NEW YORK, NY / ACCESS Newswire / August 5, 2025 / Munoz Ghezlan & Co., an alternative finance firm operating at the intersection of structured debt, real estate, and insurance, is rumored to soon announce a $125 million Private Credit and Direct Lending Initiative today. The initiative will aim to provide flexible capital solutions to underserved borrower segments across the United States, particularly in the real estate investment and small business sectors.

Munoz Ghezlan & Co. merges extensive industry knowledge with an innovative view on financing. The firm utilizes cutting-edge debt structuring techniques to deliver customized, flexible solutions for both investors and small businesses. By offering creative products that emphasize safety and leverage, the company empowers its clients to enhance their equity returns while reducing risk.

The Inspiration Behind the New Program

This announcement would mark a change for the firm, following its recent partnership with an insurance company. This strategic move aims to improve credit structuring flexibility and bolster financing capabilities. By incorporating insurance into its core platform, Munoz Ghezlan is developing the infrastructure necessary to offer vertically aligned financial solutions. This will enable more efficient underwriting, reduce borrower premiums, and enhance asset protection, because borrowers will be able to finance an investment property & insure it in a seamless, integrated process. However, the true benefits of partnering with an insurance firm come from unlocking new synergies between credit financing and long-term capital stability. Through this collaboration, Munoz Ghezlan & Co. is poised to offer more resilient funding solutions, streamlined credit deployment, and enhanced risk management strategies. The integration of insurance-backed capital allows the firm to provide deeper liquidity and optimize lending structures, enabling real estate investors to access larger and more flexible credit facilities. This move marks a pivotal step in Munoz Ghezlan & Co.'s commitment to reshaping the landscape of real estate finance by aligning credit expertise with fortified capital support..

Munoz Ghezlan & Co. initially concentrated on providing single- and multi-tranche debt solutions to lower middle-market companies involved in M&A transactions. The firm later shifted its focus to real estate financing after recognizing a structural gap in accessible credit for investors and operators. With offices in New York and London, Munoz Ghezlan is now preparing to launch a new location in Brickell, Miami, positioning itself strategically as the city quickly evolves into a financial hub.

The Details of the New Program

The program will specialize in asset-backed financing aimed at real estate operators, fix-and-flip investors, and entrepreneurs seeking rapid and innovative lending solutions. Loan amounts are anticipated to range from $20,000 to $5 million, with products customized to offer bridge loans, DSCR lending, interest-only financing for investment properties, and short-term working capital options, often referred to as "business funding." Munoz Ghezlan's underwriting approach fuses collateral-based lending with a data-driven "credit risk" matrix focused on cash flow, facilitating quicker deal approvals for borrowers while minimizing unnecessary default risk for credit lenders.

"Capital is the bottleneck for most ambitious operators. We're here to eliminate that," said a spokesperson for the firm. "This program reflects our belief that the future of finance lies in agile, non-institutional capital-deployed quickly, secured intelligently, and structured around the borrower, not bureaucracy."

A Bold New Financial Future

Munoz Ghezlan & Co. is committed to serving its clients with bold, innovative programs that redefine financial possibilities. In 2025, the firm continues to push the boundaries of credit structuring and capital deployment, empowering clients with access to transformative opportunities and forward-thinking solutions. Visit the company's website today to learn more about its history and your possible future!

About Munoz Ghezlan & Co. Ltd.

Munoz Ghezlan & Co., Ltd. is an investment firm specializing in tailored financial solutions for real estate investors and lower middle-market companies. The firm offers innovative 10% down DSCR loans for real estate investors, empowering them to expand their portfolios with minimal cash exposure. Additionally, the company's working capital solutions provide up to $500,000 in funding for individuals and small businesses, enabling these entities to meet their financial needs and drive growth. The firm's mission is to empower clients to build generational wealth through the strategic use of debt, with a core goal of driving economic growth and fostering financial success across diverse industries.

Media Contact Info:

Munoz Ghezlan & Co.
Shakya@munoz.ltd / office@munoz.ltd
New York, NY
Shakya Lahrech

SOURCE: Munoz Ghezlan & Co.