SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ------------------------ FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 ------------------------ Date of Report (Date of earliest event reported): November 18, 2004 ----------------- STEIN MART, INC. (Exact name of registrant as specified in its charter) Florida 0-20052 64-0466198 ------------------- --------------------- -------------------- (State or other (Commission File (IRS Employer jurisdiction of Number) Identification No.) incorporation) 1200 Riverplace Blvd., Jacksonville, Florida 32207 ----------------------------------------------------------------- (Address of principal executive offices including zip code) (904) 346-1500 ---------------------------------- (Registrant's telephone number) ITEM 12. RESULTS OF OPERATIONS AND FINANCIAL CONDITION On November 18, 2004, Stein Mart, Inc. issued a press release, a copy of which is attached as Exhibit 99.1, that includes financial results for the quarterly period and nine months ended October 30, 2004. ITEM 7. EXHIBITS 99.1 Press Release dated November 18, 2004 2 Pursuant to the requirements of the Securities and Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. STEIN MART, INC. (registrant) November 23, 2004 By: /s/ James G. Delfs --------------------------------------------- James G. Delfs Senior Vice President and Chief Financial Officer 3 EXHIBIT INDEX 99.1 Press Release dated November 18, 2004 4