Filed by New York Community Bancorp, Inc.
Pursuant to Rule 425 under the Securities Act of 1933
and deemed filed pursuant to Rule 14a-12
of the Securities Exchange Act of 1934

Subject Company: New York Community Bancorp, Inc.
Commission File No. 0-22278

      The following is a Conference Call Presentation, hosted on March 28, 2001, in connection with New York Community Bancorp, Inc.'s proposed merger with Richmond County Financial Corp., a Delaware corporation:

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