UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): OCTOBER 19, 2001 IRWIN FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) _____________________________ INDIANA (State or other jurisdiction of 0-6835 35-1286807 Incorporation) (Commission File Number) (I.R.S. Employer Identification No.) 500 WASHINGTON STREET 47201 COLUMBUS, INDIANA (Zip Code) (Address of principal executive offices) Registrant's telephone number, including area code (812) 376-1909 NOT APPLICABLE (Former name or former address, if changed since last year) ITEM 5. OTHER EVENTS. On October 19, 2001, Irwin Financial Corporation announced its fourth quarter dividend as described in the news release attached as Exhibit 99.1. ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS. (c). EXHIBITS. 99.1 News Release issued October 19, 2001. 2 SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. IRWIN FINANCIAL CORPORATION By: /s/ Gregory F. Ehlinger ----------------------------- Gregory F. Ehlinger Senior Vice President and Chief Financial Officer Date: October 19, 2001 3 INDEX TO EXHIBITS ----------------- Exhibit ------- Exhibit 99.1 News Release issued October 19, 2001.