UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 13F Form 13F COVER PAGE Report for the Calendar Year or Quarter Ended: September 30, 2010 Check here if Amendment [ ]; Amendment Number: This Amendment (Check only one.): [ ] is a restatement. [ ] adds new holdings entries Institutional Investment Manager Filing this Report: Name: Macatawa Bank Corporation Address: 10753 Macatawa Drive Holland, MI 49424 Form 13F File Number: 28-13033 The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of the Reporting Manager: Name: Nadine Terpstra Title: Vice President-Trust Operations Manager Phone: 616-233-3311 Signature, Place, and Date of Signing: /s/ Nadine Terpstra Holland, MI November 2, 2010 [Signature] [City, State] [Date] Nadine Terpstra Report Type (Check only one.): [X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) [ ] 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) [ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).) Form 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 1 Form 13F Information Table Entry Total: 27 Form 13F Information Table Value Total: $ 18,594 (thousands) List of Other Included Managers: Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report. No. Form 13F File # Name 01 28-13155 Macatawa Bank FORM 13F INFORMATION TABLE TITLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ---------------------------- -------- -------- -------- ------- --- ---- ------- -------- ---- ------ ---- ADOBE SYSTEMS INC COM 00724F101 240 9168 Sh DEFINED 1 3488 0 5680 APPLE INC COM 037833100 452 1591 Sh DEFINED 1 734 0 857 BRISTOL-MYERS SQUIBB CO COM 110122108 295 10885 Sh DEFINED 1 8105 0 2780 CAMERON INTERNATIONAL CORP COM 13342B105 229 5331 Sh DEFINED 1 2632 0 2699 CELGENE CORP COM 151020104 201 3484 Sh DEFINED 1 1685 0 1799 CHURCH & DWIGHT INC COM 171340102 211 3249 Sh DEFINED 1 1539 0 1710 CISCO SYSTEMS INC COM 17275R102 236 10780 Sh DEFINED 1 2230 0 8550 COGNIZANT TECH SOLUTIONS CORP CL A COM 192446102 690 10707 Sh DEFINED 1 3630 0 7077 DOVER CORPORATION COM 260003108 218 4171 Sh DEFINED 1 1998 0 2173 EXXON MOBIL CORPORATION COM 30231G102 515 8328 Sh DEFINED 1 5031 0 3297 GOOGLE INC CLASS A COM 38259p508 330 628 Sh DEFINED 1 245 0 383 HANSEN NATURAL CORP COM 411310105 259 5544 Sh DEFINED 1 2649 0 2895 HUNTINGTON BANCSHARES INC COM 446150104 363 63883 Sh DEFINED 1 61921 0 1962 INTUITIVE SURGICAL INC COM 46120E602 295 1039 Sh DEFINED 1 530 0 509 JOHNSON & JOHNSON COM 478160104 431 6952 Sh DEFINED 1 3804 0 3148 LILLY ELI & COMPANY COM 532457108 224 6133 Sh DEFINED 1 4453 0 1680 MACATAWA BANK CORP COM 554225102 338 228418 Sh DEFINED 1 44440 0 183978 MONSANTO CO NEW COM 61166W101 3416 71264 Sh DEFINED 1 71264 0 0 NII HOLDINGS INC COM 62913F201 211 5117 Sh DEFINED 1 2478 0 2639 NORTHERN TRUST CORP COM 665859104 201 4166 Sh DEFINED 1 2095 0 2071 PERRIGO CO COM 714290103 206 3212 Sh DEFINED 1 1434 0 1778 PFIZER INC COM 717081103 6915 402726 Sh DEFINED 1 402726 0 0 PHILIP MORRIS INTERNATIONAL INC COM 718172109 335 5980 Sh DEFINED 1 5980 0 0 PRICELINE.COM INC NEW COM 741503403 314 903 Sh DEFINED 1 428 0 475 SCHLUMBERGER LTD COM 806857108 512 8317 Sh DEFINED 1 3200 0 5117 STRYKER CORP COM 863667101 363 7247 Sh DEFINED 1 2688 0 4559 VANGUARD MID-CAP VIPERS EFT 922908629 594 8964 Sh DEFINED 1 3981 0 4983 Grand Total 18594 898187 645388 252799 ?? ?? ?? ??