Pricing Supplement Number 142 Dated [ ]

This pricing supplement, which is not complete, relates to an automatically effective Registration Statement under the Securities Act of 1933, as amended. We may not sell the notes until we deliver a final pricing supplement. This pricing supplement and the accompanying prospectus supplement and prospectus are not an offer to sell these notes in any jurisdiction where such an offer would not be permitted.

Subject to completion, dated July 31, 2006

Prudential Financial InterNotes®, Due One Year or More from Date of Issue

Filed under Rule 424(b)(3), Registration Statement(s) No. 333-132469, 333-132469-01 and 333-132469-02

Pricing Supplement Number 142 Dated [            ]

(to Prospectus dated March 16, 2006 and Prospectus Supplement dated March 16, 2006)

Investors should read this pricing supplement in conjunction with the Prospectus and Prospectus Supplement.

 

CUSIP Number

    Aggregate Principal
Amount		   Selling
Price		   Gross
Concession		   Net Proceeds   Coupon
Type		    Coupon
Rate		   Coupon
Frequency		    Maturity
Date		    1st Coupon
Date		    1st
Coupon
Amount		    Survivor’s
Option		    Product
Ranking		    Moody’s
Rating		    S & P
Rating
74432AQD5    [            ]   100.000%   1.500%   [            ]   FIXED    6.000%   SEMI-
ANNUAL		    08/15/2016    02/15/2007    $30.83    YES    Senior
Unsecured
Notes		    A3    A

Redemption Information: Callable at 100.000% on 08/15/2008 and every interest payment date thereafter.

Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: A.G. Edwards & Sons, Inc., Bear, Stearns & Co., Inc., Charles Schwab & Co. Inc., Citigroup, Edward D. Jones & Co., L.P., Fidelity Capital Markets Services, Merrill Lynch & Co., Morgan Stanley, Ramirez & Co., Inc., Raymond James & Associates, Inc., RBC Dain Rauscher Inc., Muriel Siebert & Co., Inc., UBS Securities LLC, Wachovia Securities, LLC

The Prudential Financial, Inc. InterNotes will be subject to redemption at the option of Prudential Financial, Inc., in whole on the interest payment date occurring any time on or after 08/15/2008 at a redemption price equal to 100% of the principal amount of the Prudential Financial, Inc. InterNotes, plus accrued interest thereon, if any, upon at least 30 days’ prior notice to the noteholder and the trustee, as described in the prospectus.

 

CUSIP Number

    Aggregate Principal
Amount		   Selling
Price		   Gross
Concession		   Net Proceeds   Coupon
Type		    Coupon
Rate		   Coupon
Frequency		    Maturity
Date		    1st Coupon
Date		    1st
Coupon
Amount		    Survivor’s
Option		    Product
Ranking		    Moody’s
Rating		    S & P
Rating
74432AQE3    [            ]   100.000%   2.500%   [            ]   FIXED    6.300%   SEMI-
ANNUAL		    08/15/2031    02/15/2007    $32.38    YES    Senior
Unsecured
Notes		    A3    A

Redemption Information: Callable at 100.000% on 08/15/2011 and every interest payment date thereafter.

Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: A.G. Edwards & Sons, Inc., Bear, Stearns & Co., Inc., Charles Schwab & Co. Inc., Citigroup, Edward D. Jones & Co., L.P., Fidelity Capital Markets Services, Merrill Lynch & Co., Morgan Stanley, Ramirez & Co., Inc., Raymond James & Associates, Inc., RBC Dain Rauscher Inc., Muriel Siebert & Co., Inc., UBS Securities LLC, Wachovia Securities, LLC

The Prudential Financial, Inc. InterNotes will be subject to redemption at the option of Prudential Financial, Inc., in whole on the interest payment date occurring any time on or after 08/15/2011 at a redemption price equal to 100% of the principal amount of the Prudential Financial, Inc. InterNotes, plus accrued interest thereon, if any, upon at least 30 days’ prior notice to the noteholder and the trustee, as described in the prospectus.

 

Prudential Financial, Inc.   

Offering Dates: July 31, 2006 through August 07, 2006

Trade Date: Monday, August 07, 2006 @12:00 PM ET

Settlement Date: Thursday, August 10, 2006

 

Minimum Denomination/Increments:

$1,000.00/$1,000.00

 

Initial trades settle flat and clear SDFS:

DTC Book Entry only

DTC number: 0235 via RBC Dain Rauscher Inc.

 

If the maturity date or an interest payment date for any note is not a Business Day (as defined in the
Prospectus), principal, premium, if any, and interest for that note is paid on the next Business Day, and
no interest will accrue from, and after, the maturity date or interest payment date.

 

The Prudential Financial, Inc. InterNotes will be represented by a master global note in fully registered
form, without coupons. The master global note will be deposited with, or on behalf of, DTC and
registered in the name of a nominee of DTC, as depository, or another depository as may be named in a
subsequent pricing supplement.

 

InterNotes® is a registered trademark of Incapital Holdings LLC. All rights reserved

   

Prudential Financial, Inc.

$2,500,000,000.00 Prudential Financial Retail

Medium-Term Notes, including Prudential
Financial InterNotes®

Prospectus dated March 16, 2006 and the
Prospectus Supplement dated March 16, 2006

 

 

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