UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 13F Form 13F COVER PAGE Report for the Calendar Year or Quarter Ended: September 30, 2001 Check here if Amendment [ ]: Amendment Number: This Amendment (Check only one): [ ] is a restatement. [ ] adds new holdings entries. Institutional Investment Manager Filing this Report: Name: Synovus Financial Corp. Address: 901 Front Avenue, Suite 202 Columbus, GA 31901 Form 13F File Number: 28-4762 The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager: Name: Garilou Page Title: Vice President Phone: 706-649-4793 Signature, Place, and Date of Signing: /s/Garilou Page Columbus, GA November 1, 2001 [Signature] [City, State] [Date] Report Type (Check only one): [X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) [ ] 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) [ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).) Form 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 2 Form 13F Information Table Entry Total: 611 Form 13F Information Table Value Total: 2,296,268 (thousands) List of Other Included Managers: Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report. [If there are no entries in this list, state "NONE" and omit the column headings and list entries.] No. Form 13F File Number Name 1 28-4944 Synovus Trust Company 2 28-7448 Synovus Trust Company (Florida) ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8 Title Shares Sh/Put Name of Value or Prn Investment Other Voting Authority of Issuer Class Cusip (x$1000) Prn Amt Call Discretion Managers Sole Shared None AFLAC, INCORPORATED COM 001055102 406 15,050 SH DEFINED 2 15,050 AFLAC, INCORPORATED COM 001055102 140 5,200 SH DEFINED 2 3,000 2,200 AFLAC, INCORPORATED COM 001055102 29,134 1,079,049 SH DEFINED 1 1,075,759 3,290 AFLAC, INCORPORATED COM 001055102 5,178 191,762 SH DEFINED 1 24,648 167,114 AOL TIME WARNER, INC COM 00184A105 300 9,075 SH DEFINED 2 9,075 AOL TIME WARNER, INC COM 00184A105 264 7,963 SH DEFINED 2 3,000 4,825 138 AOL TIME WARNER, INC COM 00184A105 3,474 104,941 SH DEFINED 1 104,941 AOL TIME WARNER, INC COM 00184A105 250 7,554 SH DEFINED 1 6,015 1,539 AOL TIME WARNER, INC COM 00184A105 371 11,215 SH DEFINED 11,215 AT&T CORP COM 001957109 562 29,100 SH DEFINED 2 29,100 AT&T CORP COM 001957109 206 10,689 SH DEFINED 2 10,689 AT&T CORP COM 001957109 1,682 87,162 SH DEFINED 1 86,162 1,000 AT&T CORP COM 001957109 383 19,841 SH DEFINED 1 16,257 3,059 525 AT&T CORP COM 001957109 730 37,834 SH DEFINED 37,834 AT&T CORP COM 001957109 36 1,860 SH DEFINED 1,350 510 AT&T WIRELESS SERVICE COM 00209A106 156 10,412 SH DEFINED 2 10,412 AT&T WIRELESS SERVICE COM 00209A106 51 3,437 SH DEFINED 2 3,437 AT&T WIRELESS SERVICE COM 00209A106 279 18,662 SH DEFINED 1 18,341 321 AT&T WIRELESS SERVICE COM 00209A106 95 6,381 SH DEFINED 1 5,231 982 168 AT&T WIRELESS SERVICE COM 00209A106 180 12,058 SH DEFINED 12,058 AT&T WIRELESS SERVICE COM 00209A106 9 597 SH DEFINED 434 163 ABBOTT LABS COM 002824100 1,326 25,583 SH DEFINED 2 25,383 200 ABBOTT LABS COM 002824100 674 13,000 SH DEFINED 2 2,000 11,000 ABBOTT LABS COM 002824100 4,974 95,940 SH DEFINED 1 95,640 300 ABBOTT LABS COM 002824100 527 10,170 SH DEFINED 1 3,400 6,770 ABBOTT LABS COM 002824100 920 17,742 SH DEFINED 17,742 AGERE SYSTEM, INC. COM 00845V100 41 10,000 SH DEFINED 1 10,000 ALCOA INC COM 013817101 488 15,735 SH DEFINED 1 15,735 ALCOA INC COM 013817101 220 7,106 SH DEFINED 1 2,306 4,800 ALLSTATE CORPORATION COM 020002101 391 10,476 SH DEFINED 10,476 ALLTEL CORPORATION COM 020039103 314 5,416 SH DEFINED 2 5,416 ALLTEL CORPORATION COM 020039103 117 2,027 SH DEFINED 2 1,724 200 103 ALLTEL CORPORATION COM 020039103 389 6,711 SH DEFINED 1 6,391 320 ALLTEL CORPORATION COM 020039103 318 5,496 SH DEFINED 5,496 AMERICAN ELECTRIC POW COM 025537101 282 6,518 SH DEFINED 2 6,518 AMERICAN ELECTRIC POW COM 025537101 35 800 SH DEFINED 2 800 AMERICAN ELECTRIC POW COM 025537101 447 10,336 SH DEFINED 1 10,336 AMERICAN ELECTRIC POW COM 025537101 119 2,759 SH DEFINED 1 2,759 AMERICAN EXPRESS COMP COM 025816109 371 12,771 SH DEFINED 1 12,771 AMERICAN EXPRESS COMP COM 025816109 429 14,750 SH DEFINED 1 8,000 2,100 4,650 AMERICAN GENERAL AIRC COM 026358994 0 13,000 SH DEFINED 1 13,000 AMERICAN HOME PRODUCT COM 026609107 1,044 17,920 SH DEFINED 2 17,920 AMERICAN HOME PRODUCT COM 026609107 885 15,200 SH DEFINED 2 14,000 1,200 AMERICAN HOME PRODUCT COM 026609107 6,074 104,280 SH DEFINED 1 103,550 730 AMERICAN HOME PRODUCT COM 026609107 221 3,800 SH DEFINED 1 3,800 AMERICAN HOME PRODUCT COM 026609107 848 14,556 SH DEFINED 14,556 AMERICAN HOME PRODUCT COM 026609107 1 25 SH DEFINED 25 AMERICAN INTERNATIONA COM 026874107 1,305 16,725 SH DEFINED 2 16,725 AMERICAN INTERNATIONA COM 026874107 461 5,904 SH DEFINED 2 1,650 4,254 AMERICAN INTERNATIONA COM 026874107 6,050 77,559 SH DEFINED 1 77,334 225 AMERICAN INTERNATIONA COM 026874107 840 10,765 SH DEFINED 10,765 AMERICAN INTERNATIONA COM 026874107 10 129 SH DEFINED 129 AMGEN INC COM 031162100 3 50 SH DEFINED 2 50 AMGEN INC COM 031162100 435 7,400 SH DEFINED 2 5,000 2,400 AMGEN INC COM 031162100 981 16,692 SH DEFINED 1 16,692 AMGEN INC COM 031162100 723 12,305 SH DEFINED 1 12,305 AMGEN INC COM 031162100 438 7,445 SH DEFINED 7,445 AMGEN INC COM 031162100 31 520 SH DEFINED 520 AMSOUTH BANCORPORATIO COM 032165102 18 1,010 SH DEFINED 1,010 AMSOUTH BANCORPORATIO COM 032165102 267 14,785 SH DEFINED 14,785 ANHEUSER BUSCH COMPAN COM 035229103 439 10,480 SH DEFINED 2 10,480 ANHEUSER BUSCH COMPAN COM 035229103 235 5,600 SH DEFINED 2 4,400 1,200 ANHEUSER BUSCH COMPAN COM 035229103 165 3,950 SH DEFINED 1 3,950 ANHEUSER BUSCH COMPAN COM 035229103 408 9,738 SH DEFINED 1 8,000 1,738 APPLIED MATERIALS INC COM 038222105 328 11,545 SH DEFINED 1 11,545 ARCH COAL, INC. COM 039380100 362 23,197 SH DEFINED 2 23,197 ARCH COAL, INC. COM 039380100 112 7,211 SH DEFINED 2 7,211 ARCHER-DANIELS-MIDLAN COM 039483102 278 22,102 SH DEFINED 1 22,102 ASHLAND INC COM 044204105 5,011 129,994 SH DEFINED 2 129,994 ASHLAND INC COM 044204105 1,576 40,886 SH DEFINED 2 40,886 AUTOMATIC DATA PROCES COM 053015103 923 19,626 SH DEFINED 2 19,626 AUTOMATIC DATA PROCES COM 053015103 612 13,000 SH DEFINED 2 5,300 7,700 AUTOMATIC DATA PROCES COM 053015103 2,746 58,372 SH DEFINED 1 58,372 AUTOMATIC DATA PROCES COM 053015103 207 4,400 SH DEFINED 1 4,400 AVERY DENNISON CORPOR COM 053611109 38 800 SH DEFINED 2 800 AVERY DENNISON CORPOR COM 053611109 238 5,032 SH DEFINED 2 5,032 BB & T CORPORATION COM 054937107 1,374 37,699 SH DEFINED 1 36,219 1,480 BB & T CORPORATION COM 054937107 797 21,871 SH DEFINED 21,871 BP P.L.C. COM 055622104 600 12,198 SH DEFINED 2 12,198 BP P.L.C. COM 055622104 467 9,500 SH DEFINED 2 6,896 2,604 BP P.L.C. COM 055622104 2,928 59,558 SH DEFINED 1 57,340 2,218 BP P.L.C. COM 055622104 482 9,798 SH DEFINED 1 5,050 4,748 BP P.L.C. COM 055622104 265 5,386 SH DEFINED 5,288 98 BP P.L.C. COM 055622104 385 7,832 SH DEFINED 7,832 BANK OF AMERICA CORP COM 060505104 7,044 120,623 SH DEFINED 2 120,623 BANK OF AMERICA CORP COM 060505104 4,059 69,510 SH DEFINED 2 840 66,413 2,257 BANK OF AMERICA CORP COM 060505104 6,572 112,532 SH DEFINED 1 91,879 20,653 BANK OF AMERICA CORP COM 060505104 697 11,931 SH DEFINED 1 168 8,631 3,132 BANK OF AMERICA CORP COM 060505104 2,999 51,358 SH DEFINED 51,358 BANK ONE CORPORATION COM 06423A103 76 2,400 SH DEFINED 2 2,400 BANK ONE CORPORATION COM 06423A103 151 4,783 SH DEFINED 2 4,783 BANK ONE CORPORATION COM 06423A103 204 6,496 SH DEFINED 1 6,496 BANK ONE CORPORATION COM 06423A103 29 912 SH DEFINED 1 912 BAXTER INTERNATIONAL, COM 071813109 118 2,138 SH DEFINED 2 2,138 BAXTER INTERNATIONAL, COM 071813109 165 3,000 SH DEFINED 2 3,000 BAXTER INTERNATIONAL, COM 071813109 235 4,263 SH DEFINED 1 4,263 BAXTER INTERNATIONAL, COM 071813109 143 2,600 SH DEFINED 1 1,000 1,600 BELLSOUTH CORPORATION COM 079860102 3,946 94,979 SH DEFINED 2 94,979 BELLSOUTH CORPORATION COM 079860102 708 17,028 SH DEFINED 2 6,100 10,928 BELLSOUTH CORPORATION COM 079860102 4,759 114,541 SH DEFINED 1 106,631 7,910 BELLSOUTH CORPORATION COM 079860102 2,926 70,432 SH DEFINED 1 5,091 61,192 4,149 BELLSOUTH CORPORATION COM 079860102 891 21,449 SH DEFINED 21,269 180 BELLSOUTH CORPORATION COM 079860102 342 8,220 SH DEFINED 2,400 5,820 BERKSHIRE HATHAWAY, I COM 084670108 2,660 38 SH DEFINED 1 38 BIOGEN INC COM 090597105 39 700 SH DEFINED 1 700 BIOGEN INC COM 090597105 167 3,000 SH DEFINED 1 3,000 BOLLINGER INDUSTRIES COM 097676100 13 28,000 SH DEFINED 1 28,000 BOLLINGER INDUSTRIES COM 097676993 45 110,000 SH DEFINED 1 110,000 BRISTOL-MYERS SQUIBB COM 110122108 1,961 35,297 SH DEFINED 2 35,297 BRISTOL-MYERS SQUIBB COM 110122108 805 14,480 SH DEFINED 2 14,480 BRISTOL-MYERS SQUIBB COM 110122108 2,072 37,295 SH DEFINED 1 36,595 700 BRISTOL-MYERS SQUIBB COM 110122108 937 16,863 SH DEFINED 1 7,270 6,668 2,925 BRISTOL-MYERS SQUIBB COM 110122108 1,363 24,527 SH DEFINED 24,527 BRISTOL-MYERS SQUIBB COM 110122108 67 1,200 SH DEFINED 1,200 CANADIAN NATIONAL COM 136375102 2,103 55,265 SH DEFINED 1 55,265 CAPITAL CITY BANK GRO COM 139674105 476 20,296 SH DEFINED 1 20,296 CHEVRON CORPORATION COM 166751107 2,072 24,454 SH DEFINED 2 24,454 CHEVRON CORPORATION COM 166751107 678 8,000 SH DEFINED 2 4,800 3,200 CHEVRON CORPORATION COM 166751107 1,315 15,513 SH DEFINED 1 15,218 295 CHEVRON CORPORATION COM 166751107 286 3,370 SH DEFINED 1 2,422 548 400 CHEVRON CORPORATION COM 166751107 146 1,721 SH DEFINED 1,521 200 CHEVRON CORPORATION COM 166751107 68 800 SH DEFINED 800 CHUBB CORPORATION COM 171232101 1,378 19,304 SH DEFINED 1 19,144 160 CHUBB CORPORATION COM 171232101 5,916 82,844 SH DEFINED 1 1,744 81,100 CISCO SYSTEMS COM 17275R102 504 41,355 SH DEFINED 2 41,355 CISCO SYSTEMS COM 17275R102 271 22,275 SH DEFINED 2 12,000 10,275 CISCO SYSTEMS COM 17275R102 3,375 277,129 SH DEFINED 1 273,529 3,600 CISCO SYSTEMS COM 17275R102 193 15,816 SH DEFINED 1 6,026 9,790 CISCO SYSTEMS COM 17275R102 875 71,839 SH DEFINED 71,839 CISCO SYSTEMS COM 17275R102 2 183 SH DEFINED 183 CITIGROUP INCORPORATE COM 172967101 754 18,621 SH DEFINED 2 18,621 CITIGROUP INCORPORATE COM 172967101 350 8,642 SH DEFINED 2 3,200 5,442 CITIGROUP INCORPORATE COM 172967101 5,980 147,644 SH DEFINED 1 146,445 1,199 CITIGROUP INCORPORATE COM 172967101 1,225 30,255 SH DEFINED 1 10,669 19,313 273 CITIGROUP INCORPORATE COM 172967101 1,160 28,649 SH DEFINED 28,101 548 CITIGROUP INCORPORATE COM 172967101 31 773 SH DEFINED 773 CITIZENS COMMUNICATIO COM 17453B101 177 18,851 SH DEFINED 1 18,851 CLOROX COMPANY COM 189054109 252 6,800 SH DEFINED 1 6,800 CLOROX COMPANY COM 189054109 22 596 SH DEFINED 1 596 COCA COLA COMPANY COM 191216100 100,370 2,142,368 SH DEFINED 2 2,084,497 57,871 COCA COLA COMPANY COM 191216100 4,697 100,247 SH DEFINED 2 85,000 15,247 COCA COLA COMPANY COM 191216100 440,825 9,409,276 SH DEFINED 1 9,367,070 42,206 COCA COLA COMPANY COM 191216100 26,695 569,788 SH DEFINED 1 118,975 438,962 11,851 COCA COLA COMPANY COM 191216100 2,460 52,510 SH DEFINED 52,510 COCA COLA COMPANY COM 191216100 16 342 SH DEFINED 342 COCA-COLA ENTERPRISES COM 191219104 18,461 1,203,450 SH DEFINED 1 1,203,450 COLGATE-PALMOLIVE COM COM 194162103 1,052 18,062 SH DEFINED 2 18,062 COLGATE-PALMOLIVE COM COM 194162103 326 5,600 SH DEFINED 2 5,400 200 COLGATE-PALMOLIVE COM COM 194162103 4,190 71,930 SH DEFINED 1 71,930 COLGATE-PALMOLIVE COM COM 194162103 800 13,728 SH DEFINED 13,728 COLGATE-PALMOLIVE COM COM 194162103 15 251 SH DEFINED 251 COMCAST CORPORATION C COM 200300200 156 4,350 SH DEFINED 2 4,350 COMCAST CORPORATION C COM 200300200 72 2,000 SH DEFINED 2 2,000 COMPAQ COMPUTER CORP COM 204493100 185 22,275 SH DEFINED 1 21,487 788 COMPAQ COMPUTER CORP COM 204493100 50 6,060 SH DEFINED 1 4,000 2,060 COMPASS BANCSHARES IN COM 20449H109 733 28,147 SH DEFINED 28,147 CONOCO INCORPORATED COM 208251306 66 2,615 SH DEFINED 1 2,615 CONOCO INCORPORATED COM 208251306 254 10,000 SH DEFINED 1 10,000 CONOCO CLASS B COM 208251405 1,786 70,500 SH DEFINED 1 70,500 CONSOLIDATED EDISON I COM 209115104 244 5,998 SH DEFINED 2 5,998 CONSOLIDATED EDISON I COM 209115104 53 1,300 SH DEFINED 2 1,300 CORPAS INVESTMENTS, I COM 21986N103 0 13,333 SH DEFINED 1 13,333 COUSINS PROPERTIES IN COM 222795106 195 7,875 SH DEFINED 1 7,875 COUSINS PROPERTIES IN COM 222795106 74 3,000 SH DEFINED 1 3,000 DEVELOPERS-INVESTORS, COM 232990AA9 456 450,000 SH DEFINED 1 DARDEN RESTAURANTS IN COM 237194105 996 37,952 SH DEFINED 1 37,952 DARDEN RESTAURANTS IN COM 237194105 160 6,100 SH DEFINED 1 6,100 DELL COMPUTER CORPORA COM 247025109 2,515 135,721 SH DEFINED 1 134,721 1,000 DELL COMPUTER CORPORA COM 247025109 26 1,400 SH DEFINED 1 1,400 WALT DISNEY COMPANY H COM 254687106 794 42,660 SH DEFINED 2 42,660 WALT DISNEY COMPANY H COM 254687106 113 6,065 SH DEFINED 2 400 5,665 WALT DISNEY COMPANY H COM 254687106 3,110 166,998 SH DEFINED 1 166,273 725 WALT DISNEY COMPANY H COM 254687106 166 8,935 SH DEFINED 1 7,000 1,935 WALT DISNEY COMPANY H COM 254687106 570 30,610 SH DEFINED 30,610 WALT DISNEY COMPANY H COM 254687106 12 655 SH DEFINED 655 E. I. DUPONT DE NEMOU COM 263534109 353 9,400 SH DEFINED 2 9,400 E. I. DUPONT DE NEMOU COM 263534109 41 1,100 SH DEFINED 2 1,100 E. I. DUPONT DE NEMOU COM 263534109 2,598 69,232 SH DEFINED 1 68,892 340 E. I. DUPONT DE NEMOU COM 263534109 558 14,860 SH DEFINED 1 5,755 9,105 E. I. DUPONT DE NEMOU COM 263534109 2,005 53,445 SH DEFINED 53,445 E. I. DUPONT DE NEMOU COM 263534109 20 525 SH DEFINED 525 DUKE ENERGY CORPORATI COM 264399106 329 8,700 SH DEFINED 2 8,700 DUKE ENERGY CORPORATI COM 264399106 139 3,670 SH DEFINED 2 3,670 DUKE ENERGY CORPORATI COM 264399106 305 8,052 SH DEFINED 1 8,052 DUKE ENERGY CORPORATI COM 264399106 299 7,900 SH DEFINED 1 4,000 3,900 DUKE ENERGY CORPORATI COM 264399106 636 16,806 SH DEFINED 16,806 DUKE ENERGY CORPORATI COM 264399106 15 400 SH DEFINED 400 EMC CORP COM 268648102 429 36,470 SH DEFINED 2 36,470 EMC CORP COM 268648102 180 15,300 SH DEFINED 2 8,000 7,300 EMC CORP COM 268648102 1,965 167,275 SH DEFINED 1 167,175 100 EMC CORP COM 268648102 11 965 SH DEFINED 1 775 190 EASTMAN KODAK CO. COM 277461109 39 1,197 SH DEFINED 1 613 584 EASTMAN KODAK CO. COM 277461109 163 5,020 SH DEFINED 1 4,000 300 720 EL PASO CORPORATION COM 28336L109 3,010 72,432 SH DEFINED 1 72,432 EL PASO CORPORATION COM 28336L109 27 644 SH DEFINED 1 644 EL PASO CORPORATION COM 28336L109 226 5,442 SH DEFINED 5,442 ELECTRONIC DATA SYSTE COM 285661104 382 6,642 SH DEFINED 2 6,642 ELECTRONIC DATA SYSTE COM 285661104 23 400 SH DEFINED 2 400 ELECTRONIC DATA SYSTE COM 285661104 5,536 96,138 SH DEFINED 1 92,853 3,285 ELECTRONIC DATA SYSTE COM 285661104 616 10,694 SH DEFINED 10,694 ELECTRONIC DATA SYSTE COM 285661104 12 200 SH DEFINED 200 EMERSON ELECTRIC CO. COM 291011104 294 6,255 SH DEFINED 2 6,255 EMERSON ELECTRIC CO. COM 291011104 233 4,950 SH DEFINED 2 4,950 EMERSON ELECTRIC CO. COM 291011104 868 18,435 SH DEFINED 1 18,435 EMERSON ELECTRIC CO. COM 291011104 141 3,000 SH DEFINED 1 3,000 ENBRIDGE ENERGY PARTN COM 29250R106 267 5,850 SH DEFINED 1 5,850 ENERGEN CORPORATION COM 29265N108 36 1,608 SH DEFINED 1,608 ENERGEN CORPORATION COM 29265N108 551 24,500 SH DEFINED 24,500 ENRON CORPORATION COM 293561106 1,347 49,469 SH DEFINED 48,669 800 EQUIFAX, INCORPORATED COM 294429105 37 1,680 SH DEFINED 1 1,680 EQUIFAX, INCORPORATED COM 294429105 219 10,000 SH DEFINED 1 6,000 4,000 EXXON MOBIL CORPORATI COM 30231G102 6,084 154,412 SH DEFINED 2 154,012 400 EXXON MOBIL CORPORATI COM 30231G102 2,115 53,668 SH DEFINED 2 10,112 40,356 3,200 EXXON MOBIL CORPORATI COM 30231G102 13,109 332,709 SH DEFINED 1 324,325 8,384 EXXON MOBIL CORPORATI COM 30231G102 3,059 77,646 SH DEFINED 1 6,870 59,928 10,848 EXXON MOBIL CORPORATI COM 30231G102 7,345 186,424 SH DEFINED 185,624 800 EXXON MOBIL CORPORATI COM 30231G102 146 3,700 SH DEFINED 3,700 FPL GROUP, INC. COM 302571104 155 2,900 SH DEFINED 2 2,900 FPL GROUP, INC. COM 302571104 54 1,000 SH DEFINED 2 500 500 VIACOM INC NON-VOTING COM 925524308 19 561 SH DEFINED 1 561 VIACOM INC NON-VOTING COM 925524308 299 8,680 SH DEFINED 1 8,680 FANNIE MAE COM 313586109 856 10,689 SH DEFINED 2 10,689 FANNIE MAE COM 313586109 436 5,450 SH DEFINED 2 2,000 3,450 FANNIE MAE COM 313586109 8,056 100,628 SH DEFINED 1 100,178 450 FANNIE MAE COM 313586109 272 3,403 SH DEFINED 1 420 2,800 183 FANNIE MAE COM 313586109 904 11,293 SH DEFINED 11,293 FANNIE MAE COM 313586109 11 141 SH DEFINED 141 FIFTH THIRD BANCORP COM 316773100 304 4,950 SH DEFINED 2 4,950 FIRST TENNESSEE NATIO COM 337162101 731 19,744 SH DEFINED 1 19,744 FLEETBOSTON FINANCIAL COM 339030108 143 3,897 SH DEFINED 2 3,897 FLEETBOSTON FINANCIAL COM 339030108 109 2,960 SH DEFINED 2 2,000 200 760 FLEETBOSTON FINANCIAL COM 339030108 6,134 166,921 SH DEFINED 1 166,571 350 FLEETBOSTON FINANCIAL COM 339030108 64 1,730 SH DEFINED 1 900 830 FLEETBOSTON FINANCIAL COM 339030108 601 16,352 SH DEFINED 16,352 FLEETBOSTON FINANCIAL COM 339030108 2 50 SH DEFINED 50 FLOWERS FOODS, INC. COM 343498101 481 13,272 SH DEFINED 1 13,272 FORD MOTOR COMPANY NE COM 345370860 952 54,862 SH DEFINED 1 53,586 1,276 FORD MOTOR COMPANY NE COM 345370860 249 14,330 SH DEFINED 1 14,330 FORD MOTOR COMPANY NE COM 345370860 358 20,621 SH DEFINED 20,621 FORD MOTOR COMPANY NE COM 345370860 2 100 SH DEFINED 100 GPU INCORPORATED COM 36225X100 198 4,900 SH DEFINED 2 4,900 GPU INCORPORATED COM 36225X100 117 2,900 SH DEFINED 2 900 2,000 GANNETT COMPANY, INC. COM 364730101 186 3,100 SH DEFINED 2 3,100 GANNETT COMPANY, INC. COM 364730101 48 800 SH DEFINED 2 800 GENENTECH, INC COM 368710406 167 3,800 SH DEFINED 2 3,800 GENENTECH, INC COM 368710406 163 3,700 SH DEFINED 2 3,000 700 GENERAL DYNAMICS CORP COM 369550108 145 1,638 SH DEFINED 1 300 1,338 GENERAL DYNAMICS CORP COM 369550108 113 1,274 SH DEFINED 1 1,274 GENERAL ELECTRIC COMP COM 369604103 8,242 221,566 SH DEFINED 2 221,166 400 GENERAL ELECTRIC COMP COM 369604103 3,325 89,380 SH DEFINED 2 27,000 58,780 3,600 GENERAL ELECTRIC COMP COM 369604103 17,076 459,019 SH DEFINED 1 433,025 25,994 GENERAL ELECTRIC COMP COM 369604103 6,228 167,428 SH DEFINED 1 26,275 105,588 35,565 GENERAL ELECTRIC COMP COM 369604103 4,743 127,501 SH DEFINED 127,501 GENERAL ELECTRIC COMP COM 369604103 126 3,394 SH DEFINED 2,400 994 GENERAL MILLS, INC. COM 370334104 7,504 164,923 SH DEFINED 1 164,923 GENERAL MILLS, INC. 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