UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): July 1, 2004
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NEW YORK COMMUNITY BANCORP, INC.
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(Exact name of registrant as specified in its charter)
Delaware 0-31565 06-1377322
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(State or other jurisdiction Commission File Number (I.R.S. Employer
of incorporation or Identification No.)
organization)
615 Merrick Avenue, Westbury, New York 11590
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(Address of principal executive offices)
Registrant's telephone number, including area code: (516) 683-4100
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Not applicable
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(Former name or former address, if changed since last report)
CURRENT REPORT ON FORM 8-K
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Item 1. Changes in Control of Registrant
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Not applicable.
Item 2. Acquisition or Disposition of Assets
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Not applicable.
Item 3. Bankruptcy or Receivership
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Not applicable.
Item 4. Changes in Registrant's Certifying Accountant
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Not applicable.
Item 5. Other Events and Regulation FD Disclosure
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On July 1, 2004, the Company announced that its Board of
Directors had declared a quarterly cash dividend of $0.25 per
share, payable on August 17, 2004 to shareholders of record at
the close of business on August 5, 2004. The announcement was
included in a news release issued by the Company and is
incorporated into this Item 5 by reference to Exhibit 99.1
(but only with respect to the information contained in Exhibit
99.1 regarding the announcement of the dividend declaration,
not with respect to any information furnished under Item 12 of
this Form 8-K.)
Item 6. Resignations of Registrant's Directors
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Not applicable.
Item 7. Financial Statements and Exhibits
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(a) No financial statements of businesses acquired are
required.
(b) No pro forma financial information is required.
(c) Attached as Exhibit 99.1 is a news release issued by
New York Community Bancorp, Inc. (the "Company") on
July 1, 2004. The news release included the Company's
announcement that its Board of Directors declared a
quarterly cash dividend of $0.25.
Item 8. Change in Fiscal Year
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Not applicable.
Item 9. Regulation FD Disclosure
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On July 1, 2004, the Company issued a news release, attached
as Exhibit 99.1.
Item 10. Amendments to the Registrant's Code of Ethics, or Waiver of a
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Provision of the Code of Ethics
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Not applicable.
Item 11. Temporary Suspension of Trading Under Registrant's Employee
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Benefit Plans
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Not applicable.
Item 12. Results of Operations and Financial Condition
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On July 1, 2004, the Company issued a news release indicating
that it expects its diluted earnings per share for the three
months ended June 30, 2004 to range from $0.15 to $0.16 and
its diluted earnings per share for the twelve months ended
December 31, 2004 to range from $1.42 to $1.47. These
projections reflect the impact of a one-time after-tax charge
of $95.0 million, or $0.35 per diluted share stemming from the
sale of securities in the second quarter of 2004. The Company
also projected 2005 diluted earnings per share in the range of
$1.65 to $1.70. The news release is attached as Exhibit 99.1
and is incorporated into this Item 12 by reference.
SIGNATURE
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Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
July 1, 2004 NEW YORK COMMUNITY BANCORP, INC.
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Date
/s/ Joseph R. Ficalora
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Joseph R. Ficalora
President and Chief Executive Officer
EXHIBIT INDEX
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99.1 News release issued by the Company on July 1, 2004.