SECURITIES AND EXCHANGE COMMISSION
                              Washington, DC 20549

                                    FORM 8-K

                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

         Date of Report (Date of earliest event reported) July 17, 2003

                          WORLD ACCEPTANCE CORPORATION
             ------------------------------------------------------
             (Exact Name of Registrant as Specified in its Charter)

       South Carolina                    0-19599                  57-0425114
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(State or Other Jurisdiction     (Commission File Number)      (I.R.S. Employer
      of Incorporation)                                      Identification No.)

                              108 Frederick Street
                        Greenville, South Carolina 29607
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                    (Address of Principal Executive Offices)
                                   (Zip Code)


                                 (864) 298-9800
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              (Registrant's Telephone Number, Including Area Code)


                                 Not Applicable
   --------------------------------------------------------------------------
              (Former name or address, if changed from last report)


Item 7. Financial Statements and Exhibits.

        (c)   The following exhibit is filed as part of this report.

        Exhibit 99.1 - Press Release issued July 17, 2003


Item 9. Regulation FD Disclosure; and

Item 12. Results of Operations and Financial Condition.

On July 17, 2003, World Acceptance Corporation ("WRLD") issued a press release
announcing financial information for its fourth fiscal quarter ended June 30,
2003. The press release is attached as Exhibit 99.1 to this Form 8-K and is
furnished to, but not filed with, the Commission.


                                   SIGNATURES

      Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

Date: August 13, 2003

                               WORLD ACCEPTANCE CORPORATION

                               By: /s/ A. Alexander McLean, III
                                  ----------------------------------------------
                                       A. Alexander McLean, III
                                       Executive Vice President and Chief
                                       Financial Officer


                                  EXHIBIT INDEX

Exhibit                                                              Exhibit No.
-------                                                              -----------
Press Release issued July 17, 2003.....................................  99.1