UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 06/30/2012
Check here if Amendment [ ] Amendment Number:
This Amendment [ ] is a restatement
[ ] adds new holding entries
Institutional Investment Manager Filing this Report:
Name: ARROW FINANCIAL CORP.
Address: 250 GLEN STREET
GLENS FALLS, NY 12801
13F File Number: 28-12533
The institutional investment Manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Terry R. Goodemote
Title: SVP & CFO
Phone: 518-415-4512
Signature, Place, and Date of Signing:
1 GLENS FALLS, NY 07/03/2012
Report Type (Check only one)
[X] 13F HOLDINGS REPORT
[ ] 13F NOTICE
[ ] 13F COMBINATION REPORT
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 2
Form 13F Information Table Entry Total: 704
Form 13F Information Table Value Total: $ 277,259
List of Other Included Managers:
No. 13F File Number Name
2 28-03696 GLENS FALLS NATIONAL BANK
3 28-12534 NORTH COUNTRY INV. ADVISERS, INC
FORM 13F INFORMATION TABLE
TITLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER OF CLASS CUSIP (X $1000) PRN AMOUNTPRN CALL DISCRTN MANAGERS SOLE SHARED NONE
AT&T INC COM 00206R102 144 4030 SH SOLE 4030
AT&T INC COM 00206R102 46 1300 SH OTHER 1300
AT&T INC COM 00206R102 1437 40307 SH DEFINED 2 40307
AT&T INC COM 00206R102 685 19202 SH OTHER 2 19202
AT&T INC COM 00206R102 863 24200 SH DEFINED 3 24200
ABBOTT LABORATORIES COM 002824100 115 1788 SH SOLE 1788
ABBOTT LABORATORIES COM 002824100 13 200 SH OTHER 200
ABBOTT LABORATORIES COM 002824100 1732 26870 SH DEFINED 2 26870
ABBOTT LABORATORIES COM 002824100 453 7028 SH OTHER 2 7028
ABBOTT LABORATORIES COM 002824100 1051 16300 SH DEFINED 3 16300
ACTIVISION BLIZZARD, INC. COM 00507V109 4 350 SH DEFINED 2 350
ACTIVISION BLIZZARD, INC. COM 00507V109 659 55000 SH DEFINED 3 55000
ADOBE SYSTEMS COM 00724F101 4 125 SH DEFINED 2 125
ADOBE SYSTEMS COM 00724F101 2 50 SH OTHER 2 50
AETNA INC COM COM 00817Y108 10 250 SH SOLE 250
AETNA INC COM COM 00817Y108 530 13680 SH DEFINED 2 13680
AETNA INC COM COM 00817Y108 39 1000 SH OTHER 2 1000
AFFILIATED MANAGERS GROUP COM 008252108 44 400 SH OTHER 2 400
AIR PRODUCTS & CHEMICALS INC COM 009158106 20 245 SH DEFINED 2 245
AIR PRODUCTS & CHEMICALS INC COM 009158106 137 1700 SH OTHER 2 1700
ALCOA INC COM 013817101 63 7195 SH DEFINED 2 7195
ALLIANT ENERGY CORP COM 018802108 17 375 SH SOLE 375
ALLIANT ENERGY CORP COM 018802108 434 9520 SH DEFINED 2 9520
ALLIANT ENERGY CORP COM 018802108 27 600 SH OTHER 2 600
ALLSCRIPTS COM 01988P108 11 1000 SH DEFINED 2 1000
ALLSTATE CORP COM 020002101 4 100 SH OTHER 2 100
ALTRIA GROUP INC COM 02209S103 22 629 SH SOLE 629
ALTRIA GROUP INC COM 02209S103 318 9193 SH DEFINED 2 9193
ALTRIA GROUP INC COM 02209S103 16 450 SH OTHER 2 450
AMAZON.COM INC COM 023135106 39 170 SH SOLE 170
AMAZON.COM INC COM 023135106 532 2328 SH DEFINED 2 2328
AMAZON.COM INC COM 023135106 2055 9000 SH DEFINED 3 9000
AMERICAN ELECTRIC POWER CO COM 025537101 14 360 SH DEFINED 2 360
AMERICAN EXPRESS CO COM 025816109 101 1730 SH SOLE 1730
AMERICAN EXPRESS CO COM 025816109 17 300 SH OTHER 300
AMERICAN EXPRESS CO COM 025816109 1540 26454 SH DEFINED 2 26454
AMERICAN EXPRESS CO COM 025816109 228 3925 SH OTHER 2 3925
AMERICAN EXPRESS CO COM 025816109 1746 30000 SH DEFINED 3 30000
AMERICAN TOWER COM 03027X100 35 500 SH SOLE 500
AMERICAN TOWER COM 03027X100 136 1945 SH DEFINED 2 1945
AMERICAN TOWER COM 03027X100 1014 14500 SH DEFINED 3 14500
AMERIPRISE FINL INC COM 03076C106 4 80 SH DEFINED 2 80
AMGEN INC COM 031162100 4 60 SH SOLE 60
AMGEN INC COM 031162100 11 150 SH OTHER 150
AMGEN INC COM 031162100 196 2693 SH DEFINED 2 2693
AMGEN INC COM 031162100 8 115 SH OTHER 2 115
AMGEN INC COM 031162100 1094 15000 SH DEFINED 3 15000
ANADARKO PETROLEUM CORP COM 032511107 22 330 SH SOLE 330
ANADARKO PETROLEUM CORP COM 032511107 333 5025 SH DEFINED 2 5025
ANALOG DEVICES, INC. COM 032654105 132 3500 SH DEFINED 2 3500
ANNALY CAPITAL MGMT INC COM 035710409 17 1024 SH DEFINED 2 1024
APACHE CORP COM 037411105 29 325 SH SOLE 325
APACHE CORP COM 037411105 392 4464 SH DEFINED 2 4464
APACHE CORP COM 037411105 25 280 SH OTHER 2 280
APPLE INC COM 037833100 91 155 SH SOLE 155
APPLE INC COM 037833100 3548 6075 SH DEFINED 2 6075
APPLE INC COM 037833100 414 709 SH OTHER 2 709
APPLE INC COM 037833100 4526 7750 SH DEFINED 3 7750
APPLIED MATERIALS INC COM 038222105 2 215 SH DEFINED 2 215
AQUA AMER INC COM 03836W103 5 200 SH DEFINED 2 200
AQUA AMER INC COM 03836W103 37 1465 SH OTHER 2 1465
ARROW COM 042744102 13 524 SH SOLE 524
ARROW COM 042744102 31954 1322037 SH DEFINED 2 1322037
ARROW COM 042744102 770 31848 SH OTHER 2 31848
ATHENAHEALTH INC. COM 04685W103 8 100 SH DEFINED 2 100
AUTOMATIC DATA PROCESSING COM 053015103 32 568 SH SOLE 568
AUTOMATIC DATA PROCESSING COM 053015103 232 4165 SH DEFINED 2 4165
AUTOMATIC DATA PROCESSING COM 053015103 380 6830 SH OTHER 2 6830
BP PLC COM 055622104 28 700 SH DEFINED 2 700
BP PLC COM 055622104 69 1700 SH OTHER 2 1700
BADGER METER INC COM 056525108 23 600 SH OTHER 2 600
BAKER HUGHES INC COM 057224107 2 60 SH SOLE 60
BAKER HUGHES INC COM 057224107 84 2055 SH DEFINED 2 2055
BAKER HUGHES INC COM 057224107 2 60 SH OTHER 2 60
BANK OF AMERICA CORP COM 060505104 7 905 SH DEFINED 2 905
BANK OF AMERICA CORP COM 060505104 20 2389 SH OTHER 2 2389
BANK OF NEW YORK MELLON CORP COM 064058100 4 165 SH SOLE 165
BANK OF NEW YORK MELLON CORP COM 064058100 345 15735 SH DEFINED 2 15735
BANK OF NEW YORK MELLON CORP COM 064058100 104 4732 SH OTHER 2 4732
BANK OF NEW YORK MELLON CORP COM 064058100 659 30000 SH DEFINED 3 30000
BARCLAYS BK PLC EXC 06738C786 8 400 SH DEFINED 2 400
BARRICK GOLD COM 067901108 13 340 SH DEFINED 2 340
BAXTER INTL INC COM 071813109 7 125 SH SOLE 125
BAXTER INTL INC COM 071813109 331 6225 SH DEFINED 2 6225
BAXTER INTL INC COM 071813109 244 4588 SH OTHER 2 4588
BEAM, INC. COM 073730103 37 600 SH DEFINED 2 600
BED BATH AND BEYOND COM 075896100 7 120 SH DEFINED 2 120
BERKSHIRE HATHAWAY INC COM 084670702 44 525 SH SOLE 525
BERKSHIRE HATHAWAY INC COM 084670702 1100 13200 SH DEFINED 2 13200
BERKSHIRE HATHAWAY INC COM 084670702 82 990 SH OTHER 2 990
BERKSHIRE HATHAWAY INC COM 084670702 1083 13000 SH DEFINED 3 13000
BERKSHIRE HILLS BANCORP INC COM 084680107 33 1500 SH SOLE 1500
BEST BUY CO COM 086516101 2 86 SH DEFINED 2 86
BHP BILLITON COM 088606108 3 50 SH DEFINED 2 50
BLACKROCK INC COM 09247X101 38 225 SH DEFINED 2 225
BLACKROCK INC COM 09247X101 34 200 SH OTHER 2 200
BIOGEN IDEC INC COM 09062X103 722 5000 SH DEFINED 3 5000
BOEING COMPANY COM 097023105 4 55 SH SOLE 55
BOEING COMPANY COM 097023105 175 2360 SH DEFINED 2 2360
BOEING COMPANY COM 097023105 483 6500 SH DEFINED 3 6500
BOSTON SCIENTIFIC CORP COM 101137107 2 265 SH DEFINED 2 265
BRISTOL MYERS SQUIBB COM 110122108 100 2770 SH SOLE 2770
BRISTOL MYERS SQUIBB COM 110122108 4 100 SH OTHER 100
BRISTOL MYERS SQUIBB COM 110122108 1341 37300 SH DEFINED 2 37300
BRISTOL MYERS SQUIBB COM 110122108 115 3190 SH OTHER 2 3190
BRISTOL MYERS SQUIBB COM 110122108 1114 31000 SH DEFINED 3 31000
BROADCOM CORP COM 111320107 46 1375 SH SOLE 1375
BROADCOM CORP COM 111320107 364 10785 SH DEFINED 2 10785
BROADCOM CORP COM 111320107 928 27500 SH DEFINED 3 27500
BROWN FOREMAN DISTILLERS CORP COM 115637100 41 432 SH DEFINED 2 432
BROWN FOREMAN DISTILLERS CORP COM 115637209 59 610 SH DEFINED 2 610
BUCKEYE PARTNERS L P LIM 118230101 31 600 PRN DEFINED 2 600
CME GROUP INC. COM 12572Q105 20 75 SH SOLE 75
CME GROUP INC. COM 12572Q105 190 710 SH DEFINED 2 710
CVS/CAREMARK CORP COM 126650100 7 140 SH SOLE 140
CVS/CAREMARK CORP COM 126650100 308 6596 SH DEFINED 2 6596
CVS/CAREMARK CORP COM 126650100 23 500 SH OTHER 2 500
CVS/CAREMARK CORP COM 126650100 1262 27000 SH DEFINED 3 27000
CA, INC. COM 12673P105 5 200 SH DEFINED 2 200
CAMPBELL SOUP COM 134429109 3 100 SH SOLE 100
CANADIAN NAT'L RAILWAY COM 136375102 11 125 SH DEFINED 2 125
CAPITAL ONE COM 14040H105 5 100 SH DEFINED 2 100
CAPSTONE TURBINE CORP COM 14067D102 1 600 SH DEFINED 2 600
CARDINAL HEALTH INC COM 14149Y108 34 800 SH SOLE 800
CARDINAL HEALTH INC COM 14149Y108 487 11585 SH DEFINED 2 11585
CARDINAL HEALTH INC COM 14149Y108 30 725 SH OTHER 2 725
CARDINAL HEALTH INC COM 14149Y108 832 19800 SH DEFINED 3 19800
CARNIVAL COM 143658300 3 100 SH SOLE 100
CARNIVAL COM 143658300 51 1475 SH DEFINED 2 1475
CARNIVAL COM 143658300 29 834 SH OTHER 2 834
CATERPILLAR INC COM 149123101 77 905 SH SOLE 905
CATERPILLAR INC COM 149123101 1055 12428 SH DEFINED 2 12428
CATERPILLAR INC COM 149123101 107 1255 SH OTHER 2 1255
CATERPILLAR INC COM 149123101 1189 14000 SH DEFINED 3 14000
CELGENE CORP COM 151020104 16 255 SH SOLE 255
CELGENE CORP COM 151020104 631 9830 SH DEFINED 2 9830
CELGENE CORP COM 151020104 59 920 SH OTHER 2 920
CELGENE CORP COM 151020104 950 14800 SH DEFINED 3 14800
CENTURYLINK, INC. COM 156700106 8 200 SH DEFINED 2 200
CENTURYLINK, INC. COM 156700106 12 303 SH OTHER 2 303
CERNER CORP COM 156782104 12 148 SH DEFINED 2 148
CHEVRON CORPORATION COM 166764100 267 2529 SH SOLE 2529
CHEVRON CORPORATION COM 166764100 31 290 SH OTHER 290
CHEVRON CORPORATION COM 166764100 3089 29277 SH DEFINED 2 29277
CHEVRON CORPORATION COM 166764100 879 8330 SH OTHER 2 8330
CHEVRON CORPORATION COM 166764100 2479 23500 SH DEFINED 3 23500
CHUBB CORP COM 171232101 18 250 SH DEFINED 2 250
CISCO SYSTEMS COM 17275R102 100 5825 SH SOLE 5825
CISCO SYSTEMS COM 17275R102 3 200 SH OTHER 200
CISCO SYSTEMS COM 17275R102 860 50109 SH DEFINED 2 50109
CISCO SYSTEMS COM 17275R102 253 14732 SH OTHER 2 14732
CISCO SYSTEMS COM 17275R102 831 48400 SH DEFINED 3 48400
CITIGROUP INC COM 172967424 2 66 SH DEFINED 2 66
CITIGROUP INC COM 172967424 1014 37000 SH DEFINED 3 37000
CLOROX CO COM 189054109 40 550 SH DEFINED 2 550
CLOROX CO COM 189054109 4 50 SH OTHER 2 50
COACH, INC. COM 189754104 6 100 SH DEFINED 2 100
COACH, INC. COM 189754104 906 15500 SH DEFINED 3 15500
COCA COLA CO. COM 191216100 132 1690 SH SOLE 1690
COCA COLA CO. COM 191216100 1419 18148 SH DEFINED 2 18148
COCA COLA CO. COM 191216100 25 315 SH OTHER 2 315
COCA COLA CO. COM 191216100 2033 26000 SH DEFINED 3 26000
COGNIZANT TECH SOLUTIONS COM 192446102 30 500 SH DEFINED 2 500
COLGATE-PALMOLIVE CO COM 194162103 72 695 SH SOLE 695
COLGATE-PALMOLIVE CO COM 194162103 21 200 SH OTHER 200
COLGATE-PALMOLIVE CO COM 194162103 1343 12900 SH DEFINED 2 12900
COLGATE-PALMOLIVE CO COM 194162103 506 4860 SH OTHER 2 4860
COLGATE-PALMOLIVE CO COM 194162103 833 8000 SH DEFINED 3 8000
COMCAST CORP NEW COM 20030N101 25 780 SH SOLE 780
COMCAST CORP NEW COM 20030N101 626 19589 SH DEFINED 2 19589
COMCAST CORP NEW COM 20030N101 29 915 SH OTHER 2 915
COMCAST CORP NEW COM 20030N200 2 56 SH DEFINED 2 56
COMCAST CORP NEW COM 20030N101 639 20000 SH DEFINED 3 20000
COMPANHIA DE SANEAMENTO COM 20441A102 23 300 SH OTHER 2 300
CONNECTICUT WATER SERVICE INC COM 207797101 6 200 SH OTHER 2 200
CONOCOPHILLIPS COM 20825C104 61 1100 SH SOLE 1100
CONOCOPHILLIPS COM 20825C104 961 17192 SH DEFINED 2 17192
CONOCOPHILLIPS COM 20825C104 105 1877 SH OTHER 2 1877
CONOCOPHILLIPS COM 20825C104 1257 22500 SH DEFINED 3 22500
CONSOLIDATED EDISON INC COM 209115104 44 714 SH DEFINED 2 714
CORNING INC COM 219350105 5 400 SH DEFINED 2 400
CORNING INC COM 219350105 13 1000 SH OTHER 2 1000
COSTCO WHOLESALE CORP NEW COM 22160K105 85 895 SH SOLE 895
COSTCO WHOLESALE CORP NEW COM 22160K105 882 9280 SH DEFINED 2 9280
COSTCO WHOLESALE CORP NEW COM 22160K105 84 885 SH OTHER 2 885
COSTCO WHOLESALE CORP NEW COM 22160K105 1026 10800 SH DEFINED 3 10800
DTE ENERGY CO. COM 233331107 19 314 SH DEFINED 2 314
DTE ENERGY CO. COM 233331107 297 5000 SH DEFINED 3 5000
DANAHER CORP COM 235851102 76 1450 SH SOLE 1450
DANAHER CORP COM 235851102 42 800 SH OTHER 800
DANAHER CORP COM 235851102 930 17850 SH DEFINED 2 17850
DANAHER CORP COM 235851102 294 5645 SH OTHER 2 5645
DANAHER CORP COM 235851102 1458 28000 SH DEFINED 3 28000
DARDEN RESTAURANTS INC COM 237194105 4 75 SH SOLE 75
DARDEN RESTAURANTS INC COM 237194105 18 350 SH DEFINED 2 350
DARDEN RESTAURANTS INC COM 237194105 25 500 SH OTHER 2 500
DEERE & CO COM 244199105 46 570 SH SOLE 570
DEERE & CO COM 244199105 845 10445 SH DEFINED 2 10445
DEERE & CO COM 244199105 44 550 SH OTHER 2 550
DELCATH SYSTEMS INC. COM 24661P104 0 150 SH DEFINED 2 150
DELL INC COM 24702R101 4 300 SH DEFINED 2 300
DENDREON CORP COM 24823Q107 0 100 SH DEFINED 2 100
DEVON ENERGY CORP NEW COM 25179M103 30 525 SH DEFINED 2 525
DICK'S SPORTING GOODS, INC COM 253393102 1056 22000 SH DEFINED 3 22000
WALT DISNEY COMPANY COM 254687106 161 3314 SH SOLE 3314
WALT DISNEY COMPANY COM 254687106 10 200 SH OTHER 200
WALT DISNEY COMPANY COM 254687106 1050 21639 SH DEFINED 2 21639
WALT DISNEY COMPANY COM 254687106 512 10550 SH OTHER 2 10550
WALT DISNEY COMPANY COM 254687106 728 15000 SH DEFINED 3 15000
DISTRIBUTED ENERGY SYS CORP COM 25475V104 0 2500 SH OTHER 2 2500
DOLLAR TREE INC. COM 256746108 424 3945 SH DEFINED 2 3945
DOMINION RES INC VA NEW COM 25746U109 87 1615 SH SOLE 1615
DOMINION RES INC VA NEW COM 25746U109 11 200 SH OTHER 200
DOMINION RES INC VA NEW COM 25746U109 1297 24022 SH DEFINED 2 24022
DOMINION RES INC VA NEW COM 25746U109 171 3175 SH OTHER 2 3175
DOMINION RES INC VA NEW COM 25746U109 940 17400 SH DEFINED 3 17400
DOW CHEMICAL CO COM 260543103 2 50 SH SOLE 50
DOW CHEMICAL CO COM 260543103 13 400 SH OTHER 400
DOW CHEMICAL CO COM 260543103 266 8435 SH DEFINED 2 8435
DOW CHEMICAL CO COM 260543103 449 14250 SH DEFINED 3 14250
EI DUPONT DE NEMOURS & CO COM 263534109 2 45 SH SOLE 45
EI DUPONT DE NEMOURS & CO COM 263534109 244 4830 SH DEFINED 2 4830
EI DUPONT DE NEMOURS & CO COM 263534109 118 2340 SH OTHER 2 2340
EI DUPONT DE NEMOURS & CO COM 263534109 986 19500 SH DEFINED 3 19500
DUKE ENERGY HLDG CORP COM 26441C105 18 780 SH DEFINED 2 780
DUNKIN BRANDS GROUP INC COM 265504100 3 100 SH SOLE 100
EMC CORP COM 268648102 54 2125 SH SOLE 2125
EMC CORP COM 268648102 906 35360 SH DEFINED 2 35360
EMC CORP COM 268648102 47 1850 SH OTHER 2 1850
EMC CORP COM 268648102 971 37900 SH DEFINED 3 37900
EQT CORP COM 26884L109 12 226 SH DEFINED 2 226
SWISS GOLD SHARES EXC 26922Y105 38 240 SH DEFINED 2 240
EAST WEST BANCORP COM 27579R104 12 500 SH OTHER 2 500
EASTMAN KODAK CO COM 277461109 0 100 SH DEFINED 2 100
EATON CORP COM 278058102 143 3600 SH OTHER 2 3600
EATON VANCE COM 27828S101 56 4195 SH DEFINED 2 4195
EBAY INC COM 278642103 33 790 SH SOLE 790
EBAY INC COM 278642103 314 7470 SH DEFINED 2 7470
EBAY INC COM 278642103 8 190 SH OTHER 2 190
EBAY INC COM 278642103 840 20000 SH DEFINED 3 20000
ECOLAB INC COM 278865100 50 730 SH SOLE 730
ECOLAB INC COM 278865100 480 7000 SH DEFINED 2 7000
ECOLAB INC COM 278865100 137 2000 SH OTHER 2 2000
EMERSON ELECTRIC CO COM 291011104 54 1165 SH SOLE 1165
EMERSON ELECTRIC CO COM 291011104 9 200 SH OTHER 200
EMERSON ELECTRIC CO COM 291011104 612 13148 SH DEFINED 2 13148
EMERSON ELECTRIC CO COM 291011104 337 7225 SH OTHER 2 7225
ENERGY RECOVERY INC. COM 29270J100 5 2000 SH OTHER 2 2000
ENTERPRISE PRODS PARTNERS LP LIM 293792107 8 150 PRN DEFINED 2 150
EXELON CORP COM 30161N101 24 650 SH SOLE 650
EXELON CORP COM 30161N101 110 2925 SH DEFINED 2 2925
EXELON CORP COM 30161N101 4 100 SH OTHER 2 100
EXPRESS SCRIPTS HOLDING CO COM 30219G108 29 524 SH DEFINED 2 524
EXPRESS SCRIPTS HOLDING CO COM 30219G108 20 355 SH OTHER 2 355
EXXON MOBIL CORP COM 30231G102 401 4692 SH SOLE 4692
EXXON MOBIL CORP COM 30231G102 30 350 SH OTHER 350
EXXON MOBIL CORP COM 30231G102 3919 45801 SH DEFINED 2 45801
EXXON MOBIL CORP COM 30231G102 1924 22479 SH OTHER 2 22479
EXXON MOBIL CORP COM 30231G102 2293 26800 SH DEFINED 3 26800
FACEBOOK INC COM 30303M102 18 577 SH SOLE 577
FACEBOOK INC COM 30303M102 268 8604 SH DEFINED 2 8604
FACEBOOK INC COM 30303M102 2 55 SH OTHER 2 55
FACEBOOK INC COM 30303M102 389 12500 SH DEFINED 3 12500
FED HOME LOAN MORT CORP COM 313400301 0 1116 SH DEFINED 2 1116
FED NATL MORT ASSOC COM 313586109 0 1000 SH DEFINED 2 1000
FEDEX CORPORATION COM 31428X106 2 20 SH SOLE 20
FEDEX CORPORATION COM 31428X106 134 1465 SH DEFINED 2 1465
FEDEX CORPORATION COM 31428X106 1008 11000 SH DEFINED 3 11000
FIDELITY NATL FINANCIAL, INC. COM 31620R105 87 4500 SH DEFINED 2 4500
FINANCIAL INSTITUTIONS INC COM 317585404 51 3000 SH SOLE 3000
FIRST SOLAR, INC. COM 336433107 0 18 SH DEFINED 2 18
FISERV INC COM 337738108 39 545 SH SOLE 545
FISERV INC COM 337738108 450 6230 SH DEFINED 2 6230
FISERV INC COM 337738108 7 100 SH OTHER 2 100
FIRSTENERGY CORP COM 337932107 3 60 SH SOLE 60
FIRSTENERGY CORP COM 337932107 108 2190 SH DEFINED 2 2190
FORD MOTOR CO COM 345370860 37 3890 SH SOLE 3890
FORD MOTOR CO COM 345370860 526 54886 SH DEFINED 2 54886
FORD MOTOR CO COM 345370860 32 3350 SH OTHER 2 3350
FORD MOTOR CO COM 345370860 863 90000 SH DEFINED 3 90000
FORTUNE BRANDS COM 34964C106 13 600 SH DEFINED 2 600
FRANKLIN RESOURCES COM 354613101 19 175 SH DEFINED 2 175
FREEPORT MCMORAN COM 35671D857 2 65 SH SOLE 65
FREEPORT MCMORAN COM 35671D857 124 3626 SH DEFINED 2 3626
FREEPORT MCMORAN COM 35671D857 37 1075 SH OTHER 2 1075
GABELLI MUT 36242H104 21 1350 SH DEFINED 2 1350
GANNETT COMPANY INC COM 364730101 1 100 SH DEFINED 2 100
GENERAL DYNAMICS COM 369550108 3 40 SH SOLE 40
GENERAL DYNAMICS COM 369550108 168 2550 SH DEFINED 2 2550
GENERAL DYNAMICS COM 369550108 35 525 SH OTHER 2 525
GENERAL DYNAMICS COM 369550108 429 6500 SH DEFINED 3 6500
GENERAL ELECTRIC CO COM 369604103 168 8080 SH SOLE 8080
GENERAL ELECTRIC CO COM 369604103 2445 117307 SH DEFINED 2 117307
GENERAL ELECTRIC CO COM 369604103 1054 50575 SH OTHER 2 50575
GENERAL ELECTRIC CO COM 369604103 2048 98250 SH DEFINED 3 98250
GENERAL MILLS INC COM 370334104 49 1283 SH SOLE 1283
GENERAL MILLS INC COM 370334104 4 100 SH OTHER 100
GENERAL MILLS INC COM 370334104 741 19235 SH DEFINED 2 19235
GENERAL MILLS INC COM 370334104 155 4025 SH OTHER 2 4025
GENUINE PARTS CO COM 372460105 36 605 SH DEFINED 2 605
GLAXO COM 37733W105 5 100 SH OTHER 2 100
GOLDEN MINERALS COMPANY COM 381119106 0 35 SH DEFINED 2 35
GOLDMAN SACHS GROUP COM 38141G104 3 30 SH SOLE 30
GOLDMAN SACHS GROUP COM 38141G104 163 1705 SH DEFINED 2 1705
GOLDMAN SACHS GROUP COM 38141G104 959 10000 SH DEFINED 3 10000
GOOGLE INC COM 38259P508 107 185 SH SOLE 185
GOOGLE INC COM 38259P508 1280 2206 SH DEFINED 2 2206
GOOGLE INC COM 38259P508 67 115 SH OTHER 2 115
GOOGLE INC COM 38259P508 3190 5500 SH DEFINED 3 5500
GREENBRIER COMPANIES COM 393657101 4 200 SH DEFINED 2 200
GRUMA S.A.B. DE C.V. COM 400131306 13 1300 SH OTHER 2 1300
HALLIBURTON CO COM 406216101 36 1255 SH SOLE 1255
HALLIBURTON CO COM 406216101 244 8585 SH DEFINED 2 8585
HALLIBURTON CO COM 406216101 17 600 SH OTHER 2 600
HARLEY DAVIDSON INC COM 412822108 59 1280 SH OTHER 2 1280
HATTERAS FINANCIAL CORP COM 41902R103 21 725 SH DEFINED 2 725
H J HEINZ CO COM 423074103 56 1025 SH SOLE 1025
H J HEINZ CO COM 423074103 817 15015 SH DEFINED 2 15015
H J HEINZ CO COM 423074103 653 12000 SH OTHER 2 12000
H J HEINZ CO COM 423074103 761 14000 SH DEFINED 3 14000
HESS CORP COM 42809H107 16 370 SH DEFINED 2 370
HEWLETT PACKARD CO COM 428236103 5 245 SH SOLE 245
HEWLETT PACKARD CO COM 428236103 240 11937 SH DEFINED 2 11937
HEWLETT PACKARD CO COM 428236103 284 14134 SH OTHER 2 14134
HEWLETT PACKARD CO COM 428236103 402 20000 SH DEFINED 3 20000
HEXCEL CORP COM 428291108 20 775 SH DEFINED 2 775
HOME DEPOT, INC COM 437076102 132 2491 SH SOLE 2491
HOME DEPOT, INC COM 437076102 5 100 SH OTHER 100
HOME DEPOT, INC COM 437076102 1115 21038 SH DEFINED 2 21038
HOME DEPOT, INC COM 437076102 277 5225 SH OTHER 2 5225
HOME DEPOT, INC COM 437076102 758 14300 SH DEFINED 3 14300
HONEYWELL INTL COM 438516106 48 855 SH SOLE 855
HONEYWELL INTL COM 438516106 639 11445 SH DEFINED 2 11445
HONEYWELL INTL COM 438516106 20 350 SH OTHER 2 350
HONEYWELL INTL COM 438516106 1117 20000 SH DEFINED 3 20000
HOSPIRA INC COM 441060100 9 260 SH OTHER 2 260
ITT CORP COM 450911201 1 75 SH DEFINED 2 75
ILLINOIS TOOL WORKS INC. COM 452308109 7 135 SH DEFINED 2 135
ILLINOIS TOOL WORKS INC. COM 452308109 53 1000 SH OTHER 2 1000
IMATION CORPORATION COM 45245A107 1 120 SH OTHER 2 120
INTEL CORP COM 458140100 233 8751 SH SOLE 8751
INTEL CORP COM 458140100 8 300 SH OTHER 300
INTEL CORP COM 458140100 2255 84625 SH DEFINED 2 84625
INTEL CORP COM 458140100 472 17700 SH OTHER 2 17700
INTEL CORP COM 458140100 1746 65500 SH DEFINED 3 65500
INTERCONTINENTAL EXCHANGE COM 45865V100 20 150 SH SOLE 150
INTERCONTINENTAL EXCHANGE COM 45865V100 166 1220 SH DEFINED 2 1220
INTL BUSINESS MACHINES COM 459200101 225 1148 SH SOLE 1148
INTL BUSINESS MACHINES COM 459200101 20 100 SH OTHER 100
INTL BUSINESS MACHINES COM 459200101 4466 22837 SH DEFINED 2 22837
INTL BUSINESS MACHINES COM 459200101 2458 12570 SH OTHER 2 12570
INTL BUSINESS MACHINES COM 459200101 1956 10000 SH DEFINED 3 10000
INTERNATIONAL PAPER CO COM 460146103 50 1720 SH SOLE 1720
INTERNATIONAL PAPER CO COM 460146103 513 17755 SH DEFINED 2 17755
INTERNATIONAL PAPER CO COM 460146103 36 1240 SH OTHER 2 1240
INTERNATIONAL PAPER CO COM 460146103 448 15500 SH DEFINED 3 15500
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ISHARES EXC 464287176 7 56 SH DEFINED 2 56
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ISHARES EXC 464288695 6 100 SH DEFINED 2 100
ISHARES EXC 46428Q109 56 2084 SH DEFINED 2 2084
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JPMORGAN CHASE & CO COM 46625H100 1459 40822 SH DEFINED 2 40822
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JPMORGAN CHASE & CO COM 46625H100 2037 57000 SH DEFINED 3 57000
JACOBS ENGINEERING GROUP INC. COM 469814107 106 2811 SH OTHER 2 2811
JARDEN CORP COM 471109108 1 30 SH DEFINED 2 30
JOHNSON & JOHNSON COM 478160104 240 3558 SH SOLE 3558
JOHNSON & JOHNSON COM 478160104 10 150 SH OTHER 150
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JOHNSON & JOHNSON COM 478160104 1574 23300 SH DEFINED 3 23300
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JOHNSON CONTROLS INC COM 478366107 29 1050 SH OTHER 2 1050
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ELI LILLY & CO COM 532457108 3 70 SH SOLE 70
ELI LILLY & CO COM 532457108 265 6165 SH DEFINED 2 6165
ELI LILLY & CO COM 532457108 82 1900 SH OTHER 2 1900
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LIMITED BRANDS INC. COM 532716107 236 5555 SH DEFINED 2 5555
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MARATHON OIL CORP COM 565849106 3 115 SH OTHER 2 115
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MCCORMICK & CO COM 579780206 49 800 SH DEFINED 2 800
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MCDONALDS CORP COM 580135101 1284 14500 SH DEFINED 3 14500
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MEDTRONIC, INC COM 585055106 119 3075 SH OTHER 2 3075
MERCK & CO. INC. COM 58933Y105 117 2811 SH SOLE 2811
MERCK & CO. INC. COM 58933Y105 1013 24257 SH DEFINED 2 24257
MERCK & CO. INC. COM 58933Y105 281 6725 SH OTHER 2 6725
MERCK & CO. INC. COM 58933Y105 1165 27900 SH DEFINED 3 27900
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METLIFE COM 59156R108 514 16655 SH DEFINED 2 16655
METLIFE COM 59156R108 40 1300 SH OTHER 2 1300
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MICROSOFT CORP. COM 594918104 12 400 SH OTHER 400
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MICROSOFT CORP. COM 594918104 1860 60800 SH DEFINED 3 60800
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MONSANTO CO NEW COM 61166W101 148 1790 SH DEFINED 2 1790
MONSANTO CO NEW COM 61166W101 25 300 SH OTHER 2 300
MONSANTO CO NEW COM 61166W101 1097 13250 SH DEFINED 3 13250
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NIKE INC COM 654106103 35 400 SH OTHER 2 400
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ORACLE CORP COM 68389X105 6 200 SH OTHER 200
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ORACLE CORP COM 68389X105 1040 35000 SH DEFINED 3 35000
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PARKER-HANNIFIN COM 701094104 15 200 SH DEFINED 2 200
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PAYCHEX INC COM 704326107 31 1000 SH DEFINED 2 1000
J C PENNEY CO COM 708160106 11 475 SH DEFINED 2 475
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PRAXAIR, INC. COM 74005P104 544 5000 SH DEFINED 3 5000
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PROCTER & GAMBLE CO COM 742718109 1562 25500 SH DEFINED 3 25500
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SECTOR SPDR TR FUND EXC 81369Y506 38 576 SH DEFINED 2 576
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STRYKER CORP COM 863667101 12 225 SH DEFINED 2 225
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3M COMPANY COM 88579Y101 82 915 SH SOLE 915
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TIDEWATER, INC. COM 886423102 2 50 SH SOLE 50
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TRUEBLUE INC. COM 89785X101 20 1300 SH OTHER 2 1300
TRUSTCO BANK CORP COM 898349105 41 7500 SH SOLE 7500
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VISA INC. COM 92826C839 43 350 SH OTHER 2 350
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VODAFONE GROUP PLC NEW COM 92857W209 14 500 SH SOLE 500
WALMART STORES INC COM 931142103 139 1995 SH SOLE 1995
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SYNERON MEDICAL LTD ORD COM M87245102 17 1600 SH OTHER 2 1600