25236 SOLE 14499
SOLE 10737
EBAY INC COM COM 278642103 13 400 SH OTHER 400
ELECTRONIC ARTS INC COM 285512109 449 7690 SH SOLE 7270
SOLE 420
ELECTRONIC ARTS INC COM 285512109 24 410 SH OTHER 410
ENCANA CORP FOR 292505104 405 5960 SH SOLE 5640
SOLE 320
ENCANA CORP FOR 292505104 21 310 SH OTHER 310
ENEL SOCIETA/AZIONI ADR COM 29265W108 289 4900 SH SOLE 4900
ENEL SOCIETA/AZIONI ADR COM 29265W108 59 1000 SH OTHER 1000
ENTERPRISE FINANCIAL SERVICES COM 293712105 405 17000 SH DEFINED 17000
ENERGY CONVERSN DEVICE COM COM 292659109 237 7030 SOLE 7030
EURONET WORLDWIDE INC COM 298736109 1265 42160 SH SOLE 41630
SOLE 530
EURONET WORLDWIDE INC COM 298736109 43 1430 SH OTHER 1430
EURONET WORLDWIDE INC COM 298736109 45 1500 SH DEF/OTH 1500
EXPEDITORS INTL WASH INC COM 302130109 458 10246 SH SOLE 9766
SOLE 480
EXPEDITORS INTL WASH INC COM 302130109 21 460 SH OTHER 460
EXXON MOBIL CORP COM 30231G102 6678 71282 SOLE 53417
SOLE 17865
EXXON MOBIL CORP COM 30231G102 234 2500 SH OTHER 2500
EXXON MOBIL CORP COM 30231G102 19 200 SH DEF/OTH 200
FACTSET RESEARCH SYSTEMS COM 303075105 328 5890 SH SOLE 5150
SOLE 740
FACTSET RESEARCH SYSTEMS COM 303075105 13 240 SH OTHER 240
FACTSET RESEARCH SYSTEMS COM 303075105 7 125 SH DEF/OTH 125
FASTENAL COMPANY COMMON COM 311900104 1202 29735 SH SOLE 24125
SOLE 5610
FASTENAL COMPANY COMMON COM 311900104 20 500 SH OTHER 500
FASTENAL COMPANY COMMON COM 311900104 135 3350 SH DEF/OTH 2650
DEF/OTH 700
FEDEX CORP COM 31428X106 764 8564 SH SOLE 1479
SOLE 7085
FEDEX CORP COM 31428X106 39 435 SH OTHER 250
OTHER 185
FEDEX CORP COM 31428X106 41 455 SH DEF/OTH 455
F5 NETWORKS INC COM 315616102 333 11678 SH SOLE 10878
SOLE 800
F5 NETWORKS INC COM 315616102 20 700 SH OTHER 700
FIFTH THIRD BANCORP COM 316773100 373 14846 SH SOLE 14546
SOLE 300
FIFTH THIRD BANCORP COM 316773100 32 1282 SH OTHER 1282
FIRSTBANK CORP COM 33761G104 36 2621 SH SOLE 2621
FIRSTBANK CORP COM 33761G104 184 13293 SH DEFINED 13293
FISERV INC COM 337738108 5007 90241 SOLE 57299
SOLE 32942
FISERV INC COM 337738108 888 16000 SH DEFINED 16000
FISERV INC COM 337738108 51 925 SH OTHER 925
FISERV INC COM 337738108 67 1200 SH DEF/OTH 1200
GAMESTOP CORP COM 36467W109 443 7135 SH SOLE 6730
SOLE 405
GAMESTOP CORP COM 36467W109 23 370 SH OTHER 370
GATEWAY FINANCIAL HOLDING INC COM 368140109 24 2000 SH SOLE 1000
SOLE 1000
GATEWAY FINANCIAL HOLDING INC COM 368140109 418 35000 SH DEFINED 35000
GENERAL ELECTRIC CO COM 369604103 6769 182585 SOLE 125550
SOLE 57035
GENERAL ELECTRIC CO COM 369604103 269 7260 SH OTHER 6650
OTHER 610
GENERAL ELECTRIC CO COM 369604103 82 2210 SH DEF/OTH 1450
DEF/OTH 760
GENERAL MILLS INC COM 370334104 740 12982 SH SOLE 2272
SOLE 10710
GENERAL MILLS INC COM 370334104 28 485 SH OTHER 200
OTHER 285
GENERAL MILLS INC COM 370334104 22 385 SH DEF/OTH 385
GENTEX CORP COM 371901109 523 29414 SH SOLE 17829
SOLE 11585
GILEAD SCIENCES INC COM 375558103 2011 43712 SH SOLE 40955
SOLE 2757
GILEAD SCIENCES INC COM 375558103 118 2555 SH OTHER 2555
GILEAD SCIENCES INC COM 375558103 92 2000 SH DEF/OTH 2000
GOLDMAN SACHS GROUP INC COM 38141G104 275 1279 SH SOLE 906
SOLE 373
GOLDMAN SACHS GROUP INC COM 38141G104 28 132 SH OTHER 132
GOLDMAN SACHS GROUP INC COM 38141G104 108 500 SH DEF/OTH 230
DEF/OTH 270
GOOGLE INC COM 38259P508 2197 3178 SOLE 1616
SOLE 1562
GOOGLE INC COM 38259P508 49 71 SH OTHER 71
GOOGLE INC COM 38259P508 48 70 SH DEF/OTH 70
HANSEN NATURAL CORP COM 411310105 203 4575 SH SOLE 4300
SOLE 275
HANSEN NATURAL CORP COM 411310105 20 450 SH DEF/OTH 450
HEALTHWAYS INC COM 422245100 851 14570 SH SOLE 13770
SOLE 800
HEALTHWAYS INC COM 422245100 45 770 SH OTHER 770
HEARTLAND PAYMENT SYSTEM INC COM 42235N108 201 7500 SH SOLE 7500
HEARTLAND PAYMENT SYSTEM INC COM 42235N108 335 12500 SH DEFINED 12500
HEWLETT PACKARD CO COM 428236103 1246 24690 SH SOLE 4924
SOLE 19766
HEWLETT PACKARD CO COM 428236103 70 1385 SH OTHER 860
OTHER 525
HEWLETT PACKARD CO COM 428236103 29 580 SH DEF/OTH 580
HUNTINGTON BANCSHARES INC COM 446150104 2199 148950 SH SOLE 148706
SOLE 244
HUNTINGTON BANCSHARES INC COM 446150104 951 64400 SH OTHER 64400
IHS INC COM 451734107 724 11960 SH SOLE 11310
SOLE 650
IHS INC COM 451734107 38 620 SH OTHER 620
INDEPENDENT BANK CORP COM 453838104 39 4060 SH SOLE 4060
INDEPENDENT BANK CORP COM 453838104 219 23042 SH DEFINED 23042
INTEL CORP COM 458140100 301 11292 SH SOLE 4927
SOLE 6365
INTEL CORP COM 458140100 61 2305 SH OTHER 2305
INTEL CORP COM 458140100 16 600 SH DEF/OTH 600
INTERCONTINENTALEXCHANGE INC COM 45865V100 469 2438 SH SOLE 2290
SOLE 148
INTERCONTINENTALEXCHANGE INC COM 45865V100 347 1800 SH DEFINED 1800
INTERCONTINENTALEXCHANGE INC COM 45865V100 25 130 SH OTHER 130
INTERNATIONAL BUSINESS MACHINES COM 459200101 515 4765 SH SOLE 3945
SOLE 820
INTERNATIONAL BUSINESS MACHINES COM 459200101 11 100 SH OTHER 100
INTERNATIONAL BUSINESS MACHINES COM 459200101 20 185 SH DEF/OTH 185
INTERNATIONAL GAME TECHNOLOGY COM 459902102 614 13970 SH SOLE 13210
SOLE 760
INTERNATIONAL GAME TECHNOLOGY COM 459902102 36 830 SH OTHER 830
INTUITIVE SURGICAL INC COM 46120E602 2863 8864 SOLE 4659
SOLE 4205
INTUITIVE SURGICAL INC COM 46120E602 32 100 SH DEF/OTH 100
IRWIN FINL CORP COM 464119106 144 19600 SH DEFINED 19600
ISHARES COM 464287671 644 13000 SH SOLE 13000
MFC ISHARES TR MSCI EAFE COM 464288885 159 2050 SH SOLE 1175
SOLE 875
MFC ISHARES TR MSCI EAFE COM 464288885 47 600 SH DEF/OTH 600
J P MORGAN CHASE & CO COM 46625H100 969 22189 SH SOLE 7109
SOLE 15080
J P MORGAN CHASE & CO COM 46625H100 32 735 SH OTHER 300
OTHER 435
J P MORGAN CHASE & CO COM 46625H100 19 445 SH DEF/OTH 445
JABIL CIRCUIT INC COM 466313103 381 24935 SH SOLE 22765
SOLE 2170
JABIL CIRCUIT INC COM 466313103 32 2080 SH OTHER 2080
JOHNSON & JOHNSON COM 478160104 4946 74150 SOLE 44875
SOLE 29275
JOHNSON & JOHNSON COM 478160104 88 1325 SH OTHER 975
OTHER 350
JOHNSON & JOHNSON COM 478160104 106 1590 SH DEF/OTH 1225
DEF/OTH 365
JOHNSON CONTROLS INC COM 478366107 736 20430 SH SOLE 19590
SOLE 840
JOHNSON CONTROLS INC COM 478366107 29 810 SH OTHER 810
KNIGHT TRANSPORTATION INC COM 499064103 643 43412 SH SOLE 42307
SOLE 1105
KNIGHT TRANSPORTATION INC COM 499064103 34 2327 SH OTHER 2327
KOHLS CORP COM 500255104 652 14245 SH SOLE 5100
SOLE 9145
KOHLS CORP COM 500255104 29 630 SH OTHER 330
OTHER 300
KOHLS CORP COM 500255104 38 835 SH DEF/OTH 600
DEF/OTH 235
LKQ CORP COM COM 501889208 255 12154 SH SOLE 1854
SOLE 10300
LAKELAND FINL CORP COM COM 511656100 84 4000 SH SOLE 1000
SOLE 3000
LAKELAND FINL CORP COM COM 511656100 545 26100 SH DEFINED 26100
ELI LILLY & CO COM 532457108 278 5215 SH SOLE 1900
SOLE 3315
ELI LILLY & CO COM 532457108 96 1800 SH OTHER 1800
LLOYDS TSB GROUP COM 539439109 258 6850 SH SOLE 6850
LLOYDS TSB GROUP COM 539439109 51 1350 SH OTHER 1350
LOWES COS INC COM 548661107 2333 103137 SOLE 67657
SOLE 35480
LOWES COS INC COM 548661107 36 1600 SH OTHER 1600
LOWES COS INC COM 548661107 10 450 SH DEF/OTH 450
MB FINANCIAL INC COM 55264U108 555 18000 SH DEFINED 18000
MEMC ELECTRONIC MATERIALS INC COM 552715104 265 3000 SH SOLE 3000
MACATAWA BANK CORP COM 554225102 15569 1812514 SOLE 950508
SOLE 862006.45
MACATAWA BANK CORP COM 554225102 19 2252 SH OTHER 2252
MARATHON OIL CORP COM 565849106 161 2650 SH SOLE 2550
SOLE 100
MARATHON OIL CORP COM 565849106 49 800 SH OTHER 800
MARSH & MCLENNAN COS INC COM 571748102 593 22396 SH SOLE 1926
SOLE 20470
MARSH & MCLENNAN COS INC COM 571748102 15 575 SH OTHER 575
MARSH & MCLENNAN COS INC COM 571748102 17 630 SH DEF/OTH 630
MARSHALL & ILSLEY CORP COM 571837103 323 12198 SH SOLE 11815
SOLE 383
MARSHALL & ILSLEY CORP COM 571837103 212 8000 SH DEFINED 8000
MCDONALDS CORP COM 580135101 228 3875 SH SOLE 3040
SOLE 835
MCDONALDS CORP COM 580135101 17 285 SH OTHER 285
MEDCO HEALTH SOLUTIONS INC COM 58405U102 137 1352 SH SOLE 300
SOLE 1052
MEDCO HEALTH SOLUTIONS INC COM 58405U102 64 631 SH OTHER 631
MEDTRONIC INC COM 585055106 492 9790 SH SOLE 3530
SOLE 6260
MEDTRONIC INC COM 585055106 54 1080 SH OTHER 1080
MEDTRONIC INC COM 585055106 49 965 SH DEF/OTH 700
DEF/OTH 265
MERCK & CO INC COM 589331107 351 6047 SH SOLE 4755
SOLE 1292
MERCK & CO INC COM 589331107 157 2705 SH OTHER 2705
METAVANTE HOLDING CO COM 591407101 325 13923 SH SOLE 13857
SOLE 66
METAVANTE HOLDING CO COM 591407101 62 2666 SH DEFINED 2666
METAVANTE HOLDING CO COM 591407101 28 1200 SH OTHER 1200
METAVANTE HOLDING CO COM 591407101 47 2000 SH DEF/OTH 2000
MICROSOFT CORP COM 594918104 1067 29974 SH SOLE 18119
SOLE 11855
MICROSOFT CORP COM 594918104 98 2750 SH OTHER 2750
MICROSOFT CORP COM 594918104 32 900 SH DEF/OTH 900
MICHROCHIP TECHNOLOGY COM 595017104 435 13855 SH SOLE 13100
SOLE 755
MICHROCHIP TECHNOLOGY COM 595017104 23 720 SH OTHER 720
MONSANTO CO NEW COM COM 61166W101 23872 213732 SH SOLE 212232
SOLE 1500
MORNINGSTAR INC COM 617700109 3676 47279 SOLE 35674
SOLE 11605
MORNINGSTAR INC COM 617700109 855 11000 SH DEFINED 11000
MORNINGSTAR INC COM 617700109 27 350 SH OTHER 350
MORNINGSTAR INC COM 617700109 23 300 SH DEF/OTH 300
NATIONAL CITY CORP COM 635405103 390 23683 SH SOLE 23683
NATIONAL CITY CORP COM 635405103 463 28113 SH DEFINED 28113
NATIONAL CITY CORP COM 635405103 25 1530 SH OTHER 1530
NATIONAL INSTRUMENTS COM 636518102 249 7461 SH SOLE 46
SOLE 7415
NOKIA CORP ADR FOR 654902204 218 5681 SH SOLE 3200
SOLE 2481
NOKIA CORP ADR FOR 654902204 48 1240 SH OTHER 1240
NORTHERN TRUST COM 665859104 885 11560 SH SOLE 11360
SOLE 200
NORTHERN TRUST COM 665859104 44 575 SH OTHER 575
NUANCE COMMUNICATIONS INC COM COM 67020Y100 263 14095 SH SOLE 13200
SOLE 895
NUANCE COMMUNICATIONS INC COM COM 67020Y100 13 710 SH OTHER 710
NVIDIA CORP COM 67066G104 580 17044 SH SOLE 13912
SOLE 3132
NVIDIA CORP COM 67066G104 20 600 SH DEF/OTH 600
ORACLE CORP COM 68389X105 1021 45218 SH SOLE 12748
SOLE 32470
ORACLE CORP COM 68389X105 23 1000 SH OTHER 1000
ORACLE CORP COM 68389X105 41 1800 SH DEF/OTH 600
DEF/OTH 1200
O REILLY AUTOMOTIVE INC COM 686091109 730 22500 SH SOLE 22500
O REILLY AUTOMOTIVE INC COM 686091109 26 800 SH OTHER 800
O REILLY AUTOMOTIVE INC COM 686091109 42 1300 SH DEF/OTH 1300
PARKER HANNIFIN CORP COM 701094104 839 11143 SH SOLE 3678
SOLE 7465
PARKER HANNIFIN CORP COM 701094104 6 75 SH OTHER 75
PARKER HANNIFIN CORP COM 701094104 32 424 SH DEF/OTH 200
DEF/OTH 224
PATTERSON COMPANIES INC COM 703395103 866 25495 SH SOLE 21400
SOLE 4095
PATTERSON COMPANIES INC COM 703395103 31 900 SH OTHER 900
PATTERSON COMPANIES INC COM 703395103 61 1800 SH DEF/OTH 1800
PAYCHEX INC COM 704326107 1699 46915 SH SOLE 42345
SOLE 4570
PAYCHEX INC COM 704326107 326 9000 SH DEFINED 9000
PAYCHEX INC COM 704326107 63 1735 SH OTHER 1735
PAYCHEX INC COM 704326107 54 1500 SH DEF/OTH 1500
PEDIATRIX MEDICAL GROUP COM 705324101 270 3962 SH SOLE 32
SOLE 3930
PEPSICO INC COM 713448108 3060 40320 SOLE 31410
SOLE 8910
PEPSICO INC COM 713448108 71 935 SH OTHER 935
PETSMART INC COM 716768106 609 25900 SH SOLE 25900
PETSMART INC COM 716768106 42 1800 SH DEF/OTH 1800
PFIZER INC COM 717081103 38600 1698210 SH SOLE 1698210
PFIZER INC COM 717081103 435 19150 SH OTHER 19150
PFIZER INC COM 717081103 3 150 SH DEF/OTH 150
PHARMACEUTICAL PROD DEV INC COM COM 717124101 1833 45415 SH SOLE 43815
SOLE 1600
PHARMACEUTICAL PROD DEV INC COM COM 717124101 72 1790 SH OTHER 1790
PHARMACEUTICAL PROD DEV INC COM COM 717124101 91 2250 SH DEF/OTH 2250
PINNACLE FINANCIAL PARTNERS INC COM 72346Q104 564 2211180 SOLE 11645
SOLE 10535
PINNACLE FINANCIAL PARTNERS INC COM 72346Q104 534 21000 SH DEFINED 21000
PINNACLE WEST CAPITAL CORP COM 723484101 198 4660 SH SOLE 4660
PINNACLE WEST CAPITAL CORP COM 723484101 40 950 SH OTHER 950
POWERSHARES DYN BOIT COM 73935X856 566 30235 SOLE 500
29735
POWERSHARES WILDERHILL COM 73935X500 2492 89990 SOLE 47680
SOLE 42310
POWERSHARES WILDERHILL COM 73935X500 7 250 SH OTHER 250
POWERSHARES WILDERHILL COM 73935X856 892 47627 SH SOLE 44427
SOLE 3200
POWERSHARES WILDERHILL COM 73935X856 6 300 SH OTHER 300
PRAXAIR INC COM 74005P104 2833 31935 SH SOLE 29125
SOLE 2810
PRAXAIR INC COM 74005P104 97 1090 SH OTHER 1090
PRAXAIR INC COM 74005P104 98 1100 SH DEF/OTH 1100
PRECISION CASTPARTS CORP COM COM 740189105 923 6655 SH SOLE 6300
SOLE 355
PRECISION CASTPARTS CORP COM COM 740189105 28 200 SH OTHER 200
PRECISION CASTPARTS CORP COM COM 740189105 55 400 SH DEF/OTH 400
PREMIERWEST BANCORP COM 740921101 309 27000 SH DEFINED 27000
T ROWE PRICE GROUP INC COM COM 74144T108 497 8165 SH SOLE 7280
SOLE 885
T ROWE PRICE GROUP INC COM COM 74144T108 24 400 SH OTHER 400
PROCTER & GAMBLE CO COM 742718109 2638 35930 SOLE 25609
SOLE 10321
PROCTER & GAMBLE CO COM 742718109 29 400 SH OTHER 400
PROCTER & GAMBLE CO COM 742718109 5 65 SH DEF/OTH 65
PRIVATE BANCORP INC COM COM 742962103 98 3000 SH SOLE 3000
PRIVATE BANCORP INC COM COM 742962103 375 11500 SH DEFINED 11500
PROGENICS PHARMACEUTICAL INC COM 743187106 271 15000 SH SOLE 15000
PROGRESS ENERGY INC COM COM 743263105 175 3613 SH SOLE 3613
PROGRESS ENERGY INC COM COM 743263105 32 660 SH OTHER 660
PSYCHIATRIC SOLUTIONS INC COM 74439H108 404 12440 SH SOLE 11760
SOLE 680
PSYCHIATRIC SOLUTIONS INC COM 74439H108 22 670 SH OTHER 670
PULASKI FINANCIAL CORP COM 745548107 270 27000 SH DEFINED 27000
QUALCOM INC COM COM 747525103 864 21955 SH SOLE 19635
SOLE 2320
QUALCOM INC COM COM 747525103 37 950 SH OTHER 950
QUALCOM INC COM COM 747525103 12 300 SH DEF/OTH 300
REYNOLDS AMERICAN INC COM 761713106 381 5780 SH SOLE 5780
REYNOLDS AMERICAN INC COM 761713106 74 1120 SH OTHER 1120
RIVERBED TECHNOLOGY INC COM 768573107 205 7665 SH SOLE 6200
SOLE 1465
RIVERVIEW BANCORP INC COM 769397100 5 400 SH SOLE 400
RIVERVIEW BANCORP INC COM 769397100 199 17200 SH DEFINED 17200
ROCKWELL COLLINS COM 774341101 1767 24555 SH SOLE 23690
SOLE 865
ROCKWELL COLLINS COM 774341101 74 1035 SH OTHER 1035
ROCKWELL COLLINS COM 774341101 58 800 SH DEF/OTH 800
ROYAL DUTCH SHELL PLC FOR 780259107 654 7878 SH SOLE 420
SOLE 7458
ROYAL DUTCH SHELL PLC FOR 780259107 24 284 SH OTHER 284
ROYAL DUTCH SHELL PLC FOR 780259107 28 342 SH DEF/OTH 342
SEI INVTS CO COM 784117103 1808 56215 SOLE 29545
SOLE 26670
SEI INVTS CO COM 784117103 772 24000 SH DEFINED 24000
SATYMA COMPUTER SERVICES FOR 804098101 201 7525 SH SOLE 5975
SOLE 1550
SCANSCOURCE INC COM COM 806037107 543 16800 SH SOLE 16800
SCANSCOURCE INC COM COM 806037107 49 1500 SH DEF/OTH 1500
SCHERING-PLOUGH CORP COM 806605101 378 14205 SH SOLE 9825
SOLE 4380
SCHERING-PLOUGH CORP COM 806605101 6 220 SH DEF/OTH 220
SCHLUMBERGER LTD FOR 806857108 3786 38480 SOLE 24099
SOLE 14381
SCHLUMBERGER LTD FOR 806857108 49 495 SH OTHER 495
SCHLUMBERGER LTD FOR 806857108 79 800 SH DEF/OTH 400
DEF/OTH 400
SCIENTIFIC GAMES CORP COM 80874P109 307 9240 SH SOLE 8740
SOLE 500
SCIENTIFIC GAMES CORP COM 80874P109 16 480 SH OTHER 480
SILICON LABORATORIES COM 826919102 316 8430 SH SOLE 7970
SOLE 460
SILICON LABORATORIES COM 826919102 16 440 SH OTHER 440
SMITH INTERNATIONAL INC COM 832110100 436 5905 SH SOLE 5540
SOLE 365
SMITH INTERNATIONAL INC COM 832110100 96 1300 SH OTHER 1300
STAPLES INC COM 855030102 767 33235 SH SOLE 2445
SOLE 30790
STAPLES INC COM 855030102 15 650 SH OTHER 650
STAPLES INC COM 855030102 16 690 SH DEF/OTH 690
STATE STREET CORP COM 857477103 1481 18241 SH SOLE 18241
STATE STREET CORP COM 857477103 325 4000 SH DEFINED 4000
STATE STREET CORP COM 857477103 59 729 SH OTHER 729
STATE STREET CORP COM 857477103 51 634 SH DEF/OTH 634
STERICYCLE INC COM COM 858912108 4264 71789 SOLE 43059
SOLE 28730
STERICYCLE INC COM COM 858912108 15 250 SH OTHER 250
STERICYCLE INC COM COM 858912108 15 250 SH DEF/OTH 250
STRYKER CORP COM 863667101 14303 191426 SOLE 170579
SOLE 20847
STRYKER CORP COM 863667101 162 2170 SH OTHER 2170
STRYKER CORP COM 863667101 97 1300 SH DEF/OTH 300
DEF/OTH 1000
SUNCOR ENERGY INC FOR 867229106 1965 18075 SH SOLE 17535
SOLE 540
SUNCOR ENERGY INC FOR 867229106 129 1185 SH OTHER 1185
SYMANTEC CORP COM 871503108 628 38915 SH SOLE 3045
SOLE 35870
SYMANTEC CORP COM 871503108 13 800 SH OTHER 800
SYMANTEC CORP COM 871503108 16 975 SH DEF/OTH 975
SYNGENTA AG ADR SPONSORED COM 87160A100 466 9200 SH SOLE 5900
SOLE 3300
TAIWAN SEMICONDUCTOR MFG CO FOR 874039100 332 33307 SH SOLE 31792
SOLE 1515
TAIWAN SEMICONDUCTOR MFG CO FOR 874039100 15 1466 SH OTHER 1466
TARGET CORP COM 8.76E+110 976 19525 SH SOLE 16975
SOLE 2550
TARGET CORP COM 8.76E+110 21 425 SH OTHER 425
TARGET CORP COM 8.76E+110 26 525 SH DEF/OTH 525
TELECOM CORP OF NEW ZEALAND LTD FOR 879278208 228 13725 SH SOLE 13725
TELECOM CORP OF NEW ZEALAND LTD FOR 879278208 44 2679 SH OTHER 2679
TELECOM ITALIA FOR 87927Y102 247 8000 SH SOLE 8000
TELECOM ITALIA FOR 87927Y102 49 1600 SH OTHER 1600
TEVA PHARMACEUTICAL INDS LTD FOR 881624209 4437 95457 SOLE 58972
SOLE 36485
TEVA PHARMACEUTICAL INDS LTD FOR 881624209 23 500 SH OTHER 500
3M COMPANY COM 88579Y101 1011 11990 SH SOLE 9245
SOLE 2745
3M COMPANY COM 88579Y101 31 370 SH OTHER 370
3M COMPANY COM 88579Y101 32 380 SH DEF/OTH 120
DEF/OTH 260
TIME WARNER INC COM 887317105 349 21120 SH SOLE 4590
SOLE 16530
TIME WARNER INC COM 887317105 22 1350 SH OTHER 650
OTHER 700
TIME WARNER INC COM 887317105 13 810 SH DEF/OTH 810
TOWER FINANCIAL CORP COM 891769101 820 63090 SOLE 30599
SOLE 32491
TOWER FINANCIAL CORP COM 891769101 468 36000 SH DEFINED 36000
TRACTOR SUPPLY CO COM COM 892356106 595 16550 SH SOLE 15760
SOLE 790
TRACTOR SUPPLY CO COM COM 892356106 35 970 SH OTHER 970
TRACTOR SUPPLY CO COM COM 892356106 25 700 SH DEF/OTH 700
UST INC COM 902911106 256 4679 SH SOLE 4679
UST INC COM 902911106 53 960 SH OTHER 960
UST INC COM 902911106 22 400 SH DEF/OTH 400
US BANCORP DEL COM NEW COM 902973304 984 31014 SH SOLE 13234
SOLE 17780
US BANCORP DEL COM NEW COM 902973304 151 4750 SH OTHER 4150
OTHER 600
UNITED NATURAL FOODS INC COM 911163103 2876 90687 SOLE 53442
SOLE 37245
UNITED NATURAL FOODS INC COM 911163103 11 350 SH OTHER 350
UNITED TECHNOLOGIES CORP COM 913017109 201 2628 SH SOLE 1583
SOLE 1045
UNITED TECHNOLOGIES CORP COM 913017109 78 1020 SH OTHER 1020
VCA ANTECH INC COM 918194101 223 5035 SH SOLE 3900
SOLE 1135
VCA ANTECH INC COM 918194101 35 800 SH OTHER 800
VARIAN MEDICAL SYSTEMS INC COM 92220P105 478 9155 SH SOLE 7550
SOLE 1605
VARIAN MEDICAL SYSTEMS INC COM 92220P105 7 125 SH DEF/OTH 125
VANGUARD COM 922908629 1869 24722 SH SOLE 23547
SOLE 1175
VERISIGN INC COM 92343E102 955 25390 SH SOLE 24725
SOLE 665
VERISIGN INC COM 92343E102 34 900 SH OTHER 900
VERISIGN INC COM 92343E102 49 1300 SH DEF/OTH 1300
VERIZON COMMUNICATIONS INC COM 92343V104 1228 28116 SH SOLE 10331
SOLE 17785
VERIZON COMMUNICATIONS INC COM 92343V104 35 800 SH OTHER 300
OTHER 500
VERIZON COMMUNICATIONS INC COM 92343V104 30 695 SH DEF/OTH 695
WACHOVIA CORP COM 929903102 281 7400 SH SOLE 7400
WACHOVIA CORP COM 929903102 108 2850 SH OTHER 2850
WAL-MART STORES INC COM 931142103 760 15991 SH SOLE 3906
SOLE 12085
WAL-MART STORES INC COM 931142103 19 400 SH OTHER 400
WAL-MART STORES INC COM 931142103 43 895 SH DEF/OTH 425
DEF/OTH 470
WALGREEN CO COM 931422109 3392 89084 SOLE 55124
SOLE 33960
WALGREEN CO COM 931422109 78 2050 SH OTHER 2050
WALGREEN CO COM 931422109 19 500 SH DEF/OTH 500
WASTE MANAGEMENT INC COM 94106L109 581 17780 SH SOLE 17780
WASTE MANAGEMENT INC COM 94106L109 5 150 SH DEF/OTH 150
WELLS FARGO & CO COM 949746101 4414 146208 SOLE 87257
SOLE 58951
WELLS FARGO & CO COM 949746101 34 1115 SH OTHER 600
OTHER 515
WELLS FARGO & CO COM 949746101 64 2120 SH DEF/OTH 1600
DEF/OTH 520
WESTERN UNION CO COM 959802109 524 21600 SH SOLE 21600
WESTERN UNION CO COM 959802109 15 600 SH OTHER 600
WESTERN UNION CO COM 959802109 24 1000 SH DEF/OTH 1000
WILLIAMS CO INC COM 969457100 877 24524 SH SOLE 1924
SOLE 22600
WILLIAMS CO INC COM 969457100 23 650 SH OTHER 650
WILLIAMS CO INC COM 969457100 20 550 SH DEF/OTH 550
WINDSTREAM CORPORATION COM 97381W104 246 18856 SH SOLE 18856
WINDSTREAM CORPORATION COM 97381W104 47 3600 SH OTHER 3600
WINTRUST FINANCIAL CORP COM COM 97650W108 4 122 SH SOLE 122
WINTRUST FINANCIAL CORP COM COM 97650W108 265 8000 SH DEFINED 8000
WYETH COM 983024100 665 15042 SH SOLE 2637
SOLE 12405
WYETH COM 983024100 36 825 SH OTHER 400
OTHER 425
WYETH COM 983024100 17 385 SH DEF/OTH 385
XTO ENERGY INC COM 98385X106 2165 42154 SOLE 29033
SOLE 13121
XTO ENERGY INC COM 98385X106 26 500 SH OTHER 500
XTO ENERGY INC COM 98385X106 126 2458 SH DEF/OTH 1125
DEF/OTH 1333
ZIMMER HOLDINGS INC COM 98956P102 142 2150 SH SOLE 2150
ZIMMER HOLDINGS INC COM 98956P102 99 1500 SH OTHER 1500
ACCENTURE LTD COM G1150G111 479 13300 SH SOLE 13300
GARMIN CORP FOR G37260109 714 7360 SH SOLE 6400
SOLE 960
GARMIN CORP FOR G37260109 15 150 SH DEF/OTH 150
NABORS INDUSTRIES LTD SHS COM G6359F103 492 17974 SH SOLE 1644
SOLE 16330
NABORS INDUSTRIES LTD SHS COM G6359F103 18 675 SH OTHER 675
NABORS INDUSTRIES LTD SHS COM G6359F103 15 550 SH DEF/OTH 550
NOBLE CORP COM COM G65422100 515 9111 SH SOLE 511
SOLE 8600
SEAGATE TECHNOLOGY COM G7945J104 437 17124 SH SOLE 1809
SOLE 15315
SEAGATE TECHNOLOGY COM G7945J104 11 450 SH OTHER 450
SEAGATE TECHNOLOGY COM G7945J104 17 675 SH DEF/OTH 675
TRANSOCEAN INC FOR G90073100 366 2560 SH SOLE 194
SOLE 2366
TRANSOCEAN INC FOR G90073100 18 125 SH OTHER 125
TRANSOCEAN INC FOR G90073100 25 172 SH DEF/OTH 172
ALCON INC COM SHS FOR H01301102 1041 7275 SH SOLE 7275
ALCON INC COM SHS FOR H01301102 32 225 SH OTHER 225
ALCON INC COM SHS FOR H01301102 72 500 SH DEF/OTH 500
REPORT SUMMARY 709 DATA RECORDS 321027 0 OTHER MANAGERS ON WHOSE BEHALF REPORT IS FILED