Ownership Submission
FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
KONAR EDWARD JAMES
   2. Issuer Name and Ticker or Trading Symbol
UNITRIN INC [UTR] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
Vice President
(Last)
(First)
(Middle)
ONE EAST WACKER DRIVE		 3. Date of Earliest Transaction (Month/Day/Year)
11/27/2004
(Street)

CHICAGO, IL 60601		 4. If Amendment, Date Original Filed(Month/Day/Year)
 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)		 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)		 4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)		 5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)		 6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)		 7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 11/27/2004   M   5,386 A $ 39.52 29,267.0681 (1) D  
Common Stock 11/27/2004   M   682 A $ 34.5544 29,949.0681 (1) D  
Common Stock 11/27/2004   M   2,287 A $ 36.9 32,236.0681 (1) D  
Common Stock 11/27/2004   M   2,286 A $ 37 34,522.0681 (1) D  
Common Stock 11/27/2004   M   1,874 A $ 37.8116 36,396.0681 (1) D  
Common Stock 11/27/2004   M   4,100 A $ 38.78 40,496.0681 (1) D  
Common Stock 11/27/2004   F   14,421 D $ 47 26,075.0681 (1) D  

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)		 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)		 5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)		 6. Date Exercisable and Expiration Date
(Month/Day/Year)		 7. Title and Amount of Underlying Securities
(Instr. 3 and 4)		 8. Price of Derivative Security
(Instr. 5)		 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)		 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)		 11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Employee Stock Option (2) $ 39.52 11/27/2004   M     114 07/01/2002 01/31/2006 Common Stock 114 $ 0 0 (3) D  
Employee Stock Option (2) $ 47 11/27/2004   A   100   05/27/2005 01/31/2006 Common Stock 100 $ 0 100 (3) D  
Employee Stock Options (2) $ 34.5544 11/27/2004   M     682 11/02/2004 05/02/2011 Common Stock 682 $ 0 0 (3) D  
Employee Stock Options (2) $ 47 11/27/2004   A   6,089   05/27/2005 05/02/2011 Common Stock 6,089 $ 0 6,089 (3) D  
Employee Stock Options (2) $ 36.9 11/27/2004   M     2,287 05/03/2004 05/03/2010 Common Stock 2,287 $ 0 0 (3) D  
Employee Stock Options (2) $ 47 11/27/2004   A   3,553   05/27/2005 05/03/2010 Common Stock 3,553 $ 0 3,553 (3) D  
Employee Stock Options (2) $ 37 11/27/2004   M     2,286 05/02/2004 05/02/2011 Common Stock 2,286 $ 0 0 (3) D  
Employee Stock Options (2) $ 37.8116 11/27/2004   M     1,874 07/01/2001 05/03/2010 Common Stock 1,874 $ 0 0 (3) D  
Employee Stock Options (2) $ 38.78 11/27/2004   M     4,100 05/06/2004 05/02/2011 Common Stock 4,100 $ 0 0 (3) D  
Employee Stock Options (2) $ 39.52 11/27/2004   M     5,272 07/01/2002 05/13/2008 Common Stock 5,272 $ 0 1,460 (3) D  
Employee Stock Options (2) $ 47 11/27/2004   A   4,679   05/27/2005 05/13/2008 Common Stock 4,679 $ 0 4,679 (3) D  

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
KONAR EDWARD JAMES
ONE EAST WACKER DRIVE
CHICAGO, IL 60601		       Vice President  

Signatures

 Edward J. Konar   11/30/2004
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Included in the total are 4,281.0681 shares held in Issuer's 401(k) Plan.
(2) Rights to buy.
(3) Reporting person holds a total of 61,107 options under the Unitrin, Inc. 1990, 1997 and 2002 Stock Option Plans.

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