SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ---------- FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) of the SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date earliest event reported): February 11, 2002 WESTCORP --------------------- (Exact name of registrant as specified in charter) California 33-13646 51-0308535 ----------------------------- -------------- ------------------ (State or other jurisdiction (Commission (IRS employer of incorporation) file number) identification no.) 23 Pasteur Irvine, California 92618 ---------------------------------------- ---------- (Address of principal executive offices) (Zip code) Registrant's telephone number, including area code: (949) 727-1002 ITEM 5. OTHER EVENTS The registrant is hereby filing its consolidated financial statements as of December 31, 2001 and 2000, and for each of the three years in the period ended December 31, 2001, along with the consent of its independent auditor. ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS (c) Exhibits The exhibits listed on the Exhibit Index of this Form 8-K are filed herewith. Page 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. WESTCORP Date: February 11, 2002 /s/ MARK OLSON ----------------------------------- Mark Olson, Vice President and Controller Page 3 INDEX TO EXHIBITS Exhibit No. Description Page ----------- ----------- ---- 20 Consolidated financial statements of Westcorp and ___ and Subsidiaries as of December 31, 2001 and 2002, and for each of the three years in the period ended December 31, 2001 23 Consent of Ernst & Young LLP Page 4