424B2

PROSPECTUS SUPPLEMENT

   Filed Pursuant to Rule 424(b)(2)

(To Prospectus Dated September 29, 2015)

   Registration No. 333-207190

FNB FINANCIAL SERVICES, LP

$500,000,000

SUBORDINATED TERM NOTES AND DAILY NOTES

Pursuant to the prospectus, FNB Financial Services, LP is offering up to Five Hundred Million Dollars ($500,000,000) aggregate principal amount of its nonnegotiable subordinated term, daily and special daily notes (the “New Notes”), which are fully and unconditionally guaranteed by F.N.B. Corporation, (the “Company”). Renewals of Notes issued by the Company prior to 2005 and still outstanding carry the same interest rates as

their corollary New Notes.

The following annual interest rates are applicable to both New Notes

and Outstanding Notes effective OCTOBER 13, 2015.

 

            ANNUAL
INTEREST
RATE
    ANNUAL
PERCENTAGE
YIELD
 

Subordinated Daily Notes

        0.50     0.50

Subordinated Special Daily Notes

        1.00     1.00

MINIMUM BALANCE $25,000.00

    

Subordinated JUMBO Daily Notes

        1.25     1.26

MINIMUM BALANCE $100,000.00

    

Subordinated Term Notes

       

    3 Month

        1.00     1.00

    6 Month

        1.15     1.15

    9 Month

        1.20     1.21

  12 Month

        1.30     1.31

  15 Month

        1.40     1.41

  18 Month

        1.50     1.51

  21 Month

        N/A        N/A   

  24 Month

        1.60     1.61

  27 Month

        1.75     1.76

  30 Month

        2.00     2.02

  36 Month

        2.25     2.27

  48 Month

        2.75     2.78

  60 Month

        3.00     3.03

  84 Month

     SPECIAL         3.50     3.55

120 Month

     SPECIAL         4.25     4.32

This Prospectus Supplement is dated OCTOBER 13, 2015.