UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 13F Form 13F COVER PAGE Report for the Calendar Year or Quarter Ended: December 31, 2009 Check here if Amendment [ ]; Amendment Number: This Amendment (Check only one.): [ ] is a restatement. [ ] adds new holdings entries Institutional Investment Manager Filing this Report: Name: Macatawa Bank Corporation Address: 10753 Macatawa Drive Holland, MI 49424 Form 13F File Number: 28-13033 The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of the Reporting Manager: Name: Nadine Terpstra Title: Vice President-Trust Operations Manager Phone: 616-233-3311 Signature, Place, and Date of Signing: /s/ Nadine Terpstra Holland, MI February 5, 2010 [Signature] [City, State] [Date] Nadine Terpstra Report Type (Check only one.): [X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) [ ] 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) [ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).) Form 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 1 Form 13F Information Table Entry Total: 61 Form 13F Information Table Value Total: $ 49,931 (thousands) List of Other Included Managers: Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report. No. Form 13F File # Name 01 28-13155 Macatawa Bank FORM 13F INFORMATION TABLE TITLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ---------------------------- -------- -------- -------- ------- --- ---- ------- -------- ---- ------ ---- AT&T INC. COM 00206R102 528 18843 SH DEFINED 1 15233 0 3610 ACTIVISION BLIZZARD INC COM 00507V109 273 24569 SH DEFINED 1 13036 0 11533 ADOBE SYS INC COM 00724F101 722 19647 SH DEFINED 1 9362 0 10285 APPLE COMPUTER INC COM 037833100 769 3645 SH DEFINED 1 1901 0 1744 ARCHER DANIELS MIDLAND COM 039483102 212 6769 SH DEFINED 1 4089 0 2680 BANK NEW YORK MELLON CORP COM 064058100 405 14476 SH DEFINED 1 7985 0 6491 BARD C R INC COM 067383109 442 5680 SH DEFINED 1 3238 0 2442 BRISTOL MYERS SQUIBB COMPANY COM 110122108 463 18343 SH DEFINED 1 12205 0 6138 C H ROBINSON WORLDWIDE INC NEW COM 12541W209 401 6833 SH DEFINED 1 3922 0 2911 CAMERON INTERNATIONAL CORP COM 13342B105 581 13910 SH DEFINED 1 8204 0 5706 CELGENE CORP COM 151020104 506 9077 SH DEFINED 1 5137 0 3940 CHURCH & DWIGHT INC COM 171340102 524 8664 SH DEFINED 1 4519 0 4145 CISCO SYSTEMS INC COM 17275R102 505 21103 SH DEFINED 1 7633 0 13470 COCA COLA COMPANY COM 191216100 348 6112 SH DEFINED 1 4124 0 1988 COGNIZANT TECH SOLUTNS CL A COM 192446102 990 21832 SH DEFINED 1 10270 0 11562 DIAMOND OFFSHORE DRILLNG INC COM 25271C102 464 4718 SH DEFINED 1 2743 0 1975 DOLLAR TREE STORES COM 256746108 313 6478 SH DEFINED 1 3768 0 2710 DOVER CORP COM 260003108 447 10762 SH DEFINED 1 5967 0 4795 EXXON MOBIL CORP COM 30231G102 645 9463 SH DEFINED 1 5886 0 3577 FLIR SYS INC COM 302445101 610 18649 SH DEFINED 1 10430 0 8219 FPL GROUP INC COM 302571104 278 5258 SH DEFINED 1 3749 0 1509 FIRST SOLAR INC COM 336433107 320 2367 SH DEFINED 1 1212 0 1155 FISERV INC. COM 337738108 334 6878 SH DEFINED 1 2493 0 4385 FLUOR CORP COM 343412102 321 7128 SH DEFINED 1 3972 0 3156 FRONTIER COMMUNICATIONS CORP COM 35906A108 115 14678 SH DEFINED 1 8308 0 6370 GENERAL ELECTRIC CO COM 369604103 269 17760 SH DEFINED 1 17760 0 0 GENTEX CORP COM 371901109 252 14102 SH DEFINED 1 11255 0 2847 GILEAD SCIENCES INC COM 375558103 445 10279 SH DEFINED 1 5587 0 4692 GLOBAL PAYMENTS INC COM 37940X102 401 7452 SH DEFINED 1 4235 0 3217 GOLDMAN SACHS GROUP INC COM 38141G104 341 2019 SH DEFINED 1 1109 0 910 GOOGLE INC COM 38259P508 826 1333 SH DEFINED 1 644 0 689 HANSEN NATURAL CORP COM 411310105 532 13869 SH DEFINED 1 7824 0 6045 HUNTINGTON BANCSHARES INC COM 446150104 587 160782 SH DEFINED 1 158820 0 1962 ITT EDUCATIONAL SERVICES COM 45068B109 305 3175 SH DEFINED 1 1686 0 1489 INTEL CORPORATION COM 458140100 281 13782 SH DEFINED 1 9542 0 4240 INTUITIVE SURGICAL INC COM 46120E602 822 2709 SH DEFINED 1 1586 0 1123 JOHNSON & JOHNSON COM 478160104 724 11250 SH DEFINED 1 5927 0 5323 ELI LILLY & CO COM 532457108 376 10528 SH DEFINED 1 6823 0 3705 MACATAWA BANK CORPORATION COM 554225102 989 472956 SH DEFINED 1 157370 0 315586 MASTERCARD INC COM 57636Q104 409 1596 SH DEFINED 1 971 0 625 MCDONALDS CORP COM 580135101 330 5298 SH DEFINED 1 3176 0 2122 MICROSOFT CORP COM 594918104 329 10800 SH DEFINED 1 6646 0 4154 MONSANTO CO NEW COM 61166W101 7429 90880 SH DEFINED 1 90880 0 0 MURPHY OIL CORP COM 626717102 415 7669 SH DEFINED 1 4360 0 3309 NII HOLDINGS INC COM 62913F201 463 13786 SH DEFINED 1 8083 0 5703 NORTHERN TRUST CORP COM 665859104 494 9419 SH DEFINED 1 4890 0 4529 PEPSICO INC COM 713448108 233 3824 SH DEFINED 1 1654 0 2170 PERRIGO CO COM 714290103 325 8154 SH DEFINED 1 4464 0 3690 PFIZER INC COM 717081103 9190 505259 SH DEFINED 1 505259 0 0 PHILIP MORRIS INTERNATIONAL INC COM 718172109 316 6550 SH DEFINED 1 6550 0 0 PRICELINE COM INC COM NEW COM 741503403 516 2363 SH DEFINED 1 1405 0 958 PROCTER & GAMBLE CO COM 742718109 289 4756 SH DEFINED 1 3246 0 1510 SCHLUMBERGER LTD COM 806857108 1074 16508 SH DEFINED 1 7392 0 9116 SCHWAB CHARLES CORP COM 808513105 450 23897 SH DEFINED 1 12926 0 10971 STRYKER CORP COM 863667101 6532 129678 SH DEFINED 1 121701 0 7977 TEVA PHARMACEUTICAL INDS. ADR COM 881624209 243 4320 SH DEFINED 1 1870 0 2450 URBAN OUTFITTERS INC COM 917047102 438 12524 SH DEFINED 1 7550 0 4974 VANGUARD INDEX FDS MID CAP VIP ETF 922908629 928 15482 SH DEFINED 1 5310 0 10172 VERIZON COMMUNICATIONS COM COM 92343V104 303 9152 SH DEFINED 1 6140 0 3012 WALGREEN COMPANY COM 931422109 219 5975 SH DEFINED 1 2075 0 3900 WASTE MANAGEMENT INC COM 94106L109 340 10059 SH DEFINED 1 10059 0 0 Grand Total 49931 1925827 1366161 0 559666