| PROSPECTUS SUPPLEMENT | Filed Pursuant to Rule 424(b)(2) | |
| (To Prospectus Dated September 29, 2015) | Registration No. 333-207190 |
FNB FINANCIAL SERVICES, LP
$500,000,000
SUBORDINATED TERM NOTES AND DAILY NOTES
Pursuant to the prospectus, FNB Financial Services, LP is offering up to Five Hundred Million Dollars ($500,000,000) aggregate principal amount of its nonnegotiable subordinated term, daily and special daily notes (the “New Notes”), which are fully and unconditionally guaranteed by F.N.B. Corporation, (the “Company”). Renewals of Notes issued by the Company prior to 2005 and still outstanding carry the same interest rates as their corollary New Notes.
The following annual interest rates are applicable to both New Notes
and Outstanding Notes effective NOVEMBER 11, 2015.
| ANNUAL INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
|||||||
| Subordinated Daily Notes |
0.50 | % | 0.50 | % | ||||
| Subordinated Special Daily Notes |
1.00 | % | 1.00 | % | ||||
| MINIMUM BALANCE $25,000.00 |
||||||||
| Subordinated JUMBO Daily Notes |
1.25 | % | 1.26 | % | ||||
| MINIMUM BALANCE $100,000.00 |
||||||||
| Subordinated Term Notes |
||||||||
| 3 Month |
1.00 | % | 1.00 | % | ||||
| 6 Month |
1.15 | % | 1.15 | % | ||||
| 9 Month |
1.20 | % | 1.21 | % | ||||
| 12 Month |
1.30 | % | 1.31 | % | ||||
| 15 Month SPECIAL |
1.65 | % | 1.66 | % | ||||
| 18 Month |
1.50 | % | 1.51 | % | ||||
| 21 Month |
N/A | N/A | ||||||
| 24 Month |
1.60 | % | 1.61 | % | ||||
| 27 Month SPECIAL |
2.00 | % | 2.02 | % | ||||
| 30 Month SPECIAL |
2.25 | % | 2.27 | % | ||||
| 36 Month |
2.25 | % | 2.27 | % | ||||
| 48 Month |
2.75 | % | 2.78 | % | ||||
| 60 Month |
3.00 | % | 3.03 | % | ||||
| 84 Month SPECIAL |
3.50 | % | 3.55 | % | ||||
| 120 Month SPECIAL |
4.25 | % | 4.32 | % | ||||
This Prospectus Supplement is dated NOVEMBER 11, 2015.