UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549


_________

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934


Date of Report (Date of earliest event reported): November 4, 2005



                       KENTUCKY BANCSHARES, INC.
          (Exact Name of Registrant as specified in Charter)


   Kentucky                   33-96358              61-0993464
 (State or other            (Commission            (IRS Employer
  jurisdiction of           File Number)        Identification No.)
  incorporation)


P.O. Box 157, Paris, Kentucky                          40362-0157
(Address of principal executive offices)               (Zip code)


(859)987-1795
(Registrant's telephone number, including area code)

N/A
(Former name or former address, if changed since last report.)


Check the appropriate box below if the Form 8-K filing is intended to 
simultaneously satisfy the filing obligation of the registrant under 
any of the following provisions: 

?  Written communications pursuant to Rule 425 under the Securities Act 
(17CFR230.425) 

?  Soliciting material pursuant to Rule 14a-12 under the Exchange Act 
(17 CFR 240.14a-12) 

?  Pre-commencement communications pursuant to Rule 14d-2(b) under the 
Exchange Act (17 CFR 240.14d-2(b)) 

?  Pre-commencement communications pursuant to Rule 13e-4(c) under the 
Exchange Act (17 CFR 240.13e-4(c)) 
INFORMATION TO BE INCLUDED IN THE REPORT

  Item 2.02. Results of Operations and Financial Condition

The Registrant expects to mail to its shareholders the 
Registrant's quarterly financial information for the third quarter of 
2005 on or about November 4, 2005.  A copy of this mailing is attached 
as Exhibit 99.1.
 
The information in this Form 8-K and Exhibit 99.1 attached hereto 
shall not be deemed filed for purposes of Section 18 of the Securities 
Exchange Act of 1934, nor shall it be deemed incorporated by reference 
in any filing under the Securities Act of 1933, except as shall be 
expressly set forth by specific reference. 

  Item 9.01.  Financial Statements and Exhibits

Exhibit 99.1 - Release of quarterly financial information dated 
as of September 30, 2005.
                                                           
SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 
1934, the registrant has duly caused this report to be signed on its 
behalf by the undersigned thereunto duly authorized.

KENTUCKY BANCSHARES, INC.



Date: November 4, 2005                By      /s/ Gregory J. Dawson___ 
         Gregory J. Dawson
         Chief Financial Officer