UNITED STATES
                     SECURITIES AND EXCHANGE COMMISSION
                           WASHINGTON, D.C. 20549

                                  FORM 8-K

                               CURRENT REPORT
                   PURSUANT TO SECTION 13 OR 15(d) OF THE
                       SECURITIES EXCHANGE ACT OF 1934

       Date of Report (Date of Earliest Event Reported): July 21, 2005

                 REINSURANCE GROUP OF AMERICA, INCORPORATED
           (Exact Name of Registrant as Specified in its Charter)

           MISSOURI                    1-11848              43-1627032
(State or Other Jurisdiction of      (Commission           (IRS Employer
        Incorporation)               File Number)      Identification Number)



        1370 TIMBERLAKE MANOR PARKWAY, CHESTERFIELD, MISSOURI 63017
                   (Address of Principal Executive Office)



     Registrant's telephone number, including area code: (636) 736-7000



     Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of
the following provisions (see General Instruction A.2. below):

     / / Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)

     / / Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)

     / / Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))

     / / Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))




ITEM 2.02         RESULTS OF OPERATIONS AND FINANCIAL CONDITION

On July 21, 2005, the Company issued a press release announcing its earnings
for the three-month period ended June 30, 2005 and providing certain
additional information. In addition, the Company announced in the press
release that a conference call would be held on July 22, 2005 to discuss its
financial and operating results for the three-month period ended June 30,
2005. A copy of the press release is furnished with this report as Exhibit
99.1 and incorporated by reference herein.

The information in Item 2.02 of this Current Report on Form 8-K and Exhibit
99.1 attached hereto shall not be deemed to be "filed" for the purposes of
Section 18 of the Securities Exchange Act of 1934 (the "Exchange Act"), or
otherwise subject to the liabilities of such section, nor shall such
information or exhibit be deemed incorporated by reference in any filing
under the Securities Act of 1933 or the Exchange Act, except as shall be
expressly set forth by specific reference in such a filing.

ITEM 7.01         REGULATION FD DISCLOSURE

On July 21, 2005, the Company issued a press release announcing its earnings
for the three-month period ended June 30, 2005 and providing certain
additional information. In addition, the Company announced in the press
release that a conference call would be held on July 22, 2005 to discuss its
financial and operating results for the three-month period ended June 30,
2005. A copy of the press release is furnished with this report as Exhibit
99.1 and incorporated by reference herein.

The information in Item 7.01 of this Current Report on Form 8-K and Exhibit
99.1 attached hereto shall not be deemed to be "filed" for the purposes of
Section 18 of the Exchange Act, or otherwise subject to the liabilities of
such section, nor shall such information or exhibit be deemed incorporated
by reference in any filing under the Securities Act of 1933 or the Exchange
Act, except as shall be expressly set forth by specific reference in such a
filing.

ITEM 9.01         FINANCIAL STATEMENTS AND EXHIBITS

      (c)         Exhibits

      Exhibit No.      Exhibit
      -----------      -------

         99.1          Press Release of Reinsurance Group of America,
                       Incorporated dated July 21, 2005



                                  SIGNATURE

         Pursuant to the requirements of the Securities Exchange Act of
1934, the registrant has duly caused this report to be signed on its behalf
by the undersigned hereunto duly authorized.

                                      REINSURANCE GROUP OF AMERICA,
                                      INCORPORATED

Date: July 21, 2005                   By: /s/ Jack B. Lay
                                          ------------------------------------
                                          Jack B. Lay
                                          Executive Vice President and Chief
                                          Financial Officer





                                EXHIBIT INDEX

      Exhibit No.      Exhibit
      -----------      -------

         99.1          Press Release of Reinsurance Group of America,
                       Incorporated dated July 21, 2005