UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

         Date of Report (Date of earliest event reported): July 26, 2005
                                                           -------------


                              PEOPLES BANCORP INC.
    -----------------------------------------------------------------------
             (Exact name of Registrant as specified in its charter)

               Ohio                    0-16772               31-0987416
   ----------------------------    -----------------   ----------------------
   (State or other jurisdiction    (Commission File       (I.R.S. Employer
         of incorporation)             Number)         Identification Number)

            138 Putnam Street, PO Box 738
                    Marietta, Ohio                 45750-0738
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       (Address of principal executive offices)    (Zip Code)

Registrant's telephone number, including area code: (740) 373-3155
                                                    --------------

                                 Not applicable
          -------------------------------------------------------------
          (Former name or former address, if changed since last report)


Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

     [  ]  Written communications pursuant to Rule 425 under the 
           Securities Act (17 CFR 230.425)

     [  ]  Soliciting material pursuant to Rule 14a-12 under the 
           Exchange Act (17 CFR 240.14a-12)

     [  ]  Pre-commencement communications pursuant to Rule 14d-2(b) under 
           the Exchange Act (17 CFR 240.14d-2(b))

     [  ]  Pre-commencement communications pursuant to Rule 13e-4(c) under 
           the Exchange Act (17 CFR 240.13e-4(c))



                           Index to Exhibits on Page 4





Section 2 - Financial Information
      Item 2.02    Results of Operation and Financial Condition.
                  On July 26, 2005 Peoples Bancorp Inc. issued a news release
         regarding its financial results for the second quarter of 2005. A copy
         of the news release is attached as Exhibit 99 to this Current Report on
         Form 8-K.


Section 9 - Financial Statements and Exhibits
         Item 9.01    Financial Statements and Exhibits
              a) Financial statements of businesses acquired No response
                 required.
              b) Pro forma financial information No response required.
              c) Exhibits


 Exhibit Number    Description
 --------------    ------------------------------------------------------------
       99          News Release issued by Peoples Bancorp Inc. on July 26, 2005






                                   SIGNATURES


Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                        PEOPLES BANCORP INC.



Date:  July 26, 2005           By: /s/  MARK F. BRADLEY
                                        -------------------------------------
                                        Mark F. Bradley
                                        President and Chief Executive Officer





                                INDEX TO EXHIBITS


 Exhibit Number    Description
 --------------    ------------------------------------------------------------
       99          News Release issued by Peoples Bancorp Inc. on July 26, 2005