Ownership Submission
FORM 3
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
  Pinkes Andrew J
2. Date of Event Requiring Statement (Month/Day/Year)
09/30/2010
3. Issuer Name and Ticker or Trading Symbol
HARTFORD FINANCIAL SERVICES GROUP INC/DE [HIG]
(Last)
(First)
(Middle)
THE HARTFORD, ONE HARTFORD PLAZA
4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
Executive Vice President
5. If Amendment, Date Original Filed(Month/Day/Year)
(Street)

HARTFORD, CT 06040
6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Beneficially Owned
1.Title of Security
(Instr. 4)
2. Amount of Securities Beneficially Owned
(Instr. 4)
3. Ownership Form: Direct (D) or Indirect (I)
(Instr. 5)
4. Nature of Indirect Beneficial Ownership
(Instr. 5)
Common Stock 4.08
D
 
Restricted Stock Units 17,146.456
D
 

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly. SEC 1473 (7-02)
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Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 4)
2. Date Exercisable and Expiration Date
(Month/Day/Year)
3. Title and Amount of Securities Underlying Derivative Security
(Instr. 4)
4. Conversion or Exercise Price of Derivative Security 5. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 5)
6. Nature of Indirect Beneficial Ownership
(Instr. 5)
Date Exercisable Expiration Date Title Amount or Number of Shares
Stock Option   (1) 02/22/2013 Common Stock 706 $ 37.37 D  
Stock Option   (2) 02/20/2014 Common Stock 1,594 $ 65.99 D  
Stock Option   (3) 02/15/2016 Common Stock 2,938 $ 83 D  
Stock Option   (4) 02/27/2017 Common Stock 3,650 $ 93.69 D  
Stock Option   (5) 02/26/2018 Common Stock 4,832 $ 74.88 D  
Stock Option   (6) 02/25/2019 Common Stock 18,104 $ 7.04 D  
Restricted Units   (7) 02/25/2012 Common Stock 10,611.512 $ (7) D  
Restricted Units   (8) 11/05/2012 Common Stock 6,841 $ (8) D  
Restricted Units   (9) 02/25/2013 Common Stock 15,353.228 $ (9) D  
Deferred Units   (10) 11/05/2011 Common Stock 988.585 $ (10) D  
Deferred Units   (11) 02/25/2012 Common Stock 1,464.517 $ (11) D  
Deferred Units   (12) 05/03/2013 Common Stock 819.375 $ (12) D  

Reporting Owners

Reporting Owner Name / Address Relationships
Director 10% Owner Officer Other
Pinkes Andrew J
THE HARTFORD
ONE HARTFORD PLAZA
HARTFORD, CT 06040
      Executive Vice President  

Signatures

/s/ Donald C. Hunt, POA for Andrew J. Pinkes by Power of Attorney of Andrew J. Pinkes dated October 6, 2010. 10/12/2010
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 5(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) All options have become exercisable as of February 20, 2006, the third anniversary of the grant date.
(2) All options have become exercisable as of February 18, 2007, the third anniversary of the grant date.
(3) All options have become exercisable as of February 15, 2009, the third anniversary of the grant date.
(4) All options have become exercisable as of February 27, 2010, the third anniversary of the grant date.
(5) One-third of the option became exercisable on February 26, 2009, an additional one-third became exercisable on February 26, 2010, and the remaining one-third will become exercisable on February 26, 2011, the third anniversary of the grant date.
(6) One-third of the option became exercisable on February 25, 2010, an additional one-third will become exercisable on February 25, 2011, and the remaining one-third will become exercisable on February 25, 2012, the third anniversary of the grant date.
(7) Each restricted unit will vest on the expiration date and be settled in cash immediately following the expiration date for an amount equal to the closing price per share of the company's common stock on the expiration date as reported on the New York Stock Exchange.
(8) Each restricted unit will be settled in cash as soon as practicable, and in any event within 90 days, after November 5, 2012 (the "Valuation Date"). The cash settlement payable per unit shall be equal the closing stock price per share of the company's common stock on the Valuation Date as reported on the New York Stock Exchange.
(9) One-third of the restricted unit award will be settled in cash on the first, second and third anniversaries of the grant date (February 25, 2010) based on the closing stock price on the New York Stock Exchange on the applicable anniversary date. Each tranche of the award is subject to a one year holding period from the date of settlement.
(10) Each deferred unit will be settled in cash as soon as practicable, and in any event within 90 days, after the second anniversary of the grant date (November 5, 2009) for an amount equal to the company's closing stock price on the New York Stock Exchange on the settlement date. Deferred units are fully vested when credited.
(11) Each deferred unit will be settled in cash as soon as practicable, and in any event within 90 days, after the second anniversary of the grant date (February 25, 2010) for an amount equal to the company's closing stock price on the New York Stock Exchange on the settlement date. Deferred units are fully vested when credited.
(12) One-third of the deferred unit award will be settled in cash as soon as practicable, and in any event within 90 days, after the first, second and third anniversaries of the grant date (May 3, 2010) based on the company's closing stock price on the New York Stock Exchange on the applicable anniversary date. Deferred units are fully vested when credited.

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