UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
                     PURSUANT TO SECTION 13 or 15(d) OF THE
                       SECURTIES AND EXCHANGE ACT OF 1934

        Date of Report (date of earliest event reported): August 30, 2002

                          IMPAC MORTGAGE HOLDINGS, INC.
             (Exact Name of Registrant as Specified in its Charter)

           Maryland                       0-19861                33-0675505
(State or other jurisdiction of         (Commission           (I.R.S. Employer
 incorporation or organization)         File Number)         Identification No.)

              1401 Dove Street Newport Beach, CA                    92660
           (Address of Principal Executive Offices)              (Zip Code)

       Registrant's telephone number, including area code: (949) 475-3600



Item 9. Regulation FD

      Impac Mortgage Holdings, Inc. ("IMH"), a real estate investment trust
("REIT"), is announcing the posting of its unaudited Monthly Fact Sheet, which
will be available on the Company's web site at www.impaccompanies.com.



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                                                                             For the Month End         For the
                                                                         ------------------------     Year Ended
The REIT (in millions)                                                    7/31/02        6/30/02       12/31/01
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Total Assets                                                             $ 4,511.5      $ 4,281.9      $ 2,854.7
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Long Term Investment Operations
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      (in millions, except Average Size of Loan)
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Collateralized Mortgage Obligations ("CMO") Collateral (a)               $ 3,498.8      $ 3,438.1      $ 2,229.2
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Finance Receivables (b)                                                  $   711.7      $   569.3      $   466.6
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Mortgage Loans Held For Investment ("LHFI")(c)                           $   129.4      $    10.7      $    20.1
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Investment Securities Available for Sale (d)                             $    28.5      $    28.1      $    33.0
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Total Mortgage Assets (a+b+c+d)                                          $ 4,368.4      $ 4,046.2      $ 2,748.9
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Total Gross Loan Receivables (a+b+c)                                     $ 4,339.9      $ 4,018.1      $ 2,715.9
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Gross Loan Receivables
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 Percentage of Fixed                                                             5%             6%             13%
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 Percentage of Adjustable                                                       95%            94%             87%
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 Weighted Average Coupon                                                      7.04%          7.13%           7.94%
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 Weighted Average Margin                                                      3.12%          3.15%           3.43%
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 Weighted Average Loan to Value                                                 83%            83%             83%
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 Average Size of Loan (in thousands)                                     $   204.8      $   202.5      $   178.9
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 Credit Grade: "A, A-"                                                          96%            96%             94%
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 Credit Grade: "B" and Below                                                     4%             4%              6%
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 Total Nonperforming Loans (90 days+, including real estate owned)       $    93.7      $    88.1      $    69.3
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 Loan Delinquency Rate (60 days +)                                            3.04%          3.10%           3.84%
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CMO Prepayment Amount                                                    $    65.6      $    70.0      $    51.9
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Warehouse Lending Operations (in millions)
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Average Outstanding Finance Receivables with External Customers          $   297.8      $   267.2      $   205.5
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Average Finance Receivables                                              $   587.6      $   691.1      $   474.5
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Total Outstanding Warehouse Lines Approved to External  Customers        $   542.5      $   498.0      $   447.0
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Mortgage Operations (in millions, except Master Servicing Portfolio)
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  Portfolio)
-------------------------------------------------------------------------------------------------------------------
Total Loan Acquisitions and Originations                                 $   551.2      $   491.6      $ 3,203.6
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  Percentage of Fixed                                                           34%            33%             51%
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  Percentage of Adjustable                                                      66%            67%             49%
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Master Servicing Portfolio (in billions)                                 $     7.2      $     6.9      $     5.6
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  Weighted Average Coupon                                                     7.90%           8.02%          8.71%
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  Loan Delinquency Rate (60+ days)                                            4.53%           4.70%          5.38%
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                 Impac Direct Access System for Lending
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IDASL Utilization(in millions)
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IDASL Volume Submitted *                                                 $ 1,753.4      $ 1,452.1      $ 9,538.8
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Approval Rate                                                                   70%            68%             69%
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* Includes IDASLg2

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No opinion, advice, statement or other information ("Information") contained or
provided herein or hereby is intended or shall be construed as a prediction of
the performance of any security, fund, or obligation. Reliance upon any
Information shall be at the sole risk of the reader. Prior to the execution of a
purchase or sale of any security or investment, you are advised to consult with
your broker or other financial advisor or other professionals as appropriate.
Neither IMPAC, its affiliates, information providers nor content providers shall
have any liability for investment decisions based upon, or the results obtained
from the Information. The Information provided herein is unaudited and neither
IMPAC, its affiliates, information providers nor content providers guarantee nor
warrant the timeliness, sequence, accuracy, or completeness of the Information.
Nothing contained in this Web site is intended to be, nor shall be construed as,
investment advice. You acknowledge that the Information is not provided for
trading purposes.
--------------------------------------------------------------------------------


                                   SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this Report to be signed on its behalf by the
undersigned, hereunto duly authorized.

                                        IMPAC MORTGAGE HOLDINGS, INC.


                                        Date: August 30, 2002
                                        By: /s/ Richard J. Johnson
                                            -----------------------------------
                                        Name:  Richard J. Johnson
                                               Title: Executive Vice President
                                               and Chief Financial Officer