UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K/A CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) March 15, 2004 SILVERADO FINANCIAL INC. ------------------------ (Exact name of registrant as specified in its charter) Nevada 000-31079 77-0140428 -------------------------------------------------------------------------------- State or other jurisdiction Commission IRS Employer Of incorporation File Number Identification Number 1475 South Bascom Avenue, Suite 210, Campbell, CA. 95008 -------------------------------------------------------- (Address of principal executive offices) (Zip Code) Registrant's telephone number including area code: (408) 371-2301 ITEM 4. CHANGES IN REGISTRANT'S CERTIFYING ACCOUNTANTS On March 15, 2004, the Company's principal accountant, James C. Marshall, CPA, P.C. of Scottsdale, Arizona resigned. The board of directors of the Company accepted the resignation of James C. Marshall, CPA, P.C. The audit reports on the Company's financial statements for the years ended December 31, 2002 and 2001 were modified to reflect an uncertainty as to the Company's ability to continue as a going concern. For the last two fiscal years and any subsequent interim period preceding the dismissal, there were no disagreements with Marshall on any matter of accounting principles or practices, financial statement disclosure, or auditing scope or procedure which, if not resolved to the satisfaction of Marshall would have caused Marshall to make reference to the matter in their reports On March 16, 2003, the Company engaged Epstein, Weber & Conover, P.L.C., Certified Public Accountants of Scottsdale, Arizona as its new Certifying Accountant. The Company did not have any consulting arrangements with Epstein, Weber & Conover, P.L.C., Certified Public Accountants prior to their appointment. ITEM 7: EXHIBITS 16.1 Letter from James C. Marshall, P.C. dated April 7, 2004 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. Date: April 7, 2004 SILVERADO FINANCIAL INC. By /s/ John Hartman ----------------------------------------- John Hartman, Chief Executive Officer