UNITED STATES SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 4
STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP
( ) Check this box if no longer subject to Section 16.
Form 4 or Form 5 obligations may continue. See Instruction 1(b).
1. Name and Address of Reporting
Person
JAMES H. THORNTON
43 CEDAR HILL LANE
MEDIA, PA 19063
2. Issuer Name and Ticker or Trading Symbol
DNB FINANCIAL CORPORATION
DNBF
3. I.R.S. Identification Number of Reporting Person, if an entity (voluntary)
205-34-2342
4. Statement for Month/Year
JUNE 2002
5. If Amendment, Date of Original (Month/Year)
6. Relationship of Reporting Person(s) to Issuer (Check all applicable)
(X) Director ( ) 10% Owner ( ) Officer (give title below) ( ) Other
(specify below)
7. Individual or Joint/Group Filing (Check Applicable Line)
(X) Form filed by One Reporting Person
( ) Form filed by More than One Reporting Person
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Table I- Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
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4 6
Security Acquired (A) or 5 Owner-
Disposed of (D) Amount of ship
(Instr. 3, 4 and 5) Securities Form: 7
2 --------------------------- Beneficially Direct Nature of
Transaction 3 (A) Owned at End (D) or Indirect
1 Date Transaction or Price of Issuer's Indirect Beneficial
Title of Security (mm/dd/yy) Code Amount (D) Fiscal Year (I) Ownership
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Common Stock- DNBF 1,168 D
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Table II -- Derivative Securities Acquired, Disposed of, or Beneficially Owned
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9 10
2 Number Owner-
Conver- of ship
sion Deriv- of
or 5 6 ative Deriv- 11
Exer- Number of Date Secur- ative Nature
cise 3 Derivative Exercisable and 7 8 ities Secur- of
Price Trans- Securities Expiration Date Title and Amount of Price Bene- ity: In-
of action Acquired (A) (Month/Day/Year) Underlying Securities of ficially Direct direct
1 Deriv- Date 4 or Disposed ---------------- ---------------------- Deriv- Owned (D) or Bene-
Title of ative (Month/ Trans- of (D) Date Expira- Amount or ative at End In- ficial
Derivative Secur- Day/ action ------------ Exer- tion Number of Secur- of direct Owner-
Security ity Year) Code (A) (D) cisable Date Title Shares ity Year (I) ship
-------------- ------- --------- ------ ------------ ---------------- ------------- --------- ------ --------- --------- -------
Stock Option 8.08 6/30/1995 A 1,043 12/31/95 6/30/05 DNB Fin.Corp. 1,043 1,043 D
to Purchase Common Stock
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10.91 6/30/1996 A 1,340 12/31/96 6/30/06 DNB Fin.Corp 1,340 1,340 D
Common Stock
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15.87 6/30/1997 A 1,470 12/31/97 6/30/07 DNB Fin.Corp. 1,470 1,470 D
Common Stock
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29.00 6/30/1998 A 1,408 12/31/98 6/30/08 DNB Fin.Corp. 1,408 1,408 D
Common Stock
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23.32 6/30/1999 A 1,407 12/31/99 6/30/09 DNB Fin.Corp. 1,407 1,407 D
Common Stock
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12.36 6/30/2000 A 1,406 12/31/00 6/30/10 DNB Fin.Corp. 1,406 1,406 D
Common Stock
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14.95 6/30/2001 A 1,405 12/31/01 6/30/11 DNB Fin.Corp. 1,405 1,405 D
Common Stock
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22.55 6/30/2002 A 1,405 12/31/02 6/30/12 DNB Fin.Corp. 1,405 1,405 D
Common Stock
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Explanation of Responses:
Signature of Reporting Person
/s/ Bruce E. Moroney for James H. Thornton
DATE
July 10, 2002